XRP, XLM, and XDC -> how they will work with DTCC:
1. Stellar (XLM): The Public Asset Issuance Layer
Stellar is a central pillar of the DTCC's public multi-chain strategy. The DTCC formally announced an integration to make DTC-tokenized assets natively available on the public Stellar network.
How it works: When major firms like WisdomTree create "digital twins" of traditional stocks, ETFs, or mutual funds under the DTCC framework, those securities are minted directly on the Stellar network.
The Role: Stellar acts as the issuance engine. It manages the full lifecycle of the security, including compliant retail/institutional trading, instant token fractionalization, and automated dividend reporting.
2. Ripple (XRP): The Interbank Liquidity & Clearing Layer
Ripple serves directly on the DTCC Tokenization Working Group. Ripple further cemented this connection after acquiring an institutional prime broker and registering Ripple Prime directly into the DTCC’s National Securities Clearing Corporation (NSCC) directory.
How it works: Tokenizing stocks on Stellar is one thing, but settling a multi-billion dollar trade between a bank in New York and a bank in Tokyo requires massive cross-border capital.
The Role: XRP acts as the back-end settlement layer and bridge asset. Instead of banks tying up billions in stagnant reserve accounts to execute Wall Street trades, the DTCC system utilizes XRP to swap value between different fiat currencies and cross-chain private legers in 3 seconds, achieving true instant settlement (T+0).
3. XDC Network: The RWA Collateral & Trade Layer
XDC interfaces with the DTCC ecosystem through highly regulated institutional pipelines, matching its integration with tier-1 digital asset custodians.
How it works: For Wall Street firms to trade tokenized Money Market Funds (MMFs) from managers like BlackRock or Fidelity, they need massive pools of yield-bearing collateral that can bypass traditional settlement delays.
The Role: XDC handles Real-World Asset (RWA) structural data. It packages financial trade instruments, invoices, and debt obligations into compliant, on-chain assets. Within the DTCC framework, XDC allows institutional traders to seamlessly pledge tokenized treasury and cargo documents as automated margin or collateral against active stock and bond trades.
Enjoy!
H/T Amiel Govender
It's worth repeating. We will very soon witness AI agents making billions of transactions on the XRPL in just one month, or even within a single week. AI will need to use money.
I notice that many XRP HODLers are really underestimating AI agents, and most don't even care. Yet, it's far bigger than almost everything else they're currently focused on. This makes me insanely bullish.
+ in just 2 weeks, there will be votes on crucial, massive upgrades for the XRPL
BOOM🚨🚨🚨 THE WHITE HOUSE JUST AGREED ON THE CLARITY ACT ETHICS PACKAGE.
THE WALL THAT BLOCKED THIS BILL FOR MONTHS IS CRACKING.
And this is extremely bullish for $XRP, $XLM, $HBAR and American-made utility digital assets.
Eleanor Terrett reports the administration reached agreement on the ethics provision and is sharing the language with Republican senators right now. Updated bill text is expected within days.
Understand what stalled and what just moved. For months, every negotiation died on one question: how to handle conflicts of interest between officials and digital assets. That dispute froze the text, drained the odds and ate the calendar.
Today, the White House side of that fight closed.
What remains: Democratic votes. The bill needs roughly seven to reach 60. The new language is the offer. The floor vote is the answer.
Now understand what a CFTC commodity framework opens for each American-built network.
$XRP is the settlement and liquidity asset. The XRPL already hosts tokenized US Treasuries with RLUSD handling redemptions around the clock, and its ledger has moved over $1.7 trillion in value since 2012.
Cross-border payments alone move trillions every year through pre-funded accounts that XRP was designed to replace.
Legal certainty is what lets US banks and custodians finally route that flow through it.
$XLM is the tokenization rail Wall Street already picked. Franklin Templeton, Circle and WisdomTree issue on Stellar today, and DTCC, whose systems processed $4.7 QUADRILLION in securities last year, chose it as a partner chain for tokenized assets targeting 2027.
Even a fraction of that volume dwarfs the entire crypto market.
$HBAR is the enterprise settlement layer. Governed by a council with Fortune 500 names, already carrying tokenized collateral trades for UK banks, already classified as a digital commodity.
Every institutional transaction on the network pays fees in HBAR. More regulated issuers means more fee demand by design.
