Country Spotlight #35. @Ripple + Ireland ๐ฎ๐ช๐ค
- In 2022, Ripple opened its Dublin office, citing Ireland's supportive environment for financial technology and digital asset companies.
- In 2023, Ripple Markets Ireland Limited was added to the Central Bank of Ireland's Virtual Asset Service Providers (VASP) Register, allowing Ripple to provide various digital asset services within Ireland. Ripple specifically described Ireland as its primary base for EU regulation.
- In 2026, Aviva Investors partnered with Ripple to tokenize traditional fund structures on the #XRP Ledger. This initiative later contributed to the launch of a Central Bank of Ireland approved tokenized fund structure.
- Ireland has established itself as a leading destination for fintech and digital asset companies, attracting firms seeking regulatory clarity and access to the broader European market.
Big Picture - Ireland has emerged as one of Europe's most important fintech and regulatory hubs. With Ripple selecting Dublin as a strategic base, securing approval from the Central Bank of Ireland, and supporting XRPL-based tokenization initiatives, the country continues to play a growing role in the future of digital assets and blockchain-powered finance. #RLUSD
Country Spotlight #34 - @Ripple + @Sweden ๐ธ๐ช๐ค
- In 2016, @Nordea , one of the largest financial institutions in the Nordic region, participated in a Ripple and R3 pilot that explored the use of XRP for cross-border payments and liquidity management.
- In 2022, Swedish money transfer provider Xbaht partnered with Ripple to open a new remittance corridor between Sweden and Thailand, enabling faster and more cost effective cross-border money transfers.
- Through this partnership, Xbaht became Ripple's first On-Demand Liquidity customer in Sweden, utilizing #XRP-powered liquidity to facilitate faster retail remittances while reducing reliance on traditional payment infrastructure.
- As one of the world's most cashless societies, Sweden has been at the forefront of digital currency research through the Riksbank's e-krona initiative, making it one of the earliest central banks to explore CBDC's.
Big Picture - Sweden sits at the forefront of digital finance. From early experimentation with XRP through Nordea, to Ripple-powered remittance infrastructure via Xbaht and @Tranglo , and the Riksbank's pioneering work on the e-krona, Sweden is establishing itself as one of Europe's most influential markets for the future of payments and digital currencies. #RLUSD
Country Spotlight #33 - @Ripple + Lithuania ๐ฑ๐น๐ค
- In 2022, Lithuanian fintech FINCI partnered with Ripple to launch a new payment corridor between Europe and Mexico, enabling faster cross-border payments while reducing the need for costly pre-funded accounts abroad.
- Through this partnership, FINCI became Ripple's first customer in Lithuania, utilizing On-Demand Liquidity (ODL) to support retail remittances and B2B payments. ODL leverages XRP to facilitate faster and more efficient cross-border transfers.
- Lithuania's central bank has been a pioneer in digital finance, using initiatives such as LBChain and the launch of LBCOIN to explore the future of blockchain technology and central bank digital currencies.
Big Picture - While smaller than many of its European neighbors, Lithuania has established itself as a growing fintech and digital payments hub. With Ripple's partnership with FINCI bringing XRP powered On-Demand Liquidity to the country and the Bank of Lithuania actively exploring blockchain and CBDC-related technologies, Lithuania continues to position itself at the forefront of financial innovation in the Baltic region.
Country Spotlight #32 - @Ripple + Switzerland ๐จ๐ญ๐ค
- In 2016, UBS joined Ripple's global payments network, becoming one of several major financial institutions exploring Ripple's technology to improve cross-border payments and settlement efficiency.
- In 2023, Ripple acquired Swiss based digital asset custody firm Metaco for $250 million, expanding its institutional custody and tokenization capabilities. Metaco's technology is used by major banks and financial institutions around the world.
- In 2024, Ripple joined UBS and SIX Group, the operator of the Swiss Stock Exchange, as a strategic partner within Switzerland's Tenity fintech ecosystem, supporting innovation in blockchain, tokenization, and XRP Ledger-based financial applications.
- In 2025, Swiss based AMINA Bank became the first European bank to go live with Ripple Payments, enabling near real time cross-border transfers and providing clients access to payment infrastructure supporting RLUSD and other stablecoins.
Big Picture - Home to global banking institutions, the Swiss Stock Exchange, and one of the world's most advanced digital asset ecosystems, Switzerland has emerged as a key center for tokenization, custody, and blockchain-powered finance. Its growing ties to Ripple further reinforce its position at the forefront of financial innovation. #XRP #RLUSD
Country Spotlight #31 - @Ripple + France ๐ซ๐ท ๐ค
- In 2022, @LemonWay , a Paris based payment provider, partnered with Ripple to enhance cross border treasury payments using Ripple's On-Demand Liquidity, making it Ripple's first ODL customer in France. ODL utilizes #XRP to facilitate faster international transfers
- In 2026, Sociรฉtรฉ Gรฉnรฉrale-FORGE, the digital asset subsidiary of one of France's largest banking groups, launched its EUR CoinVertible (EURCV) stablecoin on the XRP Ledger, leveraging XRPL's speed, scalability, and low transaction costs.
- In 2026, French banking giant @BNPParibas paticipated in a @swiftcommunity pilot involving SG-FORGE's EURCV stablecoin and tokenized bond settlement, demonstrating how regulated digital assets are increasingly being explored for institutional settlement and tokenized financial markets
- France is Europe's second largest economy, generating roughly $3 trillion in annual GDP and serving as one of the continent's leading centers for banking, finance, and capital markets.
Big Picture - France sits at the intersection of traditional banking, digital payments, and tokenized finance. With institutions such as Sociรฉtรฉ Gรฉnรฉrale-FORGE building on the XRP Ledger, Lemonway utilizing Ripple's On-Demand Liquidity solution, and major banks like BNP Paribas participating in digital asset settlement initiatives, France is emerging as one of Europe's most important markets for blockchain powered finances. #RLUSD
Country Spotlight #30. @Ripple + Germany ๐ฉ๐ช๐ค
- In 2023, DZ BANK, one of Germany's largest financial institutions, chose Ripple/Metaco for its digital asset custody platform, highlighting Ripple's growing role in helping major banks build regulated crypto and tokenization services.
- Germany's largest bank, @DeutscheBank , partnered with Ripple in 2026 to help modernize cross border payments and digital asset infrastructure, marking another step toward institutional adoption of blockchain based technology.
- Germany is Europe's largest economy and home to Frankfurt, a global financial hub that houses the European Central Bank and some of the Europe's largest financial institutions.
- Germany's export driven economy generates over $1.5 trillion annually, creating demand for faster and cheaper cross border settlements, an area where digital assets like #XRP and #RLUSD could play an important role.
Big Picture - Germany sits in the middle of European banking, global trade, and digital asset innovation, making it one of the most strategically important countries for the future of blockchain powered finance. With major institutions such as Deutsche Bank and DZ BANK already connected to Ripple's infrastructure initiatives, Germany is well positioned to help shape the future of finance.
XRP now has institutional credit rails on Ethereum mainnet, enabled by @FlareNetworks.
FXRP is live as collateral in @SentoraHQ's RLUSD vault on @Morpho โ supply FXRP, borrow RLUSD, permissionlessly.
A milestone for $XRP in institutional DeFi ๐ค
https://t.co/JHvtoFDR4p