regenfi.eth

Ethereum OG since 2015

[regenfi.eth @RyanGled]

👏👏👏

[Louis Amira @louisamira]

Feels like yesterday we hit 500k @atxp_ai accounts. 1m snuck up on us.

But we haven’t done our job until a billion people are excited when their agent pings them.

“Here’s a reminder” isn’t good enough. “I did it for you” is.

We’re 0.1% of the way there.

https://t.co/bPMuHNexZ0

[davidnoelromas @davidnoelromas]

Agents without payments are toys. They demo well, then stall. ATXP changes that. With rails for real money, agents can hire sub agents, pay for tools, and help developers earn. That is the leap from hollow demos to an actual economy.

[ATXP @atxp_ai]

Agents can now transact across chains and soon fiat, with one SDK and zero configuration. ATXP enables secure, automated payments at scale. Developers can monetize tools in minutes, not months. Real agents, real transactions, the rails for the agent economy are live today

[regenfi.eth @RyanGled]

👏👏👏

[Asaf Nadler @AsafNadler]

You raised $5M for a crypto payment startup “banking the unbanked.”

But 2.7M+ Nigerians hold $198M in crypto,

and still can’t use it to pay for ChatGPT.

In Ghana, 65,000 users hold >$7M,

but they can’t access Twitter Premium, Notion, or Udemy using crypto payments.

This isn’t a tech gap. It’s an arrogant disconnect.

You built crypto payments for panel slides, not for people.

For an SF VC applause, not Lagos survival.

Crypto payments aren’t slow to adopt because it’s too early, it’s because they’re incorrectly aimed at markets with a lesser pain.

Ever tried subscribing to X Premium in Nigeria?

If your card works, and that’s a big if,

you’ll pay 5x the local rate,

through a shady third party that charges like it’s brain surgery.

UX isn’t the problem. Empathy is.

Try sending a $50 stablecoin payment.

Watch the recipient:

• Pray their wallet syncs

• Dodge scam tokens

• Pay $7 in gas

• Then beg a P2P merchant for fiat

All while you post about “global inclusion.”

Let’s be clear:

Stablecoins didn’t hit PMF. They hit PR.

You’re checking boxes:
✔ “Add on-ramp”

✔ “Partner with @moonpay

✔ “Enable crypto payments”

But ask yourself:

Who’s paying?

Not Americans. They’re using Apple Pay.

Not Europeans. They’re defaulting to Klarna.

And not the emerging markets you say you’re building for because they’re locked out by design.

Crypto doesn’t have a UX problem.

It has a class problem. A care problem.

You’re solving for conference clout,

not the chaos of real-world payments.

And here’s the kicker:

Regulation isn’t the only blocker. Design is.

The unbanked don’t need more decks.

They need delivery.

You want to “help brands accept crypto”?

Cool. But who’s paying with it?

Because it’s not me. Not easily. Not affordably.

Paypal still doesn’t work in Nigeria.

Off-ramps charge a limb.

And most wallets feel like algebra.

I’ve seen founders chasing 0.2% yield in markets that already have Stripe while ignoring $10B+ in

demand from people desperate to pay 5% fee for payment rails.

You didn’t build for the unbanked.

You built for the banked, just with tokens.

So here’s the question that should haunt you:

Are you building crypto payments for the real world, or just role-playing fintech on the conference circuit?

Because crypto payments won’t be judged by its market cap.

It’ll be judged by adoption and the biggest user base in crypto, who is currently left behind.

The unbanked don’t need your promises.

They need your product.

Now go build one.

[regenfi.eth @RyanGled]

@nootonabstract @OrderlyNetwork @AbstractChain What a nootification

[regenfi.eth @RyanGled]

@louisamira @LucaNetz @pudgypenguins Was holding approx. 2 mil until transitioning to NOOT recently 😅

[LITTLE • ᴗ • DXDMEU @LittleDxdmeuN]

Thank you all for your support!!! Dxdmeu appreciate you! 🥺 ✨

Little Dxdmeu #880
Welcome to the family @RyanGled !

Congratulations to my holders! ♥��

[James Campbell @jam3scampbell]

the reason the GPT store failed is that it's not meaningful to create different roles when they're stateless

but once you give models memory/agency/personality + a phone number, you can actually imagine a world where your messages look like this..

[regenfi.eth @RyanGled]

@louisamira Eisenhower matrix. Delegate aggressively. Enjoy it. Those three things saved my sanity as a leader. It has the added benefit of showing who is creative enough within your team to regularly generate best-in-class results with little instruction, and who isn’t suited to a startup…

[Jay Sensei👾 @hckinz]

Google just released https://t.co/C2lgMD3hcQ🙌 it's like lovable+cursor+replit+bolt+windsurf all in one @testingcatalog

[Melvin Vivas @donvito]

OpenAI Academy just launched

https://t.co/KDiL2FT2YW

Learn AI for free

[Louis Amira @louisamira]

Not-so-bold prediction: In 12 months, AI will be as vital as the internet itself.

