Openreserve

Openreserve is building technology for the future of financial services: Openreserve Bank, N.A. (in organization).

[Openreserve @OpenReserveBank]

Introducing the bank that never closes.

Onchain rails. Instant settlement. 24/7

learn more: https://t.co/OQahx2fLi4

[Openreserve @OpenReserveBank]

Our CEO @deechoubey sat down with @chuk_xyz and @rparekh on Ep. 1 of @moneymachines_ to break down the future of unified banking infrastructure.

Catch the episode 👇

[Money Machines @moneymachines_]

Ep. 1 of @moneymachines_ is live!

@chuk_xyz and @rparekh are joined by @deechoubey, Founder & CEO @OpenReserveBank

Banks have spent decades layering new technology onto infrastructure built in the 1970s. 

The result is a patchwork of systems that struggle to keep pace with modern financial markets.

Dee Choubey, founder of @MoneyLion, spent over a decade building on top of this infrastructure. Now, at Openreserve, he is rebuilding the bank at its core, on a single unified ledger that brings payments, compliance, credit and treasury together. 

We cover:
(01:06) Introduction
(01:58) The MoneyLion story
(10:00) The business model of a bank
(17:28) Why build another bank now
(20:46) Trapped capital and the $500 billion problem
(26:56) Building the bank core like an L1
(30:21) What happens to the shape of US banking
(39:14) Issuing their own stablecoin
(45:26) What's next for Openreserve
(48:21) Takeaways from the conversation

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Find the links in the comments or search “Money Machines” on your favourite platform

[NEAR AI @near_ai]

Two security CTOs on why private matters as much as uncensored.

@grego_maspero, Co-founder and CTO, @therealgregoAI

@dschwed, CTO, @OpenReserveBank, former CISO at Robinhood

[Openreserve @OpenReserveBank]

Built by exceptional product builders whose work has reached millions of people, alongside operators with more than a century of collective experience running regulated firms at the highest levels of finance.
See what we are building: https://t.co/OQahx2fLi4

[Openreserve @OpenReserveBank]

Great session today at @money2020 USA!

Our Head of Relationship Banking, Erick Schneider, took the stage in Las Vegas for a crucial panel: "What Crypto Already Experienced About Fraud That's Coming to Your Bank."

A key takeaway: modern risk cannot be solved with legacy, batch-processed compliance. Safety, soundness, and real-time identity signals must be engineered into the bank core from day one.

Thank you to Money20/20 and the fellow panelists for an insightful discussion on how the future of regulated banking infrastructure is being shaped.

[Openreserve @OpenReserveBank]

"AI agents are an essential primitive of the future of regulated banking. That only works if the rails underneath them are built to bank standards..." — @dschwed

Great session "An AI Agent Enters the Marketplace" at @dcfintechweek with @AbhishekEsq, NEAR & Chad Harper @coinbase x402

[Openreserve @OpenReserveBank]

True 24/7 payments require liquidity built for the weekend, not just the business day.

Check out the latest essay by @OpenReserveBank's Chief Payments Officer Bradley Riss on why continuous liquidity belongs on a regulated bank balance sheet:

🔗 https://t.co/xfJhJkYri6

[Openreserve @OpenReserveBank]

Is your bank ready for what’s next?

As fraud vectors evolve, traditional banking is facing the same challenges crypto has spent years battling.

Catch Openreserve's Head of Relationship Banking, Erick Schneider, at @money2020 USA as he breaks down real-time identity signals and what banks need to know next to fight global payment fraud.

🗓️ Monday, Oct 19 | 11:35 AM
📍 The Intersection Stage, The Venetian (Las Vegas)

[Openreserve @OpenReserveBank]

As AI agents evolve from assistants to autonomous market participants, privacy and trust infrastructure are critical.

@OpenReserveBank is proud to sponsor PETshop II: Privacy Infrastructure for the Agentic Economy hosted by @USCMarshall's VEDA & The Fintech Foundation at
@DCFintechWeek.

We look forward to engaging with industry leaders to help shape the future of AI commerce and privacy-enhancing infrastructure.

Learn more:
🔗 https://t.co/WBOGznDrj4

[Openreserve @OpenReserveBank]

There’s $1.2 trillion in trapped capital sitting idle in escrow and legacy settlement delays.

@OpenReserveBank Founder and CEO @DeeChoubey breaks down how bringing traditional assets onchain unlocks that capital in real-time.

See how Openreserve is building the infrastructure to make capital continuous.👇 @monad

[Openreserve @OpenReserveBank]

Our founder @deechoubey joined Adam Levine, Jamie Zammitt, and moderator Joanna Ossinger to dive into crypto’s next major growth wave at @monad's Open.

Catch the full panel replay here:

[Openreserve @OpenReserveBank]

Don't miss out... Watch the Open livestream here 👇

[Monad @monad]

Tune in to the Open livestream https://t.co/Y4SjlZFXUA

[Monad @monad]

What's the next trillion dollar opportunity in crypto?

Come hear what industry leaders think:
- Dee Choubey (@OpenReserveBank)
- Adam Levine (@FireblocksHQ)
- Jamie Zammitt (@BVNKFinance)
- Joanna Ossinger (@CNBC)

Tickets: https://t.co/1tkMOpOG77

[David Schwed @dschwed]

@Sibos felt different this year.

For the past few years, every financial services conference talked about payment rails, stablecoins and tokenization.

It always felt like a solution in search of a problem .... surface-level initiatives hedging against "what may be."

This past week in Miami, the conversations started with the problem.

Then came the solution .... new settlement capabilities, real use cases for stablecoins and tokenized deposits.

We've left the era of building for the press release.

We're entering the era of financial markets transformation.

The banks get it now.

[Openreserve @OpenReserveBank]

As agentic commerce accelerates, high-level AI principles are no longer enough—we need actionable standards.

In a recent piece with Payday News, our CTO @dschwed shares his perspective alongside industry leaders on the call for AI governance, agentic commerce, and building practical rules before scaling.

Read more here: https://t.co/CH18kNRUU7

[Openreserve @OpenReserveBank]

Every generation gets one moment to rebuild the machinery of money and define what comes next.

The last rebuild gave us batch files and business hours. This one gives us continuity.

https://t.co/rwPar1IiSc

[Openreserve @OpenReserveBank]

Highlights from Sibos 2026 in Miami! 📍

Openreserve's CTO @dschwed shared key insights on navigating sovereignty, control, and dependency risks in AI-driven economies.

A great four days connecting with leaders across the global financial community. See you all next time!

[Openreserve @OpenReserveBank]

"Instead of building rails in a scattershot way abroad, America must lead the transition to onchain finance."

Read more of @DeeChoubey’s essay on Openreserve: https://t.co/XVEUQhcuDL

[Openreserve @OpenReserveBank]

Openreserve Founder and CEO @deechoubey will be speaking at Open, joining fellow builders shaping @monad's ecosystem.

Catch the session October 6th in Singapore.

Event details here: https://t.co/XUdcNxMDSZ

[Monad @monad]

Revealing some of the speakers at Open

Come hear from the people building Monad's economy on October 6th in Singapore

https://t.co/1tkMOpOG77

[Openreserve @OpenReserveBank]

OpenReserve founder and CEO @deechoubey joins @CNBCFastMoney to talk the future of banking.

https://t.co/UMJMpNzxn8