Eric Schmidt (ex-Google CEO): “if you really want to make money, it’s actually easy. found an agentic AI company.”
spoiler: the supply of builders is tiny. the demand is enormous.
this guy is literally giving away the exact 2026 playbook to build and sell AI automations to make $10k/mo
bookmark and start this weekend
"The number one thing people regret on their deathbed is, 'I should've treated more like a game.'"
Honestly, I do agree but it's much easier said than done. For the majority of people, at least.
If you bought the S&P in late 2024 betting on 8-10% returns, you're about to lose a decade of your financial life.
Billionaire investor Howard Marks on the JP Morgan chart everyone's ignoring:
At the end of 2024, the S&P was at a P/E of 23. Historically, every single time the market hits a P/E of 23, the next 10 years returned between 2% and -2% annualized.
NO exceptions.
What this means: if you invested $100K at the end of 2024, by 2034 you'll have between $82K and $122K.
Best case (2% annualized): you barely beat inflation
Worst case (-2% annualized): you lose 18% of your money
Either way, high-yield savings beats your "aggressive" portfolio
This isn't a bearish prediction. It's a historical certainty based on the price you chose to pay.
@thesamparr@ShaanVP
Naval says he used to be unhappy because he didn’t value happiness.
Of course these days, things are different.
Takeaways:
- If you want to be happy, you need to value it
-Desire will cloud your happiness. Most of us have many desires
- You shouldn’t give up on your desires, but you want to be very careful which ones you have
- If it seems dark and gloomy, it’s because you have too many desires running at once
- Remember that happiness is not a sustainable state
- Peace can be converted to happiness
- Peace is happiness at rest, and happiness is peace in motion
- If you are living a very peaceful and calm life and engage in activity, you will naturally find that that activity is happy, but if you set out to be happy, you won’t get there
- The most important thing in the pursuit of happiness is that you value happiness
- The two biggest clouds that cover happiness are survival (money) and replication (finding a mate)
- We are meant to be happy. You can see that little kids running around are naturally happy. If a child is not happy, you say “what’s wrong?”
I found myself watching this 90s video again and I really miss this decade.
The 90s were the last era where everyone occupied the exact same reality.
There were no custom algorithms curating a personal feed. We stood in line for the exact same movie tickets, and we jammed the same cartridges into our consoles when we got back.
When a massive cultural moment dropped, nobody missed it. You either participated, or you had absolutely nothing to talk about the next day.
Having limited options is what actually forced us to pay attention. You actually had to pop the tape in and commit to what you were watching.
We traded a connected culture for an infinite scroll.
There will never be another decade like this.
Bitcoin is not a "normal" asset like a stock or even a basket of stocks.
It has no earnings. No cash flow. (Although you can borrow against it, turning it into an asset like we do with 2718 fund).
It's also not in any way like "other cryptos". It is purely decentralized. Has no foundation or control committee. It can't be sanctioned.
It's a purely mathematical form of money. It's what mathematicians would call "canonical".
Statistically, is the only financial asset to form a power law.
The faster you can get your brain around this, the richer you will get.
Alan is one of the most knowledgeable experts on cardiovascular exercise on X.
Highly recommend following him if you're looking to improve your cardio.
VALLEY UPDATE: Unified Marketplace, Plum Juice, and more 🌾
A new Valley update has arrived, bringing a cleaner, easier-to-navigate experience with more utility for high-level Structures and Farmers.
Here’s what’s changing:
The wealthiest families in the world buy assets, then borrow against them whenever they need currencies (government issued money, $, €, £, ¥, etc) - they NEVER sell
Middle class families buy assets and sell them whenever they need currency
Poor families work for currency and hold on to it as long as possible, and they tell other poor families that buying assets is too risky
If I sold my company tomorrow, I'd build my next multi-million dollar business in 90 days using Claude.
Here's the exact 5-person AI team I'd hire on day one. Steal every prompt.
Eric Schmidt (ex-Google CEO): "if you really want to make money, it's actually easy. found an agentic AI company"
the agent era rewards builders. the credential is whatever you shipped this week.
probably the only article you need on what to learn, build, and skip in 2026.
⚡️This is culture turning into collateral.