And the pattern extends to every utility asset made in America. These networks spent a decade building compliance features, passing audits and waiting for a rulebook while capital sat legally locked out.
Pensions, corporate treasuries and asset managers control tens of trillions they could not deploy into unregulated markets.
Clarity does not create the demand. It releases it.
Laws open doors. Capital walks through them.
Text drops next. Watch the Democrats' reaction, not the price.
YESTERDAY’S WORLD CUP FINAL WAS MARKING THE DEATH OF THE OLD MONETARY SYSTEM 💵💴💶💷
FED-CHAIR KEVIN WARSH SAID: „YOU SHOULD LET THE SYSTEM BURN DOWN - A PHOENIX WILL RISE FROM THE ASHES!“ 🐦🔥
Central banks cannot just print their way out of this mess. That will cause hyper inflation & speed up the demise of the global financial system. They need money & shit loads of it without printing.
But how? Wealth CREATION using XRP!
Then stabilize it all with Gold.
XRP crossing the $5 threshold would not just be a psychological milestone. It would represent a transition from treatment comparable to an extremely illiquid asset (potentially requiring very high or even full collateral recognition haircuts) toward materially lower haircut treatment.
That will create several reinforcing “flywheel” effects:
1- Lower collateral requirements for firms using XRP.
2- Greater capital efficiency, allowing the same balance sheet to support more activity.
3- Increased willingness by broker-dealers, market makers, and clearing firms to hold operational XRP inventories.
4- Improved market depth and liquidity, which can further reduce volatility.
5- Potentially broader institutional adoption, assuming regulatory clarity and operational demand also increase.
Combined with enactment of the CLARITY Act, it should materially expand institutional participation, in this sequence:
Regulatory clarity → Institutional participation → Greater XRP utility → More operational holdings → Improved liquidity → Lower effective risk → More favorable collateral treatment → Higher capital efficiency → Additional institutional demand.
Add common sense, popcorn and patience while the show plays out
@Ripple@The_DTCC@USTreasury@POTUS
$XLM x MoneyGram Over the Years🤝
These two have been one of the longest standing partnerships in Enterprise DLT
And throughout 2026 so far... They're REALLY taking it above & beyond.
Here's the history
2021- Partnership Formed
2022- Stellar/MG used by UNHCR
2023- UNHCR use case wins award
2024- MoneyGram on/offramp API
2025- MoneyGram expands to LATAM
And now so far in 2026 we've already seen...
• Partner with Stellar for MoneyGram LATAM App
• Launch MGUSD issued by Stripe onto Stellar
• Become a Tier 1 validator on Stellar Network
But these aren't the only two evolving.
The entire DLT payments landscape is & the institutions clearly recognize this.
From things like GENIUS, to MiCA & many others.
DLT payments and stablecoin infrastructure is growingly becoming a key topic of institutional finance.
And the history that Stellar and MoneyGram have built align with that future PERFECTLY.
🚨 THE CLARITY ACT MOMENT OF TRUTH 🚨
If you hold $XRP, $XLM, $HBAR or other utility assets, understand what is really changing.
For years, every question about these assets got the same answer.
Custody? We need clarity first.
ETF approvals? Clarity first.
Bank adoption? Clarity first.
That excuse expires the day the Senate votes yes.
The merged draft gives qualifying tokens commodity treatment under the CFTC while the SEC keeps investment contracts.
In plain language: the assets that do actual work on actual networks finally get treated like it.
Holders carried these bags through lawsuits, delistings and years of being told they were wrong.
Not because of hype. Because the thesis was always about what happens when the rules arrive.
The rules are one floor vote away from arriving.
The assets positioned to benefit first share two things:
Real-world transaction usage and American roots.
Ripple, Stellar, and Hedera have both, with $XRP, $XLM, and $HBAR powering the networks behind them.
DO NOT PANIC HERE!
OUR TIME IS COMING!
THE MASSIVE PUMP WE’VE BEEN WAITING FOR IS CLOSE.
🚨 Finishing the Correction XRP Spent a Year Building! 🚨
I'm zoomed into the lower timeframes, and what I see is a potential final 5-wave impulse down into the macro $0.87 support zone.
