Anti-Fraud Advocate

Exposing grifters & crisis writers who weaponize chronic illness for financial gain. Documenting & screenshotting fundraisers based on lies: fraud by deception.

[Anti-Fraud Advocate @ScamFinderSam]

🚨THE CHRONIC GRIFT OF @SurvivingCFS EXPOSED:

This timeline of screenshots (more in comments) proves exactly how Kendra has spent years exploiting her followers for over $40k of unreportable cash while living cost free to her in mental health facilities on the taxpayer's money in Illinois.

She manufactures extreme lies about her medical diagnosis, facility neglect, and "starvation" to run continuous cash campaigns and GoFundMe's, completely bypassing the strict $60 monthly Medicaid Personal Needs Allowance (PNA) limit allowed for anyone else in her situation.

Illinois taxpayers have spent over $137,500+ so far to house her.

What Illinois Taxpayers Fully Cover:
🏠 Free rent & utilities (Plus rooming with her girlfriend)
🩺 Free 24/7 medical, psychiatric care, & transport
🧼 Free laundry & daily housekeeping
💻 Free Wi-Fi, cable, & 3 meals a day

Facilities she's been in the past few years.
Since September 2023:
Streamwood Behavioral Healthcare, to
Joliet Terrace/Psychiatric Facility, to
St. Mary's Hospital/Psych Floor, back to
Joliet Terrace/Psychiatric Facility
Bryn Mawr Care/Psychiatric Facility, to
Thorek Hospital/Psych Floor, back to
Bryn Mawr Care/Psychiatric Facility

The Reality: She has ZERO financial obligations. Both facilities have offered free independent housing vouchers if she completes rehabilitation—but she deliberately skips therapy to preserve her online victim persona and keep her personal fintech ATM flowing.

You've heard of Scamanda, you've heard of Ash Trevino. Now, check out Kendra. She runs her scams from her Medicaid bed in a mental health facility, Bryn Mawr Care, in Chicago. Before that, she ran the exact same scams with the same lies out of Joliet Terrace in Joliet, Illinois.

She has her followers convinced she has MECFS when her actual diagnosis is borderline personality disorder and schizoaffective disorder, bipolar type. Screenshots are in the comments.

It's time for the government to stop this, the media to take notice and call her out, and her followers to stop enabling this behavior of hers.

I will add, since I put this timeline together, she has continued to beg and has asked for more money and has continued the lies about her facility directly after, claiming they were starving her and to watch out for retaliation over her posting about it.

More than likely, she got busted for asking followers for more money, which the facility already told her to stop doing. When she got held accountable for it, she made up another lie to try and make them seem abusive. Her game never ends. It's predictable at this point!

If you've ever donated to her, I highly recommend you file a police report for fraud. That will stop this. You could also call Bryn Mawr Care in Chicago and let them know what she's doing and file a complaint online with Medicaid's fraud department. No one should be getting away with this! Enough is enough! Kendra has zero financial responsibilities. There is no need for her to beg others for this money other than greed! There are many others out there truly in need.

Hey, Netflix or Amazon. here's a good documentary for you! Expose this fraud! #MedicaidFraud #Grifter #Scammer #Liar

@chicagotribune @BlockClubCHI @Suntimes @Suntimes @cbschicago @ABC7Chicago @IDPH @samjcharles @BauerJournalism @jmetr22b @tnovaksuntimes @FuscoChris @ShiaKapos @slulay2 @RayLong @EVargasTV @dateline_keith @DatelineNBCProd @DickDurbin @SenDuckworth @rep_jackson @RepRobinKelly @RepMikeQuigley @RepDannyDavis @janschakowsky @RepSchneider @RepUnderwood @FBIDirectorKash @KwameRaoul @ILAttyGeneral

[Anti-Fraud Advocate @ScamFinderSam]

🚨 THE TRUTH ABOUT @SurvivingCFS: A Professional Scriptwriter, Not an Advocate

Kendra Frazier posted a new pinned introduction thread, claiming she has been "working tirelessly to get her life back since falling ill and becoming homeless in 2020," while acting like an advocate for the unhoused, mentally ill, and disabled.