Remember that warning etched onto your car’s side mirror? “Objects in mirror are closer than they appear.” Keep that in mind, because it’s the perfect analogy for the AI-driven tidal wave about to crash over transportation. Think self-driving cars and AI managing everything are distant sci-fi? Look again. That future where you don’t own a car isn’t decades away; its foundations are being laid right now, and it’s accelerating towards us much faster than it seems.

(The Vision)
So, the idea? Nobody will own a car. Why bother?
Imagine: Pay maybe $10 a day – boom, mobility unlocked. Today it’s a Suburban. Tomorrow, a convertible. Need service? Forget the trip to the mechanic; AI predicts the maintenance need before it happens, and a fresh ride – maybe even delivered autonomously – is already waiting. This isn’t just convenience; it’s complex, predictive logistics orchestrated by AI making the clunky old ownership model look like horse-and-buggy tech. Flexibility on demand, zero hassle. Who wants the old problems? Nobody.

(The Reality Check – Closer Than You Think)
Okay, pump the brakes for a sec. Is it that simple?

That magic $10/day – what’s it really buy? The base model, or the fun stuff? Details matter... And the logistics? Having every kind of vehicle, ready to roll instantly, everywhere from NYC suburbs to rural plains seems fanciful.

Logistical beast? Absolutely. But this is precisely the kind of complex optimization problem AI excels at. Think AI-powered routing adjusting in real-time to demand, predictive maintenance minimizing downtime, dynamic pricing, and eventually, autonomous vehicles dispatching themselves. The challenge isn’t if the technology can handle it – it’s how quickly the infrastructure and economics catch up. Don’t underestimate the speed – AI capabilities are growing exponentially. What seems impossible today is on the roadmap for tomorrow.

(The Human Factor – Still Relevant, But… )
And let’s not forget people. We’re creatures of habit.

Some folks like their car. It’s their space. Ready now. For some, it’s freedom, identity... And yes, this whole model still smells like “city-first.” Rural areas will lag. These points are valid today. But convenience is a powerful drug, and AI is getting incredibly good at tailoring experiences and optimizing traditionally inefficient systems.

(The Final Word – It’s Coming Faster)
The trend away from universal ownership is undeniable. Subscriptions, sharing, robotaxis powered by ever-smarter AI – that’s not science fiction anymore; it’s the unfolding reality.

But nobody owning? Still feels like a stretch, for the immediate future. However – and this is crucial – don’t mistake today’s limitations for a comfortable timeline. That ‘object in the mirror,’ the AI-enabled future of seamless access trumping burdensome ownership, is closing the distance fast.

The shift towards less ownership, driven by smarter systems and the sheer appeal of ditching the old hassles, could hit critical mass much sooner than skeptics comfortably assume. The road might still be under construction, but the AI bulldozers are working overtime. Better check that mirror again.

[Swasti @swasti_art]

This is my dream. Painting a @pudgypenguins art surrounded by cute lil penguins on an iceberg 🐧 🖼️

And i will make it happen one day! I am a delusional pengu artist ✍🏻

[Swasti @swasti_art]

GM ☕️🌻

Appreciate all penguins love and for welcoming me in the huddle 🐧 feels just like home 🏡

In frame: @RyanGled 🖼️

[Louis Amira @louisamira]

Shocked people don’t realize we’re just tools as well. Automation <> augmentation is really a spectrum

[regenfi.eth @RyanGled]

Love this little guy! @swasti_art is so talented!! Thank you

[Swasti @swasti_art]

While markets are down. The art always makes us calm. Just like this penguin 🐧 🖼️

Will be picking someone and painting his/her pfp on a bookmark. Just comment something positive down and I'll pick someone🌻

[regenfi.eth @RyanGled]

What a beauty! It looks amazing @swasti_art, I absolutely love it! 🥰🫶 thank you

[Swasti @swasti_art]

There are only very few NFT arts which feels like a therapy to paint them, and @pudgypenguins are on top of that list for me 🐧🧘‍♀️

It was pleasure bringing this cute pengu to life on the canvas 🖼️

In frame : @RyanGled
Size: 24/24in
Medium : acrylics

Penguins known to be patient , watch it till the end :)

[Kenn Ejima @kenn]

This. Is. Crazy.

My jaw dropped.

https://t.co/maZK71Z8ng

[regenfi.eth @RyanGled]

@SquidXBT why is the market taking a deep shit, despite two of the three largest entities in the world (blackrock and the US) announcing taking positions?

[Louis Amira @louisamira]

AI agents will leverage crypto to redefine value flow. They’ll monitor headlines, optimize cost structures, and trigger payments—all in real time, powered by tokens. No banks, no delays—just code and coins in sync. The result? A self-regulating economy where agents don’t just adapt—they anticipate.