David Childs, CFP ®

[David Childs, CFP ® @Oontis]

@RealKidPoker The best. But want to keep it a secret!

[David Childs, CFP ® @Oontis]

@CMONEYMAKER Picklr is going to be the spot during peak heat. You playing 4.0ish?

[David Childs, CFP ® @Oontis]

@SavagePoker @PokerTDA @PokerGO All good @SavagePoker until you have Will Kassouf or Martin Kabrhel at your table. Then headphones are 100% required.

[David Childs, CFP ® @Oontis]

@mauricehawkins 🤣 delirious as always

[David Childs, CFP ® @Oontis]

@padspoker @BlaiseBourgeois Patrick - there is room for context and perspective. If you make $100k and owe $25k in taxes, is that a 25% rate (his take) or 33.3% rate (your take)? Either could be right depending on perspective.

[David Childs, CFP ® @Oontis]

@Kevmath @WSOP The most GG thing they could do. Announce yesterday that today they’ll announce that they will announce the schedule Monday. Thats some kind of stupid

[JOKAMRREDPILLZ @JOKAQARMY1]

ICE TRAINING video 👀

[David Childs, CFP ® @Oontis]

@mauricehawkins 🤣

[David Childs, CFP ® @Oontis]

@mbontrager5 IUL = “Is Usually Lotsagarbage”

[David Childs, CFP ® @Oontis]

@Byte_Sized_Blog IUL = “Is Usually Lotsagarbage”

[David Childs, CFP ® @Oontis]

@olsonplanner IUL = “Is Usually Lotsagarbage”

[David Childs, CFP ® @Oontis]

@KyleBusch IUL = “Is Usually Lotsofgarbage”

[David Childs, CFP ® @Oontis]

@FranWalsh73 IUL “Is Usually Lotsofgarbage”

[Kyle Busch @KyleBusch]

We’ve always tried to take the hardest chapters of our life — infertility, loss, setbacks — and use them for good. Today is one of those moments.

We are sounding the alarm on a hidden insurance scam involving policies being sold by Pacific Life and other insurance carriers. These are being pitched as “smart retirement planning” or a way to “set up your children’s future,” but too many families are being misled and left with devastating financial loss.

And it’s not just public figures — it’s everyday hardworking Americans who trusted the system and are now left with little to no way to recover what was taken.

We’re sharing our experience so others don’t have to go through this without warning. We were mislead. If you’ve been approached with a “no-risk” retirement plan tied to an index universal life product (IUL)…. RUN!

Your future matters. Your family’s security matters. You deserve transparency.

[David Childs, CFP ® @Oontis]

@charliebilello Fair concept, but awful math. You can’t “underperform by 2,100%”. You can underperform by up to 100% in a non levered investment. On the flip side, you can OUTperform by 2,100%. You don’t just invert the sign and say the underperformance number is the same.

[David Childs, CFP ® @Oontis]

@MeasureTwiceMNY More visual layout of what you just walked through

[Konstantin Kisin @KonstantinKisin]

"When you tear out a man's tongue, you are not proving him a liar, you're only telling the world that you fear what he might say".

My thoughts are with Charlie Kirk's family.

[Cliff Cornell @cliffcornell_]

The “I’ll update my beneficiaries when I have more time” final boss:

[David Childs, CFP ® @Oontis]

@PurePortfolios @MeasureTwiceMNY 100% agree Nik, well said. Too many investment folks falsely tout that they do FP, and too many well intentioned Financial Planners believe “an asset allocation” is sufficient. Plan(ning), and allocat(ing). Both to be done properly are constantly optimized

[David Childs, CFP ® @Oontis]

@honest_math And this is since 1950. There was DEFINITELY a 20 year period where US Stocks were NOT up. The Great Depression. 24 years. I know not a ton of folks pay for data going back that far…but I hate when that is excluded.