🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas

From Agartala (Tripura)🌟Works at Dept of Computer Science & Engineering, Jamia Hamdard, New Delhi, INDIA
🌟Tweets are in personal capacity🌟RT ≠ Endorsement 🌟

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

My 1st Tweet is dedicated to all our Indian Armed Forces. I salute all our martyrs. Jai Hind. Vande Mataram.

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

Hello @ManipalCigna
Claim No: 200014490

After being forced by you to submit documents, yesterday u sent me mail with deficiency (demanding some documents already submitted to you earlier)

I have now complied and emailed you (Email no. 8) , along with doctor certificates

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

Dear @ManipalCigna

Highly disappointed with the ur service

Claim No. 200013580

My mother was admitted in emergency basis at Manipal Hospital (your own Manipal group) and after being asked to submit numerous documents, we finally received a denial of the cashless claim

(1/3)

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

Hello @CareMagicpin

Ticket no. #1002469236

This is regarding rotis delivery by @mymagicpin with curry spilage and tornup

No resolution till now. 2 days have passed

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

@NIKHILLJHA More realistic chances from recent experience

A or B , atleast upfront

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

@imhinduabhay @star_orm @StarHealthIns Oh...that means @StarHealthIns @star_orm are just copy pasting some standard answers without giving the rightful dues to harsh @imhinduabhay

Very sad to see such plight of the clients.

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

@sushant24146304 @ManipalCigna hi sushant?

Did manipal cigna approved ?

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

@NivaBupaSupport @arunkumar_mrf Being one of the policyholder of Niva Bupa, I am really feeling scared now looking at this case

Patient, as seen in pic, in ICU. instead of helping and standing by him, u are harrassing the family to file for reimbursement

Where will they get cash for current hospital bill?

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

Hello @ManipalCigna

Being denied rightful cashless claim during emergency admission, now being forced by u, we submitted reimbursement docs to u. Kindly don't give excuses, cite some clauses etc. Senior citizens trusted you, don't play tricks with them after taking their money

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

Dear @ManipalCigna

Highly disappointed with the ur service

Claim No. 200013580

My mother was admitted in emergency basis at Manipal Hospital (your own Manipal group) and after being asked to submit numerous documents, we finally received a denial of the cashless claim

(1/3)

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

@TheGosai15 @suchetadalal @AdityaBirlaGrp @tv9gujarati @ConsumerVoiceIn Dear Hitesh, kindly share your story with all of us.

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

@NivaBupaSupport As a citizen I was and I am expressing my sympathy and sadness that @RakeshSeth74110

Currently this is my only concern that the family gets its dues and

requesting you to stand with the family by giving them their cashless claims.

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

@policybazaar Dear Policibazaar

I am not making any communication with you here right now. When make, I will directly ask you.

I am now trying to get docs from Manipal Hospital by sacrificing my office work and patient care of my mother due to apathy shown by your recommended @ManipalCigna

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

Have checked and taken insurance from @ManipalCigna , whose good impression was given me by @policybazaar

Cashless claim was rejected with vague reasons, even as Hospital is from Manipal group itself which admitted citing life threat.

Now fighting for reimbursement.

[RAVI @ravikrishnaande]

What should you check before buying a Health Insurance policy?

Most people focus only on premium and miss important features that create problems during claims.

Top 6 things your policy must have:

✅ No Room Rent Restriction – Choose any room without claim deductions.

✅ No Co-payment – The insurer should pay the full eligible claim amount.

✅ No Disease Sublimits – No caps on specific treatments or illnesses.

✅ Consumables Cover – Gloves, masks, syringes, PPE, etc. should be covered.

✅ Unlimited Restoration – Sum insured should restore even for the same person and same illness.

✅ High No Claim Bonus – Your cover should increase every claim-free year (many plans now offer 100% NCB).

Before buying, check these features carefully.

And most importantly, buy through an advisor who can support you during claims and policy servicing—not just at the time of purchase.

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

@careinsuranceIN I am expressing my sympathy for @SRKsChikitha . Not for my personal insurance.

He is requesting you for ur support. Help him out plz. He has paid premium to you so that u can stand by him during his medical admission. Waiting at TPA desk is worst feeling.

Help him out plz 🙏

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

@Jb38103241 @NIKHILLJHA @joinditto @ManipalCigna Yes certainly I will call him and take his help. Right now I am trying for reimbursemen

Will fight against @ManipalCigna even if I loose at the end. It's not about money. It's about self respect.

Will seek justice from Courts, IRDAI , and also from GoI.

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

@ShankysKhitPit @drprashantmish6 My mother is insured by Manipal Cigna. Went for emergency hospitalisation due to Hypertension (riders were taken). Denied my cashless claim with lots of excuses citing some clauses etc

trying reimbursement (though not hopeful. expect another rejection with excuses and clauses)

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

@Jb38103241 @NIKHILLJHA @joinditto Yes you are right about Manipal Cigna @ManipalCigna

During the recent emergency hospitalisation of my mother due to Hypertension (rider was taken in policy), they denied my cashless claim and threw some excuse/clauses etc. now running for various documents for reimbursement.

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

@Policygaido @policybazaar @ManipalCigna Dear Policy gaido

Right now after being denied my rightful cashless claim for my senior citizen mother, I am now running to hospital for various documents as demanded by Manipal Cigna for reimbursement.

Will update you as things progress.

Not so hopeful. But will fight

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

Dear @policybazaar

What is the benefits of taking policy from you when your claim team can't fight my case and give standard answers.

I am struck with excuses of @ManipalCigna , my senior citizen mother is hospitalized and I am now facing situation to arrange funds.

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

@careinsuranceIN @SRKsChikitha Patient waiting at TPA desk and insurance company giving standard answers

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

@SharatChan63579 @careinsuranceIN Pathetic

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

@dibakardutta_ Tripura..which place ?

[🇮🇳 সিদ্ধার্থ - Dr. Siddhartha Sankar Biswas @SSBiswasIndia]

@shaishav1987 Dear Bhavesh ji. Full support to you. Kindly fill the judicial case against. Even if you loose it will still be a win @StarHealthIns

Pathetic