Fredrick Oburu

Chief Executive Officer - Jamasita Group

[Fredrick Oburu @OburuF]

Drive safe, stay protected

[Fredrick Oburu @OburuF]

On a daily basis as I continue to serve our lovely clients at Jamasita Insurance Agency, I get the question, 'How much would my health insurance cost?'
It's always not a straight answer because various factors are at play. I have explained what determines how much you pay for your medical insurance in the video below. Listen in.

[Fredrick Oburu @OburuF]

@Martin_Imanthiu @ntvkenya Good question

[Fredrick Oburu @OburuF]

@mlinzi23 @ntvkenya I agree. But should they burn schools and kill others because of that? This can be sorted out by voting out incompetent leaders

[Fredrick Oburu @OburuF]

During the years you have cited, did we ever have it happen this rampantly? While the temptation has always been there, it was much suppressed before, therefore lesser cases were their. Today, parents are over protective of their children, and it's very difficult to enforce discipline even for the schools.

[Fredrick Oburu @OburuF]

@ivymuthe This is awesome. Everyone must stand with their culture and language. Most countries out of Africa always speak their language even if the audience do not understand

[Fredrick Oburu @OburuF]

@OgopaAfroDj @Ndonglaw043 @_ngaowilson @joshuamalidzo 🤣

[Fredrick Oburu @OburuF]

@ehdande Interesting

[Fredrick Oburu @OburuF]

@bonifacemwangi @WMutunga It's always important to listen to people who went ahead of you. Good step

[Fredrick Oburu @OburuF]

@BarackObama @MBK_Alliance @ObamaFoundation I enjoyed @BarackObama presidency despite not being an American. Human centered, and in many cases resonated with basic human needs

[Fredrick Oburu @OburuF]

I have always initiated medical insurance discussions with people close to me at the earliest possible opportunity. Some get the point and take action, while others ignore probably thinking I am simply looking for business, only to reach out a few months later when they now need the cover 'urgently.' At this time, they mostly have sensed an unavailable risk. Maybe one is already unwell and at the hospital and they project a huge bill, or a pregnancy has occurred and now one needs cover for maternity, or there is a scheduled procedure anticipated to cost huge sums of money.

Unfortunately, medical insurance has waiting periods for certain conditions including normal in and outpatient visits, pre-existing conditions, maternity, psychiatric conditions, newly diagnosed chronic conditions among others. As a result, it becomes practically impossible to take up a cover to fix an 'urgent' medical bill. While this is not good news, it is the price for not taking action when the time was right. Insurance companies, like all other business entities hope that no claims come, and therefore has strategies to avoid outright risks.

It is therefore advisable to take up cover before any red flags regarding your health. The earlier you sign up, the cheaper it is for you, and the more you are assured to get protection when you need it most.

Insurance meant to cover unforeseen risks, and not obvious ones already anticipated.

And in case you have financial limitations and is unable to afford both in and outpatient cover, it is possible to have an inpatient only cover which is way cheaper. The biggest hospital bills arise from admissions, therefore a basic inpatient cover will save you a lot of money.

[Fredrick Oburu @OburuF]

@KhananiShingan1 I totally agree with you 🤣🤣

[Fredrick Oburu @OburuF]

In any discussion regarding medical insurance with my clients, they are always quick to ask, 'So how much will I need to pay?'
These are some of the key factors that determines how much you have to pay. Age tops the list. Plainly, the older you become, the more you need to pay for cover.

[Fredrick Oburu @OburuF]

@swahili254 @CJMarthaKoome @Kenyajudiciary The actual court rulling

[Fredrick Oburu @OburuF]

@OfficialJoewise Not sure. But I enjoyed Obama's presidency

[Fredrick Oburu @OburuF]

@Thuranira_1 Wewe guza 😅

[Fredrick Oburu @OburuF]

@future_vision_x Kenya

[Fredrick Oburu @OburuF]

@Thuranira_1 A very practical approach