Forget the tired “skip lattes” lecture—this clip flips money advice on its head. If your salary is stagnant, obsessing over tiny cuts won’t save you. The real power move? Build skills, grow your network, and ask for the raise that changes everything.
Most people treat savings and wealth building like an afterthought. High performers treat it like a bill.
Automate 10–20% of income the day it hits.
The difference after 10 years isn’t https://t.co/0vTTOPoEqu’s systems and it compounds.
What’s the one money habit that moved the needle most for you?
#PersonalFinance #WealthBuilding
If you find this useful, I share tips and strategies on how to win in career, money and professionally. I help individuals and family to educate them and help build Personal Financial Game Plan Session(GPS)
Finally, where your money goes (emergency fund, retirement accounts, debt, investments) depends on your goals, timeline and tax situation. It is worth reviewing with a qualified professional to audit where your money goes.
Every dollar must be assigned purpose and sent on an errand.
Nice to see the youngins figuring things out.
Meet Richard Cantillon.
In the 1730s, a banker named Richard Cantillon noticed something about new money.
It doesn’t reach everyone at once. It enters at a specific point, and whoever stands closest to that point spends it first, before prices adjust. By the time it reaches the rest of us, it buys less.
Economists still call it the Cantillon effect.
Fast forward to 2008. The Federal Reserve needed someone to manage the toxic mortgage assets it took on from Bear Stearns and AIG. It hired BlackRock, without a competitive bid.
In 2020, the Fed launched an emergency program to buy corporate bonds and bond ETFs. It hired BlackRock to run it. The largest share of the ETFs purchased were BlackRock’s own iShares funds.
BlackRock came out of each crisis larger than it went in. Cantillon wouldn’t have been surprised. It is how the system works.
New money flows to whoever stands closest to the source. That was true in 1730, and it’s still true now.