The deepest signal is that wealth is migrating into objects that carry memory, scarcity, and tribe. Pokémon works because it is not merely collectible supply. It is a generational belief system with characters, hierarchy, rarity, childhood imprinting, global recognition, and a liquid status ladder.
That combination is powerful.
A Charizard is not valuable because the cardboard is useful. It is valuable because millions of people were emotionally programmed by the same mythology at the same age, then grew into adults with money. That is how culture becomes a balance sheet. Childhood memory gets repriced once the child becomes the buyer.
This is why the market can look insane and still have a real core. Scarcity plus nostalgia plus status plus authentication creates financial gravity. Grading turned memory into inventory. Slabs turned toys into vault assets. Auctions turned fandom into price discovery. Influencers turned collecting into social proof. The whole ecosystem became financial infrastructure around emotional objects.
The danger is that the market is probably bifurcating hard. The true grails can keep becoming more valuable because they are canonical cultural relics. The long tail will get slaughtered when liquidity turns. Every mania teaches people to confuse price markups with exit liquidity. Trophy assets survive. Manufactured scarcity dies. New hype product gets exposed. The market will not treat all cardboard equally.
The deeper monetary layer is unavoidable. People are searching for scarce things that feel outside the decay of cash. Gold carries civilizational memory. Bitcoin carries digital scarcity. Pokémon carries childhood mythology. Different temples. Same hunger. Own something that cannot be printed by the state and still means something to other people.
This is the financialization of memory.
The past is being securitized.
The winners will be the objects that sit at the intersection of scarcity, authenticity, liquidity, and myth. The losers will be everything people bought because a chart went vertical.
I started by trying to understand markets. Thirty years later I've ended up somewhere closer to life, the universe and everything. The same four rules keep showing up...
Along the way I've written three frameworks that have shaped how a lot of people see the world.
The Everything Code is what I found when I went looking for what actually drives markets. A debt rollover cycle, managed by liquidity, debasing the currency at roughly 8% a year. That debasement is monetary entropy. Capital routes around it, into whatever can compound faster than the entropy degrades it. Technology and crypto sit at the top of that flow because they are the intelligence layer of the economy. Markets are monetary energy routing toward the highest output of intelligence. The only assets that outperform debasement over extended periods are tech and crypto.
The Exponential Age is the realisation that technology has become the substrate. Compute, networks, energy and intelligence are compounding faster than any institution we built was designed to handle, and the gap between the two is the defining tension of our time.
The Economic Singularity is where this is heading. Somewhere in the next decade the curve of intelligence per unit of energy turns fully exponential, and the rules every economy we know was built on stop applying.
For a long time I thought of these as three separate ideas. Looking at them now, they are three views of the same thing at different altitudes. And underneath all three, the same four rules keep showing up.
Efficiency of Intelligence - The universe rewards whatever does more with less. Every system that survives is better at turning energy into information than the system it replaced. There has never been an exception.
Compression - Intelligence is the act of representing a vast reality in a much smaller form without losing what matters. Brains do it. Theories do it. Prices do it. AI does it. They are not analogous. They are the same operation.
Coherence - Complex systems hold together because their parts synchronise faster than the noise around them. Markets, brains, civilisations, ecosystems. When the synchronisation fails, what looks like collapse is desynchronisation made visible.
Selection - Patterns that copy themselves faster than their rivals dominate the medium they live in. Genes did this in biology. Ideas do it in culture. Memecoins do it in markets. Truth is not part of the selection criteria. Replication is. It always has been.
What the four rules produce, when they operate together, is networks.
The same topology shows up everywhere. The cosmic web. The human brain. Mycelium beneath a forest. The internet. Financial markets. Blockchains. Across fourteen orders of magnitude, the universe keeps building the same shape. That shape is what the four laws look like when you can see them.
The Everything Code is what these four rules look like in markets.
The Exponential Age is what they look like running through technology.
The Economic Singularity is where they are taking us.
Three angles, one picture.
Underneath all of it, energy is the constant. Consciousness is the substrate. The four rules are the dynamics through which one becomes the other.
All of this is one corner of what I call The Universal Code. The same four rules apply to everything else and I mean EVERYTHING... they are universal in the true sense of the word.