Shane W. Miller

Investor | Author | Thinker.

Searching for my Magnum Opus

[Shane W. Miller @ShaneWMill]

Can we actually kill poverty? Not manage it. Not reduce it. KILL it.

​Last year, a massive experiment launched in the US: The "Trump Account." Every baby born gets $1,000 from the gov.

​It’s the biggest social gamble in 100 years. Here’s why it might actually work: 🧵

[Shane W. Miller @ShaneWMill]

How many Australian Superfunds are about to get dumped on?

[Shane W. Miller @ShaneWMill]

Eradicating generational poverty doesn't require complex, multi-billion-dollar bureaucracies. It requires a tiny fraction of GDP and the patience to let time do the heavy lifting.

​It is cheaper to fund the seed than to carry the forest.

[Shane W. Miller @ShaneWMill]

What if we brought Universal Baby Investment Accounts to Australia?
​Most critics assume a massive, generational wealth program would bankrupt the budget. The actual math proves otherwise.
​In fact, it's shockingly cheap to execute:

[Shane W. Miller @ShaneWMill]

The structural difference is long-term ROI.

​Short-term welfare subsidies disappear into immediate consumption.

But a $1,000 birth seed invested in a broad index fund compounds silently over decades, turning into real family capital.

[Shane W. Miller @ShaneWMill]

@LifeofGenius @dividendology I actually recently wrote an article on a policy framework that is being implemented to soften this effect.

[Shane W. Miller @ShaneWMill]

Seeding a universal investment account at birth changes how a person visualizes their own future.

​When you own a piece of the economy, you have an incentive to see it succeed. True crime prevention starts with a stake in the system.

[Shane W. Miller @ShaneWMill]

Poverty doesn't just drain bank accounts; it drains human potential.

​Universal Baby Investment Accounts aren't just an economic calculator strategy—they are a systemic pathway to reducing crime and improving public health
.
​Here is the hidden social ROI: 🧵

[Shane W. Miller @ShaneWMill]

The downstream costs of systemic poverty—policing, healthcare, corrections, and lost productivity—cost our economy vastly more each year than early intervention.

​Put simply: It is much cheaper to plant a healthy seed than to rebuild an entire forest. 🌲

[Shane W. Miller @ShaneWMill]

@rob_trew @bowtiedstocks They'd over promised growth to VC. The expansion into america was inly a narrative to offload the VCs and dump on retail

[Shane W. Miller @ShaneWMill]

@CrazedCapital @bowtiedstocks Cash burn relief. The rate they were chewing through it will now drop (still overvalued imo)

[Shane W. Miller @ShaneWMill]

The goal of seeding accounts at birth isn't just about individual safety nets. It’s about systemic ambition.

​What worked once to ignite prosperity through demographic luck can work again by deliberate policy design.

​Welfare sustains. Capital ownership expands.

[Shane W. Miller @ShaneWMill]

When young adults have capital, they don't just spend it—they build entire economies.

​We saw this play out once before in modern history. It created the most explosive economic boom of the 20th century.

​Let's look at the history of the Post-War Baby Boomers: 🧵

[Shane W. Miller @ShaneWMill]

When a 20-year-old has a financial cushion, everything changes:

​They invest in business ideas instead of just buying goods.

​They build a foundation for a home deposit instead of just renting.

​They move from a mindset of debt to a mindset of ownership.