Refi2

Canadian Mortgage Yield, On-Chain

[Refi2 @ReFi2_Finance]

1/7

Introducing REFI2: secured Canadian mortgage yield, brought on-chain.

We know what you might be thinking:

“Oh great, another RWA project.”

Fair.

But REFI2 is not trying to be the 1,001st tokenized wrapper on a crowded asset.

It is built around something much simpler:

real collateral, real borrower-paid yield, and a real reason to exist on-chain.

[Refi2 @ReFi2_Finance]

Big thanks to Tobias and the TBV team for putting this together. Incredible room of builders pushing agentic commerce, stablecoin rails, and real-world yield forward. Excited for what’s ahead.

[Tobias Bauer @TobiasTBV]

Over 200 of you joined for our Agentic Commerce Day in NYC! 🗽 Thanks @coinfund, @solana, @tbvxyz, @hello_anymal, @CloberDEX, & ReFi! 💯

[Refi2 @ReFi2_Finance]

@sevdaloji Simple I'd buy REFI2, where investors can stake their tokens to target an 8% yield backed by real mortgage payments.

[Refi2 @ReFi2_Finance]

@PraxMedia Refi2 (Yes we're biased)

Bringing secured Canadian mortgage credit on-chain, with a targeted 8% yield for token stakers, supported by real borrower payments, real collateral, and a sustainable lending model.

[Refi2 @ReFi2_Finance]

@Hercules_Defi @solana When choosing which chain to tokenize our Canadian secured mortgages on, @solana was the clear winner.

[Refi2 @ReFi2_Finance]

Why are we choosing to build on @Solana?

The answer is simple: follow where RWA adoption is growing the fastest.

[Refi2 @ReFi2_Finance]

While our focus is on Canada, our outreach efforts remain global.

Our team presented at Builders Capital Night, a @blocklounge x @SEABWofficial side event during Southeast Asia Blockchain Week, where REFI2 won Best Product-Market Fit (PMF) Signal.

We shared our approach to bringing secured Canadian mortgage lending on-chain, and it was great to see strong interest in a model built around real borrowers, real collateral, and yield tied to actual mortgage payments.

More to come.

[Refi2 @ReFi2_Finance]

CEO of Maple Finance Sidney Powell nailed it.

Tokenized Treasuries were just the starting point, but that's not where the innovation and opportunities lie. The real opportunity comes from bringing opaque, illiquid private credit markets on-chain.

That is the lane we’re focused on at REFI2.

Second-lien Canadian secured mortgages offer attractive yield from an underserved borrower class, but access has traditionally been gated by high minimums, limited liquidity, concentration risk, and fragmented distribution.

REFI2 solves for this through tokenized access, broader mortgage pool exposure, and a clearer path from real borrower payments to on-chain yield.

RWAs get a lot more interesting when the yield is tied to real credit, real collateral, and real cash flow.

[Refi2 @ReFi2_Finance]

@maplefinance CEO Sidney Powell nailed it.

Tokenized Treasuries were just the starting point, but that's not where the innovation occurs.

The biggest opportunity in this space comes from bringing opaque, illiquid private credit markets onchain.

That is the lane we’re focused on at REFI2.

Second-lien Canadian secured mortgages offer attractive yield from an underserved borrower class, but access has traditionally been gated by high minimums, limited liquidity, concentration risk, and fragmented distribution.

REFI2 solves for this through tokenized access, broader mortgage pool exposure, and a clearer path from real borrower payments to on-chain yield.

RWAs get a lot more interesting when the yield is tied to real credit, real collateral, and real cash flow.

[Refi2 @ReFi2_Finance]

@RWA_now @maplefinance That's exactly what we're doing at Refi2, bringing illiquid and inaccessible Canadian secured mortgages on-chain. The opportunities ahead in this space are overwhelming!

[Refi2 @ReFi2_Finance]

@RWAwatchlist_ Wait until you see what we do in Canada 👀

[Refi2 @ReFi2_Finance]

@KobeissiLetter Exciting times ahead 🤝

[Refi2 @ReFi2_Finance]

Great week presenting at Demo Day hosted by @_thebestevent .

The best conference events are the ones that create space for real conversations, not just surface-level networking and TBV nailed that.

Great venue, strong room, and a lot of high-quality conversations with founders, investors, and operators.

Excited to keep building on the conversations that started here.

[Refi2 @ReFi2_Finance]

7/7

REFI2 is built around a simple idea:

Make secured Canadian mortgage credit easier to access on-chain, while keeping yield tied to real borrower payments instead of incentives or speculation.

Real collateral. Real cash flow. A cleaner way to access private credit on-chain.

[Refi2 @ReFi2_Finance]

1/7

Introducing REFI2: secured Canadian mortgage yield, brought on-chain.

We know what you might be thinking:

“Oh great, another RWA project.”

Fair.

But REFI2 is not trying to be the 1,001st tokenized wrapper on a crowded asset.

It is built around something much simpler:

real collateral, real borrower-paid yield, and a real reason to exist on-chain.

[Refi2 @ReFi2_Finance]

6/7

How's the business model work? Glad you asked.

The model is quite simple:

1. Capital is raised

2. Capital is deployed into secured Canadian mortgages.

3. REFI2 tokens are issued against the mortgage book at a 110%+ collateralization ratio. Users can stake REFI2 to receive sREFI2 and earn yield.

4. Mortgage interest is generated from qualified borrowers.

5. That interest supports yield for sREFI2 stakers, with the remaining income allocated to operations, reserves, and retained margin.

That’s the loop: real collateral, real borrower payments, and a structure designed to keep capital moving.

[Refi2 @ReFi2_Finance]

TBV’s Deal Hub & Demo Day was fantastic! Great energy and the perfect way to set the tone for Consensus week.

[The Best Event @_thebestevent]

Consensus week proved one thing: the real deals happen off-stage. 🔥

TBV Deal Hub & Demo Day brought together hundreds of founders, investors and builders at an epic venue where connections turned into real opportunities. 🚀

Huge thanks to @tbvxyz, @Hashlock_, and @8BlocksLabs for making it one of the amazing nights of @consensus2026 week.

Special thanks to all the VCs and speakers from Knox Investments, @CsquaredVC, @GondorCapitalIO, @RedBeardVC, @CerasVentures, @tokentus_AG, @NomadCapital_io, Atro Labs, @LightningCapAM, @coinfund & Sonlin Ventures — plus every founder, including @buildcoldstar, @J0KUH, @tx_labs, REFI 2, @SIXR_cricket, Gainr and @SwapRoyale who came through and made the room impossible to ignore.

This is exactly what we envisioned.
And honestly? Miami delivered. 💯

See you all at the next one! 🫡