If this structure below plays out, the path is something like this:
📉 Sharp wave down now towards $0.93 (w3)
📈 Relief wave back toward $1.00, flip into resistance (w4)
📉 Final wave down into the $0.87 macro target (w5)
That final move would complete the macro Wave 2 correction and finish off the correction we've spent the last year building! 😍
The odds still favor one final low into support before the next major trend begins! Don't blink or you'll miss this! 👁️
#xrpholders #XRPAnalysis #CryptoMarket
Bitcoin just entered the exact level where every bull trap ends.
Fakeout is in the final phase, and Bitcoin will dump one last time before the next cycle begins.
$62K → $58K → $48K → $87K → $200K
Next stops:
→ $58K in August
→ $48K by October
→ $87K next year
Reminder: I’ve called all the market tops and bottoms for the last 15 years, including the Bitcoin bottom at $16,000 and the top at $126,000.
The next call will be even more important. I’ll post it here publicly like I always do.
Turn notifications on. If you’re not following yet, you’ll understand why that was a mistake later.
Everything you've been told about #Bitcoin/#crypto is a lie
- Crypto is not investment, it's a simulation psyop designed to impoverish you. Big moves up in the early days were a lure to draw us in and wont ever repeat
- Crypto is not bulls versus bears, it's exchanges versus all of us. You don't get paid by other people if your crypto goes up, exchanges have to pay you. It's more in their interest for the prices going down or stagnating, than the prices going up
- The other purpose of crypto/BTC is creating and hiding the new cycle meant to replace the old expiring one, the cycle of XRP, by psyoping the holders for 8 years with timing every news and event as a trap intended for investors themselves to fuel the waves by making the holders repeatedly be in loss for prolonged periods of time (what they call bears), while the company is parading around (LARPing), while in reality having zero impact on the price of #XRP, because that's in the domain of simulation riddlers who designed it to move only at the end of the cycle of the old system, as per order of those who they work for - the controllers
- No chart analyst understands what they are talking about in crypto. Do yourself a service and stop listening to crypto-based chart analysts, if they don't understand it's a simulation coded for 'expiration date', they don't understand it. @camelfinance is good despite having #Bitcoin as a slight blind spot, but he has a system which will enable him to see it on time, that all time based cycles can fail, just like 4 year cycle of #BTC is going to, because it's not the main code, sine waves & 12321 waves are. Or better yet, sell all crypto and do yourself a double service, you will win money and the peace of mind. Think about it: the more risk you take the more of the reward you should have. You don't have that in crypto, ergo it's a waste of time and even a scam.
- When the second purpose of crypto psyop is fulfilled, the bridge to somewhere, the cycle bridge to new digital system, XRP, the show ends in earnest, think of a rug pull metaphor. And then you will see that I actually knew what I'm writing about now. Thank me later. Good luck.
🤨SWIFT's move to Hyperledger Besu is a major step forward...but it also highlights the difference between permissioned enterprise blockchains and public blockchain infrastructure.
Hyperledger Besu
• Permissioned, bank-controlled network
• Participants must be approved
• Centralized governance
• Tokenized deposits still settle through existing banking infrastructure
• Designed primarily for institutional coordination and compliance
XRPL & Stellar
• Public, open blockchain networks
• Near-instant settlement
• Low transaction costs
• Native support for tokenization and cross-border value transfer
• Accessible to financial institutions, businesses, developers, and individuals worldwide
The key distinction isn't that one technology is "better" than the other..they solve different problems.
SWIFT + Besu modernizes coordination between existing financial institutions.
XRPL and Stellar provide open settlement networks capable of moving value globally without requiring every participant to join a permissioned consortium.
Ironically, SWIFT's announcement further validates what public blockchain networks have demonstrated for years:
✔ 24/7 availability
✔ Tokenization
✔ Programmable payments
✔ Interoperability
✔ Cross-border value transfer
The future of finance is unlikely to run on a single network.
Permissioned systems like Besu may coordinate institutions, while public networks such as XRPL and Stellar continue to provide open, efficient settlement and liquidity across the global digital economy.
#SWIFT #HyperledgerBesu #XRPL #XRP #XLM #Tokenization #Stablecoins #Blockchain ..
The big players are “starting” to arrive. Vanguard understands what XRP is and the value it will hold. The timing is no coincidence; they’re going to set the price so that the heart of the financial system can have its settlement infrastructure ready.
A supply shock is inevitable.