Paresh K

[Dipen Sheth @caldipen]

Delighted (and proud) to announce that Arjavam is now an Associate partner of Sapient Wealth, one of India's most respected Mutual Fund distributors. Sapient has consistently aligned thought, speech and action (as implied 'Arjavam') for decades.
No wonder, we've paired up!

[Paresh K @KariyaParesh]

@caldipen Welcome to Sapient Wealth family

[Paresh K @KariyaParesh]

@DrARYadav3 This can be traumatic to any one. If this is happening regularly then it needs immediate attention.

[Dr A R Yadav @DrARYadav3]

Safety hazard , A 10 year old girl Crying with anxiety and panic helpless trapped for 15 minutes, security unable to help in lift of Rajlegacy one Chs , vikhroli west ,mumbai. Happens regulary in our society . Managing comitee waiting for disaster to happen to get in to action.

[Nilesh Shah @NileshShah68]

household Finacial Flows between FY 21 to 23 shows ( Source : The RBI )

Households put

- Rs 31,64,910 Cr (36.8%) in Bank Deposits

- Rs 17,28,331 Cr (20.1 %) in Pension / PF

- Rs 15,69,373 Cr (18.2 %) in Insurance

- Rs 889,253 Cr ( 10.3 % ) in currency notes.

- Rs 683,113 Cr ( 7.9 %) in Small savings

-Rs 4,03,772 Cr ( 4.7 %) in Mutual Funds

- Rs 110,183 Cr ( 1.3 % ) in Equities

- Rs 52,872 Cr ( 0.6% ) in other assets

Few things which are noticeable

Households are conservative investors
- 94% of flows goes towards fixed income
- equity gets paltry 6 % of flows

House holds prefer convenience over return
- higher yielding small savings gets 1/5 th of lower yielding Bank deposits

House holds prefer predictability over volatility
- predictable asset classes gets 16 times more flows than volatile asset classes

Household are earning below Inflation return on most of their portfolio
- No hope for generating real return / better than inflation as 10 % allocation is in currency notes which yields zero and 84 % to low yielding fixed Income.

Households prefer convenience / tax avoidance over return
- asset class like cash which helps in convenience / tax avoidance gets more than double flows than high return asset class like mutual funds.

If Indians have to become wealthy and financially secured than financial literacy is must among households whereby
- They invest for Real Return
- They take volatility in stride
- They prefer paying tax and generate higher yield

At Kotak MF we have made a small attempt to light candle to dispel the darkness in collaboration with CBSE in imparting financial literacy to 75000 + teachers ( majority women teachers ) across 100 + locations over 1000 + physical events.

PRAY THAT EVERY INDIAN IS FINANCIALLY SECURED WITH BETTER FINANCIAL LITERACY

[Sapient Wealth Advisors and Brokers Pvt Ltd @SapientWealth]

Be a mastermind in making a master plan.

[Paresh K @KariyaParesh]

Tick all of them 👍🏻

[Paresh K @KariyaParesh]

@NileshShah68 @BIVALKAR @DhruvLMehta @roopa17venkat @SapientWealth @Janak_Sapient @pallav42 Thank you Nilesh bhai, you have been and will always remain our mentor in this journey.

[Nilesh Shah @NileshShah68]

⁦@BIVALKAR⁩ ⁦@DhruvLMehta⁩ ⁦@roopa17venkat⁩ ⁦@SapientWealth⁩ ⁦@KariyaParesh⁩ ⁦@Janak_Sapient⁩ @pallav42

Wish Team Sapient a very enriching journey in the new abode.

Pray that your clients portfolio look as beautiful as your office.

[Paresh K @KariyaParesh]

Startup investing Masterclass with Masters of Startup investing. Thank you Anuj Golecha and Rishabh Golcha for such a wonderful session.

[Paresh K @KariyaParesh]

Learning is an ongoing process, thanks to our teachers who taught us how to learn.

[Paresh K @KariyaParesh]

RARE legend who taught a common man to DARE. RIP BIG BULL.

[AMFI India @amfiindia]

Honorable PM Shri Narendra Modi spoke about the robust growth of the Mutual Fund industry, at GIFT City today. He mentioned that MF industry grew by 250% from ₹10 lakh crores AUM in 2014 to over ₹35 lakh crores in Jun'22. Proud moment for the industry!

https://t.co/ly8IsflhpP

[Pallav Bagaria @pallav42]

It’s time to stop Communications and start Conversations ..!! Sapient Conversations are back after a long break.. the tour begins today @pune today.. @SapientWealth

[Paresh K @KariyaParesh]

Amit Bivalkar sharing Sapient’s top down approach at Sapient Conversations.

[Brijesh Dalmia @brijeshdalmia]

@BIVALKAR will be speaking at the National Conference @masterstroke_ms on 26th Auguest. Register today.

[Paresh K @KariyaParesh]

Let’s all commit for betterment for our only home, EARTH.

[Sapient Wealth Advisors and Brokers Pvt Ltd @SapientWealth]

Perspective is key to happiness 💯