Let's look at her actual history, the raw data, and her behavior inside her facility, and ask a very simple question: What kind of advocate is this?

📌"Working Tirelessly" or Running a Crowd Funding Machine?

Kendra claims she has been working tirelessly to escape homelessness, but the math reveals an absolute corporate crowd-funding machine. Over the past three years alone, Kendra has collected over $40,000+ in direct, peer-to-peer digital donations.

She raised over $10k on GoFundMe to get out of homelessness, blew through it, and immediately demanded more cash for an Airbnb, travel and food money.

When kind followers literally handed her a FREE community trailer to live in, in Illinois, she continued to beg online for cash there making $10k+ more, then ruined the arrangement, and got herself kicked out.

Because she blows through money, instead of choosing to build an independent life, she chose to move into state psychiatric facilities as a permanent, free fallback plan, treating her rooms at her mental facilities like tax-free corporate headquarters to keep her digital ATM running.

📌 The Deception of Her Advocacy

How can Kendra claim to advocate for the mentally ill when she won't even admit her own actual, documented clinical diagnoses? She actively hides her real history of Schizoaffective Disorder Bipolar Type and Borderline Personality Disorder from her 11,000+ followers because she is terrified of the social stigma. Instead, she invents a self-diagnosed case of physical ME/CFS out of thin air because a physical illness "sounds better" to donors and pulls in more unmonitored cash.

She claims she is in a "long-term care facility due to her disability," completely lying to her audience about the type of building she is in. Both Joliet Terrace and Bryn Mawr Care are legally licensed Specialized Mental Health Rehabilitation Facilities (SMHRFs) designed strictly for psychiatric and behavioral stabilization. Faking a physical chronic illness to mask a psychiatric and substance rehabilitation placement is the exact opposite of disability advocacy—it is active fraud.

📌 No Rules for Kendra

What kind of advocate claims to fight for residents while breaking every single rule inside her building? Kendra routinely refuses to participate in her mandated therapy programs. Why does she think she is so uniquely special that she is allowed to accumulate thousands of dollars in unmonitored Venmo, PayPal, and CashApp wealth, while the other patients living right next to her must adhere to the strict state-mandated $60 monthly Personal Needs Allowance? Every dollar she hides is a direct violation of the Medicaid asset cap that working people pay taxes to support.

📌 The Cruelty Toward Other Patients

Kendra wraps herself in the flag of community solidarity, but her actual behavior toward other disabled people is vicious. What kind of "disability advocate" takes her smartphone, photographs a destructive physical meltdown inside her unit, and posts the images publicly on X to mock a vulnerable co-resident, captioning it that it wasn't a psychiatric crisis, they were "just being an asshole"? She throws her own peers under the bus to look superior.

📌 Rejecting the Path to Freedom

She spends her entire day writing dramatic scripts throwing facility nurses and staff under the bus, claiming she faces "rampant abuse and retaliation." But the ultimate proof of her deception is that she can leave whenever she wants. No one is forcing her to be there! Both this facility and her last one offer a direct, taxpayer-funded pathway to a free independent community apartment through the Maximus program. Kendra explicitly refuses to cooperate by not attending mandated therapy because actual independence means her "trapped and starving" victim narrative instantly dies—along with her online cash flow.

📌 The Reality

Kendra Frazier is not an advocate, and this isn't mutual aid. She is a professional scriptwriter and crisis writer who treats a specialized psychiatric rehabilitation ward like an expense-free hotel so she can play the role of a celebrity on X. She uses her phone as an unmonitored digital ATM to hoard makeup, room decor, and Door Dash while working-class taxpayers pay for 100% of her rent, electricity, medical care, and three daily meals.

