@EdVanDerWalt After listening to a few people, it could be down to candidates as well. A lot of prepared candidates might not have been able to write to exam as a result of venue cancellations nd the ones that wrote weren’t as prepared. Cfa L2 and L3 results will provide more insights.
@marketplunger1 Great case study! Throughly enjoyed reading about WD-40. Now that I think about it: I see WD-40 in almost all retail outlets - what a monster distribution network.