@sbkaufman If we ignore bias embedded in “IQ” metric and better consider it as “smart”; surely it is “optimism” as the somewhat false perspective on things? (grit & resilience - similar)?
@bernardchickey @WellingtonJane1 The pattern in societies across thousands of years is that sustained very low or negative interest rates (irrespective of cause) indicates the “end” of a way of living for a society. The issue for us all this time round is lack of diversity (and scale of impact).