The nonstop pity party and the lying for donations needs to stop. The mask is entirely off. The grift is over. Medicaid needs to investigate her Cashapp, Paypal, and Venmo accounts. Taxpayers should be furious and so should anyone who has ever donated to her!

@IDPH

[Kali Fontanilla @KaliFontanilla]

The psychiatric hospital where Lindsay Clancy has been receiving care for the past three years costs taxpayers anywhere from $150,000 to $300,000 PER YEAR!

Imagine killing your kids and then getting a private room, round the clock doctors at your fingertips, free intensive healthcare, all while costing taxpayers more than double what the average teacher makes.

Something is DEEPLY WRONG HERE!

[Anti-Fraud Advocate @ScamFinderSam]

@ChronicallyTina @IDPH @ILAttyGeneral I bet she still stinks too!

[Anti-Fraud Advocate @ScamFinderSam]

This is completely false. Illinois Medicaid does not trap facility residents or force them to forfeit 100% of their checks if they are working to move out.

Because Bryn Mawr Care is a mental health facility, residents are legally designated as "Williams Class Members". By law, the state runs the Comprehensive Class Member Transition Program and the Housing is Recovery Pilot Program specifically to give residents free independent housing.

Through the state's Williams Bridge Subsidy Program and community agencies, residents are given:

1. Free or highly subsidized private apartments.

2. Up to $2,800 in state cash allowances to buy brand-new furniture, electronics, and household goods.

3. Free state coordinators to pay their security deposits and move them out.

In addition to that, Illinois also runs an official program called Pathways to Community Living (Money Follows the Person) managed by the Illinois Department of Healthcare and Family Services. This program assigns residents a free transition coordinator who prevents the facility from seizing their wages.

Working residents use this program alongside the state's official IL ABLE Account program. Under the federal ABLE Act, residents can legally deposit their wages directly into a tax-advantaged account. By law, these funds are protected, completely ignored by Medicaid, and the facility cannot touch them.

Anyone claiming they are forced to hand over 100% of their check and need outside donations is running a crowdfunding scam.

If you see @SurvivingCFS, or anyone else, soliciting money under these false claims, skip the donation and report them directly to the state using the Illinois Department of Healthcare and Family Services Fraud Portal, https://t.co/7uFhF31HN8, or the Office of the Illinois Attorney General Consumer Complaint Intake. https://t.co/GFDvj3QWor.

[Anti-Fraud Advocate @ScamFinderSam]

Since scammer, @SurvivingCFS, ended the month begging for more money, I thought I'd add to her list of begs/scams during her stay at Bryn Mawr Care Mental Health Facility. This scammer with zero housing costs and zero financial obligations, and who is living on the taxpayers of Illinois money, and who is not allowed to fundraise, has asked for donations 5 times in the month of August. On August 5, 11, 18, 24 and the 31st. @IDPH #MedicaidFraud

Over $40k scammed and still going. Where is the media on this story? Netflix, Amazon, Dateline, 48Hours, this scammer wants to be your next star!

Any American struggling to get bills paid and food put on their tables should be outraged by this woman's lies, scams and greedy behavior.

[Anti-Fraud Advocate @ScamFinderSam]

@ChronicallyTina @IDPH @ILAttyGeneral Or she'll cry retaliation! She's like the boy that cried wolf, wolf, once too often! It's quite tiresome! 🥱

[milty @miltyhonza]

@HistorianUSA1 The safety net is full of bloated selfish people. Grafting off of the taxpayers and stealing from those in true need.

[Anti-Fraud Advocate @ScamFinderSam]

Those last two sentences.

[The woman @Tarmeim]

Correct as it needs to be

[Anti-Fraud Advocate @ScamFinderSam]

Oh, I've noticed! Things like this are why so many of us are looked down upon because people think we're all like that. The majority of us are out here cutting corners trying to survive, following all the rules so we don't lose what little help we are getting and then there's the people taking advantage of and scamming every system and person they can. It's sickening!

