MarcM

Driving development, trade and investment in Emerging Markets | Finance @Cambridge_Uni | MBA @QuanticSchool | Law @UCL |

[MarcM @MarcM_FinTwit]

$150k and then it’s game over

[MarcM @MarcM_FinTwit]

Took less than a year but $100k in play, might hit this evening

[Busisa Moyo @BusisaMoyo]

Zim mortgage penetration wasn’t always low, go back to the 80/90s it was much higher. The failure has been supply side, the removal of stand-alone licensed mortgage houses like Beverly, Founders etc that had that as core business. We omnibus commercial banks are retrogressive

[MarcM @MarcM_FinTwit]

Took less than a year but $100k in play, might hit this evening

[MarcM @MarcM_FinTwit]

Risk: on

Bitcoin 100K this cycle ✅

[MarcM @MarcM_FinTwit]

@ChifambaKay Business stopping for elections? Sounds familiar! 🤣🤣🤣

[Osaretin Victor Asemota @asemota]

Discipline is scalable to all aspects of life. You can’t be the best in the world at anything without discipline and persistence, no matter how much talent you have. Ray Kroc’s quote comes to mind.

[Elon Musk @elonmusk]

Starlink now available in Zimbabwe!

[MarcM @MarcM_FinTwit]

@tmukogo Leaning towards your promo analysis esp since there’s little other evidence to support double digit % rebound

[MarcM @MarcM_FinTwit]

Fantastic thread!

[Tinashe Mukogo @tmukogo]

If this growth is not sustained, I don't see how much longer OK can continue without major changes.

I even think it could be an acquisition target.

I have some ideas on this, which I may share with the Money and Moves email list. (to join for free go to the website in my bio)

[MarcM @MarcM_FinTwit]

Former President Zuma has entered the Group chat

[MarcM @MarcM_FinTwit]

$NVDA looks like short-term top to me

[MarcM @MarcM_FinTwit]

Large increase in 18-19 cohort (1st-time voters), but they are less than 2% of the overall voter pool.

Almost 1mn young people in the 20-29 cohort did not register for 2024 polls vs 2019 polls. (4.4m vs 5.3m prev).

This means the 30-39 cohort holds sway with 5.8m (25% of pool)

[MarcM @MarcM_FinTwit]

Looking ahead of South Africa's elections next week - 5 charts highlight the importance of (un)employment to the voter demographics...

[MarcM @MarcM_FinTwit]

The gender distribution remains the same as 2019, highlighting the importance of targeted messaging to female voters

[Breaking Banks Africa @BreakingBanksEU]

📽️ Throwback to an enlightening episode of the #BBE series #Fintech4Good with @ekleinveld, @Verse_major and Tawana Muchatuta, from @africagrowthllc. Discover how Entry is tackling financial exclusion with innovative lending solutions. 🌍🏠

📺 Watch here: https://t.co/RcGMgcIfAT

[All The Right Movies @ATRightMovies]

Ridley Scott’s GLADIATOR was released 24 years ago today. A sword and sandals classic, and the film that made a megastar of Russell Crowe, the making of story is worthy of the Colosseum…

1/43

[Imade. @ImadeIyamu]

I still believe that going through the process in this essay diligently is the best way to answer questions about your future for yourself.

https://t.co/ZcEqhA4lXt

[MarcM @MarcM_FinTwit]

@ChifambaKay 💯

[MarcM @MarcM_FinTwit]

Started this this year

- buying + reading physical newspapers

- buying + reading magazines (The Economist)

- reading peer-reviewed journal articles

- reading long-form web articles.

I find I’m a lot less opinionated about anything because I don’t know what I don’t know

[Andrej Karpathy @karpathy]

# on shortification of "learning"

There are a lot of videos on YouTube/TikTok etc. that give the appearance of education, but if you look closely they are really just entertainment. This is very convenient for everyone involved : the people watching enjoy thinking they are learning (but actually they are just having fun). The people creating this content also enjoy it because fun has a much larger audience, fame and revenue. But as far as learning goes, this is a trap. This content is an epsilon away from watching the Bachelorette. It's like snacking on those "Garden Veggie Straws", which feel like you're eating healthy vegetables until you look at the ingredients.

Learning is not supposed to be fun. It doesn't have to be actively not fun either, but the primary feeling should be that of effort. It should look a lot less like that "10 minute full body" workout from your local digital media creator and a lot more like a serious session at the gym. You want the mental equivalent of sweating. It's not that the quickie doesn't do anything, it's just that it is wildly suboptimal if you actually care to learn.

I find it helpful to explicitly declare your intent up front as a sharp, binary variable in your mind. If you are consuming content: are you trying to be entertained or are you trying to learn? And if you are creating content: are you trying to entertain or are you trying to teach? You'll go down a different path in each case. Attempts to seek the stuff in between actually clamp to zero.

So for those who actually want to learn. Unless you are trying to learn something narrow and specific, close those tabs with quick blog posts. Close those tabs of "Learn XYZ in 10 minutes". Consider the opportunity cost of snacking and seek the meal - the textbooks, docs, papers, manuals, longform. Allocate a 4 hour window. Don't just read, take notes, re-read, re-phrase, process, manipulate, learn.

And for those actually trying to educate, please consider writing/recording longform, designed for someone to get "sweaty", especially in today's era of quantity over quality. Give someone a real workout. This is what I aspire to in my own educational work too. My audience will decrease. The ones that remain might not even like it. But at least we'll learn something.