Allen

[Allen @PepeAllenito]

@paulxgu After a while, once she figures out what’s really going on here, she’ll probably say, “Dad, can you lock up until I turn 21?”

[Allen @PepeAllenito]

@EVIp4UDS3aYWEUF Are you an account created by Upstart short sellers?

[Allen @PepeAllenito]

@EVIp4UDS3aYWEUF @grok, is this account created by Upstart short sellers?

[Allen @PepeAllenito]

@paulxgu Thank you, Paul. Can we expect the remaining R&D loans on the balance sheet, in absolute dollar terms, to continue decreasing over the next few quarters?

[Allen @PepeAllenito]

@macro_guru Management usually offers conservative growth guidance, which suggests that actual performance could exceed expectations.

[Allen @PepeAllenito]

@HenryInvests Great insight! extraordinary rewards tend to follow extraordinary conviction!!

[Allen @PepeAllenito]

@vasilist 1.UPST
2.UPST
3.UPST

[Allen @PepeAllenito]

@HenryInvests You think it may be because UMI of March finally going down? UPST mentioned the issuance of tax refunds was down 56% due to the severe winter weather in Jan. & Feb.

[Allen @PepeAllenito]

@HenryInvests @Julius_Sten1 Totally agree. Long term funding, expanding product line, e.g., HELOC, auto loan, and progressive model. Still cyclical but less volatile. Yes, the past is not the future!

[Allen @PepeAllenito]

@Veganhippo21 Best yet to come!!

[Allen @PepeAllenito]

@HenryInvests @Upstart 290m off the B/S makes the rest of loans on B/S are “all R&D loans”?

[Allen @PepeAllenito]

@jack So True. And sometimes, “Start from the presumption we know less than nothing.”

[Allen @PepeAllenito]

@JBalldaymane @rabois @JBalldaymane
Why you take "Redfin house" as an example ? We were talking about Opendoor, okay?