[Anti-Fraud Advocate @ScamFinderSam]

Isn't it odd how scammers have multiple money apps like Venmo, CashApp, and PayPal that they use, and when they want to claim they're broke, they post a pic of ONE of them with a low balance? Then they never show the balance after they ask and receive donations.

[Anti-Fraud Advocate @ScamFinderSam]

@ChronicallyTina @goinwhtheflow @SurvivingCFS I see she followed a bunch of new people too.

[Anti-Fraud Advocate @ScamFinderSam]

For anyone wondering how a digital grifter like Kendra (@SurvivingCFS) gets away with these scams and hiding cash from the state: The state moves slow, but they build airtight paper trails. 👇

1️⃣ How it starts: State Special Investigative Units (SIU) quietly open files based on detailed public tips. They don't announce it; they just start archiving the social media posts where she admits to pulling in fast cash, like her recent $500 "laundry" stunt.

2️⃣ The Subpoenas: The state issues legal sweeps to Venmo, CashApp, and PayPal. It doesn’t matter if she keeps her active bank balance under the $2,000 Medicaid limit—the state tracks the velocity of cash moving through her digital handles.

3️⃣ The Timeline: Public assistance fraud investigations routinely take 2 months to 2 years. Investigators spend months gathering data so that when they finally step in, the suspect has zero wiggle room to claim it was an "innocent mistake."

Burning through donor cash while taxpayers fund your entire life isn't a clever life hack. It’s a slow-rolling compliance file that eventually ends with terminated benefits and massive legal restitution. The clock is ticking.

[Anti-Fraud Advocate @ScamFinderSam]

Kendra, @SurvivingCFS, and Daejon Love would have been a perfect couple. One pretending to be a fake football player to scam people, and the other pretending to have an illness she doesn't have and being homeless to scam people, while actually living in a mental facility with BPD and schizoaffective disorder.

People need to do a little bit more research on the BS people are telling them out there. So many are lying for money now a days. 🤥

https://t.co/QRnyJQWUkb

[Anti-Fraud Advocate @ScamFinderSam]

Since scammer, @SurvivingCFS, ended the month begging for more money, I thought I'd add to her list of begs/scams during her stay at Bryn Mawr Care Mental Health Facility. This scammer with zero housing costs and zero financial obligations, and who is living on the taxpayers of Illinois money, and who is not allowed to fundraise, has asked for donations 5 times in the month of August. On August 5, 11, 18, 24 and the 31st. @IDPH #MedicaidFraud

Over $40k scammed and still going. Where is the media on this story? Netflix, Amazon, Dateline, 48Hours, this scammer wants to be your next star!

Any American struggling to get bills paid and food put on their tables should be outraged by this woman's lies, scams and greedy behavior.

[Anti-Fraud Advocate @ScamFinderSam]

Anti-Fraud Advocate on X: "Welcome to the Bryn Mawr Care chapter of her grift. Online, Kendra tells her followers she has a severe chronic illness and can't even stand in line for meds. But, her screenshots of her actual behavior tell a completely different story. While taxpayers are paying 100% of her" / X

[Anti-Fraud Advocate @ScamFinderSam]

@goinwhtheflow @SurvivingCFS 100%

[Anti-Fraud Advocate @ScamFinderSam]

She's probably been sitting around trying to come up with a good reason she needs money since she's used all her old recycled lines too many times already. She's just getting desperate and hoping people are missing her and that'll make them donate more. Even if they did send her a cease and desist, I doubt she'd follow it, for long anyway.

[Anti-Fraud Advocate @ScamFinderSam]

Kendra (@SurvivingCFS) claims she’s been MIA because she and her girlfriend are "working together on her health" instead of using the facility's round-the-clock therapists.

The only thing they are working on is their next scam. Six days ago, they used each other to claim they had no clean clothes, banking $500 from donors. Now that money is gone, and Kendra is blaming "financial insecurity" for her mental health.

Illinois taxpayers spend thousands to ensure she has a roof, food, and doctors. She has zero living expenses. Burning through $500 in less than a week on frivolous things while claiming to be destitute is textbook digital grifting.

