Melinda Caughill, CSA

My company helps seniors, their family members and the professionals who serve them understand Medicare. We do NOT sell insurance.

[Melinda Caughill, CSA @Medicare65Inc]

@realdocspeaks Fun fact… in 2023, Medicare Advantage plans required prior authorization 49.8 Million times. Original Medicare required 393,000 prior auths in the same time period.

[Melinda Caughill, CSA @Medicare65Inc]

Just lost a friend today. So sad. I walk into the @FiveGuys near me to get lunch, and l, unfortunately, start crying. Ashante, my server, gives me so much kindness and comfort. So unexpected and grateful to get love in an unexpected place. Ty @fiveguys

[Melinda Caughill, CSA @Medicare65Inc]

@ELonMuskNewssX I’ll happily take one. They’re gorgeous.

[Melinda Caughill, CSA @Medicare65Inc]

@ArthritisSTL @Cigna @ExpressScripts NICE!!

[Melinda Caughill, CSA @Medicare65Inc]

@BGRHULE @OLDNURSE19 @reinjenjenni @DefiyantlyFree You likely do pay. Have you checked your Social Security benefits statement? Medicare Part B premiums are taken out automatically.

[Melinda Caughill, CSA @Medicare65Inc]

@Anabel28810703 @reinjenjenni @DefiyantlyFree You can refuse it, yes. But if you’re not working, Medicare Part A and Part B will be your primary insurance—even if you’re not enrolled in it. Meaning, any other coverage you have (with the exception of Federal employee benefits) will NOT work. Plus you’ll face penalties later.

[Melinda Caughill, CSA @Medicare65Inc]

@DavisPudoff @Anabel28810703 @reinjenjenni @DefiyantlyFree Not true.

[Melinda Caughill, CSA @Medicare65Inc]

@reinjenjenni @DefiyantlyFree You actually did NOT have to enroll in Part B. If you’d actually worked with a knowledgeable professional, we could’ve told you that. On a federal employee health plan, you are the only people 65+ who can choose not to get Medicare Part B.

[Melinda Caughill, CSA @Medicare65Inc]

@realdocspeaks For those of you who don’t know what prior authorization is… Imagine your doc says you need surgery. But, really, your doc is not in charge. Your doc has to get permission from the insurance company first. If the insurer says no, you pay the WHOLE bill.

[Melinda Caughill, CSA @Medicare65Inc]

@realdocspeaks Fun fact… in 2023, Medicare Advantage plans required prior authorization 49.8 Million times. Original Medicare required 393,000 prior auths in the same time period.

[Melinda Caughill, CSA @Medicare65Inc]

@realdocspeaks Unfortunately, Dr. Oz is slated to become head of CMS. But Dr. Oz is a big fan of Medicare Advantage. In fact, he is quite invested in them. You can find him touting “Medicare Advantage for All”.

[Melinda Caughill, CSA @Medicare65Inc]

@jcubanski The $2,000 spending limit is action on the https://t.co/tOZqUFR9FT plan finder... but we are seeing people hitting the spending limit paying way less than $2,000. Any clue what's going on? (No extra help)

[Melinda Caughill, CSA @Medicare65Inc]

At the Healthcare Advocate Summit in Las Vegas. Proud to share with the world why we make signifantly less money than we would if we sold Medicare insurance…We care.

At 65 Incorporated, we do not need a single additional #medicare horror story. We have enough. We HELP.

[Nature is Amazing ☘️ @AMAZlNGNATURE]

This video will 100% improve your week!

[Melinda Caughill, CSA @Medicare65Inc]

@mcuban There are SO MANY THINGS that #medicareadvantage plans do that is unethical and shady. Where to begin? And insurance agents who ONLY sell Medicare Advantage plans. Grrrrr.

Did I mention Grrrrrr?

Back me up Nilsa!

[Melinda Caughill, CSA @Medicare65Inc]

@mcuban Legal? Sure.

Ethical? Hardly. But when have “ethical” and Medicare Advantage ever been synonymous?

[Melinda Caughill, CSA @Medicare65Inc]

@squarespacehelp Squarespace knows there's an issue but "they're working on updating their status page"

[Melinda Caughill, CSA @Medicare65Inc]

@squarespacehelp 503 Errors here too. Squarespace - Your outage page is a joke. Hundreds of down reports but everything is still green on your status page.

[Melinda Caughill, CSA @Medicare65Inc]

Loving the giraffes!! #AICPAENGAGE #jiravfie (Please gimme!!!??)

[Melinda Caughill, CSA @Medicare65Inc]

If you're having problems with your computer and big alert with a link in it comes on the screen, don't click it. https://t.co/VF1go04svj

[Melinda Caughill, CSA @Medicare65Inc]

If you're having problems with your computer and big alert with a link in it comes on the screen, don't click it. https://t.co/VF1go04svj