Sandeep

[Sandeep @Sandeep24j]

Wah @SBICard_Connect wah..... purane case toh solve howe nhi...... ek naya case aur aa gaya.....wah..... recovery agents se bol diya karo......daalte ho paisa toh card pura clear he kar diya karo..... har month ka jhad he khatam ho jayega.....

[firoz @firozkhan9219]

@SBICard_Connect @TheOfficialSBI @RBI Urgent! Recovery agents are making unauthorized payments on my (SBI) credit card without my consent. Please investigate and stop these activities immediately. Finds attached snap.

[Shravan kumar verma (सनातनी) @shravanverma007]

@HDFCBank_Cares CARD NO-6668. “1895592697 – Formal Objection to Incorrect Credit Card Details and Non-Compliant ₹25,000 Compensation Adjustment – Immediate Rectification Required”. Response would be provided within 2 days. However, 7 days have now passed.

[Say no to loans @saynotoloans]

Reposting so that more people come to know about this violation.

[Say no to loans @saynotoloans]

While I acknowledge your perfunctory expression of regret, the sheer harassment inflicted by these relentless, distressing communications necessitates far more than mere administrative forwarding.Could you explicitly clarify whether your institution maintains a legitimate, legally binding contractual agreement with this specific third-party entity? Furthermore, please demonstrate how these egregious actions do not constitute an unambiguous, flagrant violation of the stringent regulatory guidelines laid down by the Reserve Bank of India (RBI) regarding third-party engagements and customer protection. Be advised that @saynotoloans and #recoveryharassmentsupport stand in absolute solidarity with our friends and folks facing such duress. Any continuous, unchecked harassment by your recovery agents will be systematically exposed to the public domain.I expect a comprehensive, legally rigorous response rather than another boilerplate platitude.

[TANAJI LANKESHWAR @TLankeshwar]

@StanChartIN @scb_help बँक के रिकव्हरी एजंटने कार्ड नं. 7332 के लिए कॉल करके मुझे abusive language में harass किया — ना employee ID दी, ना agency का नाम! उल्टा मैडम कह रही है कि कार्ड का पैसा यूज़ करने से पहले आपने एम्प्लोयी id और रिकवरी एजेंसी का नाम पूछा था — मैडम के दिमाग की दाद देनी होगी! ये RBI Fair Practices Code का सरासर उल्लंघन है। Date: 25/08/2026, 17:02, Number: [phone]. @RBIsays @RBI @TRAI @DoT_India @FinMinIndia @jagograhakjago @ConsumerHelpline @PIB_India @Ani @PTI_News @narendramodi @StanChart #StandardCharteredBank #RecoveryAgentHarassment #RBIGuidelines @rahulgandhi @saynotoloan

[Savio Ayan @francm1983]

Stop Harrassment @rblbank @rblbankcares Dear RBL Bank despite explaining my situation via calls, emails and messages your recovery team continues to pressure and intimidate me via WhatsApp messages threatening FIR and contacting my references which is against RBI Fair Practices

[Say no to loans @saynotoloans]

@AxisBank @AxisBankSupport @AxisBank Today again I have received this email shown below. Can you please help me understand this English as to what it actually means? Are you trying to confuse people or just trying to somehow trap us?

Please explain.

[Dr.Sharma @dr_sharma77057]

@SBICard_Connect @saynotoloans @Yousuf_Haldar @AarifKhan18170 @TLankeshwar @ramdas_r61865 इस वीडियो में 3.36 मिनट से सुने की SBI Card की ट्रेन्ड टेलीकॉलर कैसे ग्राहकों पर चीखते है। कार्ड नं भी बताया है। ये हरामी अपने नाजायज बाप को जानते भी नहीं।
SBI Card लेने का मतलब अपनी मौत को दावत देने के बराबर है।
https://t.co/SUFZ7LHORq

[Santosh Sharma @Santy8977]

@ICICIBank @RBI
Icici recovery agents are contacting my family and disclosing my loans details to them. This is a serious privacy violation and contrary to RBI. Please stop immediately, investigate the agent involved and take corrective action. I have call logs and will escalate

[Sandeep @Sandeep24j]

@khushbookhan390 Esme kisi ki jimedaari nahi hai maani jayegi..... last mai ye bola jayega ki bacha naale ke pass gaya he kyu tha....

[Advocate Ravi Kumar @advravikumar001]

@ICICIBank @ICICIBank_Care 11 months. 320+ DPD. Same manager. No resolution. Unemployed 2+ years. When will ICICI stop harassing genuine customers? #ICICIBank #ConsumerRights

[Rinku Atri(Anurag) @rinku_atri63869]

@HeroFinCorpLtd
[phone] से recovery call क्यों? क्या यह आपका authorized Collection Manager है? RBI recovery guidelines और TRAI 1600-series स्पष्ट करें। Agent की authority, agency details और call-recording की जांच कर जवाब दें। @RBI @RBIsays @FinMinIndia @jagograhakjago

[Sandeep @Sandeep24j]

Aajkal banks aur NBFCs ka ye kaisa recovery protocol ban gaya hai—jab tak insaan mar na jaaye, tab tak uska harassment karte raho। Financial problem ko samajhne ke bajay, customer par pressure aur मानसिक प्रताड़ना देना ही जैसे recovery का तरीका बन गया है।
#BankHarassment #NBFC

[Ishan Ansari @ishanansari009]

@SBICard_Connect @RBI sbi credit card wale mjhe bht harrassed kar rahe hai 3 bar a ke paise le ke gaye hai aur card ghuma gaye par koi proper resolution nahi diya aur ab phr roz mjhe call kar rahe mentally harrassed kar rahe mere pas Paisa nahi hai abhi dene ko

[Sandeep @Sandeep24j]

@ICICIBank_Care Please also clarify what specific details a customer is entitled to ask the telecaller for verification of their identity and authorisation.