The timeline never lies. Let’s look at how fast this scammer recycles her financial emergencies:

🗓️ August 24: Claims she and her new girlfriend "stink" because the facility laundry room is closed. Demands $500 for laundromat trips and Ubers.

🗓️ August 30 (6 Days Later): Expects followers to completely forget about the $500 campaign, claims she is "broke," and announces she is soft-launching a brand-new cash campaign.

Don't fall for her lies and BS. It never ends. @IDPH

[Anti-Fraud Advocate @ScamFinderSam]

Oh look, a tweet from August of 2025, when the scammer was in an entirely different facility. Different facility, different year, begging for money while saying she's not safe, the place is retaliating and going to try to send her to the hospital illegally. Sounds familiar, huh?

[Anti-Fraud Advocate @ScamFinderSam]

👇

[robinstent @robinstent1]

@ScamFinderSam @SurvivingCFS Yeah, theft is theft. She won't be able to say "she didn't know it was wrong" becuz shes admitted she knows shes not supposed to be doing it and Im sure the agencies investigating already have that in their files. She needs to ask herself if jail time and restitution is worth it

[Anti-Fraud Advocate @ScamFinderSam]

Thank you. Everyone else has to follow the rules, so I don't understand why it's so hard for her. I also don't quite get what her endgame here is.

It seems she's throwing away years of therapy that would only help her advance in life, for some quick cash based on lies that will only hurt her in the long run.

[Anti-Fraud Advocate @ScamFinderSam]

Right! She has a lot of balls to continue this grift after there's a page with documented evidence of all her scams, others have called her out, she's been reported to authorities, and her own facility told her to stop, yet she still does it.
She has no excuse to say she didn't know she was in the wrong. Imagine being so greedy and entitled like her that you just don't care and think you can escape the consequences.

[Anti-Fraud Advocate @ScamFinderSam]

@robinstent1 @SurvivingCFS Exactly! Kendra is playing with fire and seems to think she can escape the consequences because she thinks she's so special. I would love to see the look on her face the day the state comes after her, and they will. Her victim story isn't going to fly with them!

[Anti-Fraud Advocate @ScamFinderSam]

Let’s talk about why scammer, @SurvivingCFS, latest post about "financial insecurity" completely unravels when you look at the strict legal rules of state care. She is under a Medicaid Personal Needs Allowance (PNA). 👇

1️⃣ What is a PNA? Because Kendra lives in a state-subsidized care facility, taxpayers cover 100% of her housing, three meals a day, medical care, and commercial laundry. Under Medicaid rules, residents are restricted to a Personal Needs Allowance (PNA)—a tiny monthly stipend (usually around $60) for discretionary extras like snacks or hobby materials.

2️⃣ The $500 Violation: Six days ago, she bypassed the system entirely, dropping a graphic to demand $500 for an alleged "laundry room crisis" . In the eyes of state investigators, pulling in $500 in a single week destroys her legal PNA allocation. Crowdfunded cash is treated as unearned income, which must be reported immediately.

3️⃣ The "Broke" Illusion: Today, she claims she is "broke" and that financial insecurity is harming her mental health. But a PNA recipient cannot experience true financial survival crises—her roof, bed, food, and doctors are completely guaranteed by the state. The only "insecurity" she has is running out of unmonitored cash to spend on frivolous things.

4️⃣ The Fraud Trap: Grifters think that if they spend their crowdsourced cash within 6 days to drop their active bank balance back down, they are safe from the $2,000 Medicaid asset limit. They are wrong. State Special Investigative Units (SIU) subpoena transaction histories from Venmo, CashApp, and PayPal to track the total volume of cash flow, not just today's balance.

Intentionally utilizing unlinked digital wallets to bypass a state-mandated PNA threshold isn't "advocacy"—it's a slow-rolling compliance file. The state moves slowly (taking anywhere from 2 months to 2 years), but the paper trail is permanent. ⏱️💼