Tim Duncan

Director of Ai at BU School of Law and teach legal courses on Ai & Digital Finance. Former entrepreneur, exec and one time Head of Technology at CFPB.

[Tim Duncan @NotThatTimD]

@mikulaja Next you will be trying to tell us that blockchains are just databases that don't work very well.
But this "sweep account" idea is really new and novel.

[Tim Duncan @NotThatTimD]

@stmdc @mikulaja Because then it would be the first

[Tim Duncan @NotThatTimD]

@johnarnold @statg They stopped smoking too!
Apparently, it's just your own kids that won't listen to common sense.
Now maybe we can start talking to them about cell phone addiction.

[Tim Duncan @NotThatTimD]

@mikulaja Which pretty much eliminates the only justification left for using a blockchain as a database.

[Tim Duncan @NotThatTimD]

@johnarnold Crypto, prediction markets etc. are a mugs game. I'm mystified that people continue to throw their money away. How much do they have to lose? I guess most of it is driven by addiction.

[Tim Duncan @NotThatTimD]

@RogueCfpb @arcadylapiro Appearantly never did a procurement agreement with a municipality.

[Tim Duncan @NotThatTimD]

@mikulaja @duborges And they had a great marketing schtick. Originally they positioned themselves as only working with graduates of elite schools. Snob fintech.

[Tim Duncan @NotThatTimD]

@mikulaja Crypto/blockchain even worse. Real estate on the blockchain comes up about every 36 months, goes nowhere and everyone forgets about it again.

[Tim Duncan @NotThatTimD]

@mikulaja @duborges Start with SOFI. I'd say their execution from their "Facebook for Fintech" days has been pretty good but I don't know if the bank charter has made much of a difference. And now that student loan refi and the tech platform seemed to have peaked, not much to be excited about.

[Tim Duncan @NotThatTimD]

@mikulaja It's the future of finance and always will be.

[Tim Duncan @NotThatTimD]

@peter @alfongj Anyone who thinks they are hot stuff innovators should read the history of Visa and Dee Hock.

[Tim Duncan @NotThatTimD]

@mikulaja Amazing how long VCs have been able to postpone revealing what a disaster their fintech investments have been overall. Next comes the $billions down the drain in Metaverse and Web III.

[Tim Duncan @NotThatTimD]

@AlexH_Johnson Remember when everyone was going to trade crypto for free using the blockchain? Now Coinbase charges .5-3% from what I've read. Using CC gets me rewards, 30 day float and the ability to dispute a charge. Someone explain why would I switch to stablecoins?

[Tim Duncan @NotThatTimD]

@GayBearRes Dallas is what America would be like if Germany had won WW II.

[Tim Duncan @NotThatTimD]

@VCBrags @alexkehr yea,
but look how well they did in the Metaverse

[Tim Duncan @NotThatTimD]

@RogueCfpb Are the ed stats available somewhere?

[Tim Duncan @NotThatTimD]

@mikulaja What kind of ink does he use?

[Tim Duncan @NotThatTimD]

@RogueCfpb Including $500 million high schools with better athletic infrastructure than most colleges. Newton N HS below.

[Tim Duncan @NotThatTimD]

@RogueCfpb And why many 2nd tier prep schools are half-filled with intl students who can pay the 75K ++