[Sandeep @Sandeep24j]

@RBI @ICICIBank_Care , why do your third-party telecallers claim to call on your behalf but refuse to disclose their agency name, saying they are not authorised? Who authorised them to withhold the agency’s identity?

[Sandeep @Sandeep24j]

@ICICIBank_Care When a customer asks your third-party telecaller for the agency name and the telecaller replies, “I am not authorised to disclose it,” what is the customer supposed to do with such a response? Is ICICI Bank training or instructing its telecallers to hide their agency identity?

[Say no to loans @saynotoloans]

Claim compensation for delay in issuing NDC or NOC.

Did you fully pay off your loan but are still waiting for your NOC/NDC?

By law, banks and NBFCs MUST issue your closure documents within 30 days! If they stall, here is how you hold them accountable:

The ₹5000/Day Penalty: Under RBI mandates, if a lender fails to return physical assets or clear charges within 30 days, they must pay you ₹5,000 for every single day of delay. Note: This strict daily timeline penalty applies to secured/collateral loans.

What about Payday/Instant Loans? If your unsecured payday lender is withholding your NOC, they are violating the RBI Fair Practices Code. You CAN still claim heavy compensation for credit score damage and mental harassment!

Your Day 31 Action Plan:
1️⃣ Email a formal grievance to the NBFC's Grievance Officer.
2️⃣ If ignored, file a complaint on the RBI CMS Portal or take them straight to Consumer Court for "Deficiency in Service".

Don't let rogue lenders ruin your CIBIL score. Demand your legal documents and your compensation!

#ConsumerRights #CIBIL #BankingLaw #RBI #FinancialLiteracy #PaydayLoans

[Dr.Sharma @dr_sharma77057]

@SBICard_Connect @saynotoloans @Yousuf_Haldar @AarifKhan18170 @DadaofRecovery @TLankeshwar @ramdas_r61865
मेरे द्वारा आज SBI CARD को दिए गए ईमेल के बाद तो आज SBI CARD के ऑफिशियल्स का प्यार ही उमड पड़ा। दिनभर में 9 कॉल आए जिनमें से कुछ का जवाब दिया। आप भी पढ़ें कि इनको किस भाषा में समझ में आता है।

[Yousuf Haldar @Yousuf_Haldar]

Stop posting robotic PR templates @SBICard_Connect.

1. Generate the official Case SR for the formal 22-Aug legal dossier served to top management.
2. Provide written source details & immediate reversal of the unauthorized 19-Aug credit.

No more generic deflections—act on official email. @RBI @Cyberdost

[Say no to loans @saynotoloans]

098199 72904 - can you please check who is this gentleman Vaibhav calling me from his personal mobile number violating TRAI mandates.

Also attached is the screenshot of the mail that i received yesterday i.e. 23rd Aug. Check the dates mentioned in the mail which I am still trying to figure out.

[Pooja @poojaofficial5]

HDFC Bank first dragged my CIBIL Score down to 615, then an RBI Ombudsman complaint made the same bank start chasing me.

I had applied for a Credit Card, but the bank rejected my application.

Then, a few days later, the exact same card arrived at my doorstep with a ₹500 joining fee.

I went to the branch to sort it out, and the employee told me

"Just do not pay the fee and do not activate the card, it will automatically get cancelled."

I trusted his advice.

But that’s where the real nightmare began.

The card was not cancelled.

Instead, the bank kept reporting defaults for 3 months, and my CIBIL Score eventually dropped to 615.

When I complained, instead of taking responsibility,

I was given a lecture about being more financially responsible.

So I waited, gathered all the documentation, and finally took the matter to the RBI Ombudsman.

And suddenly, everything changed.

Calls from the Branch Manager
Calls from Senior Officers
First, they offered an NOC

Then, they requested me to withdraw the complaint

The same bank that had earlier dismissed my complaint was now saying

"Madam, we will completely clean your CIBIL history, just withdraw the complaint."

But this time, I refused to back down.

The result ?

Within just 3 weeks, all the late payment and default remarks related to that incident were removed from my CIBIL report,

and my credit history was restored.

The same bank that had initially treated me as if I was at fault was now trying desperately to convince me.

One small mistake can cause months of damage to your credit profile.

So never blindly trust verbal advice from bank employees.

Keep records of every conversation, monitor your CIBIL regularly,

and if the bank refuses to resolve a genuine complaint, take it to the appropriate regulatory channel.

Because sometimes, one properly documented complaint can completely change a bank’s tone.