Ricky

The best View comes after the hardest climb //Chelsea Fc//

[Ricky @Ricky__Ke]

Good morning fam
Am dying of depression, I need someone to talk to please

[Stiles Dos Santos 🇵🇹 @UtdStiles]

Tuchel made sure he touched every fanbase , nobody can banter another 😂😂

[MrBlack™ @KE_MrBlack]

Unazurura na mzigo Town badala upeane kwa luggage bay ya supermarket upewe number utachukua jioni😂😂

[Ricky @Ricky__Ke]

@CFC_OBED Chelsra

[Viora Tech @Viora_Tech_Ai]

During a job interview, if they ask: “Do you have any questions for us?”

USE THE GOLDEN RESPONSE: 

[Allano🍉 @Web3flux]

Ndindi Nyoro is one of the smartest guys we have in terms of finance here in Kenya. He said something that really stuck with me.

“If a bank gives you a Ksh 10M loan, are you buying land, building rentals, or investing?”

He says a smart move is investing first.

Put the money in low risk options like Treasury bonds. At around 13% yearly, that’s about Ksh 1.3M.

Use part of the returns to repay the loan.
Use the rest to support your life.

Your money is working for you while you still own the asset.

Land appreciation takes time , Rentals take effort, repairs, and patience and the ROI is not always worth the stress.

There are also higher risk higher rewards options like stocks and crypto, but the key lesson is simple:

Don’t rush to lock money in assets that don’t move , Learn how money works before you spend it.

[Ricky @Ricky__Ke]

@heyshipz 😏

[Ricky @Ricky__Ke]

@sysy_leah @WaruiJohn2 Hii loreto nilikuwa na mpoa huku😂😂

[Ricky @Ricky__Ke]

@WaruiJohn2 Primary school - Tabani primary
Secondary - Paul Boit High school
Unifasity - Chuka University

[Harshad @RedDevilHarsh28]

They will never date black women,but will be the first one to cry about racism.

[Ricky @Ricky__Ke]

@Kim254official @gitumakk @AokoOtieno_ Enyewe jiingize tu😂

[Ricky @Ricky__Ke]

@brainjotter__ ,

[Ricky @Ricky__Ke]

Give him a footballer name

[Ricky @Ricky__Ke]

@dansilly_ke @Ricky__Ke

[Minicheps @Minicheps]

🤭😂😂

[Nyandia Gachago, ACIM @Nyandia_G]

Isaac Mwaura Today:

[Ricky @Ricky__Ke]

Nani mwingine anaexperience slow internet ama ni mimi peke yangu

[Ricky @Ricky__Ke]

Ati unasema wamechukua arimis yangu salaaale

[Ricky @Ricky__Ke]

@MwauraIsaac1 Tokea bro

[Ricky @Ricky__Ke]

@SpokespersonGoK Yoh bro toka nje ka we ni mwanaume