Senior Executive Financial Consultant, CFP, Loreto Ryder & Associates. Top Mark in Canada for 2011 FPE2 Exam - IG Wealth Management Inc., Mutual Fund Division
While financial independence and retirement often get confused for the same thing, they're not—and understanding the differences can help you make retirement decisions. https://t.co/ZhP68cgR9L
How much should you really have saved by your 30s and 40s? Most workers save less than the recommended 15% for retirement, and the gap often starts early. Raising contributions in your 20s or 30s gives your money more years to grow. https://t.co/JHoxJ2u74N
In a world of wars, trade wars and crop failures, bond yields need to be higher than they were because they offer so much less protection than they used to. https://t.co/oxBiGmnozr
Being too conservative in your retirement years may cause more harm than good; as you might not take inflation or longevity into account. https://t.co/tv8tQFF6Vj
Europe's deadly heat wave and dangerous U.S. temperatures reveal a new retirement risk and question: whether the place you call home is prepared to support a longer life? https://t.co/0XbUvRqPjZ
Oil prices have slid back toward pre-war levels as crude flows pick up in the Strait of Hormuz. Apollo's top economist Torsten Sløk says lower oil prices may lead to higher inflation. "The reopening of the Strait of Hormuz will furt https://t.co/dpVL90JoX1
Legendary Federal Reserve chair Alan Greenspan has died at age 100. Greenspan served as Fed chair from 1987 until 2006, earning the nickname "The Maestro." He helped turn the Fed chair from a figure of relative obscurity to a major https://t.co/ywO2AF7cDl
If your business depends entirely on you for access to critical information, one emergency can put everything at risk. Here's how to build a continuity plan before that ever happens. https://t.co/uX3yT4O3CA
Couples should each have life insurance in case one passes away, so the other can maintain the same quality of life. People with young children are strongly recommended to have life insurance to protect their families. https://t.co/uR5Ly99NTk
The Magnificent 7 trade is breaking apart as AI capex, index concentration, and structural alpha reshape where investors should look for the next market winners. https://t.co/Yf63vgwHMI
If your money is in reputable financial institutions, it is relatively safe. There are still some added precautions that are worth taking. Many kinds of accounts have insurance protection, but make sure you don't exceed the maximums https://t.co/3h6gUzgj7P
Wall Street is eyeing a blow-off top rally that leads to another steep drop. Stocks have rebounded sharply since the recent ceasefire, but a formal peace deal hasn't been reached. Analysts are eyeing a market "consolidation" that co https://t.co/hFPb8ekIlF