Subject To Finance

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[Subject To Finance @Subjectofinance]

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[Subject To Finance @Subjectofinance]

How are all those Brisbane investors feeling right now?

https://t.co/KyRfBFJ0lb

[Subject To Finance @Subjectofinance]

Contrarian opinion:

It won’t be overvaluation or a lack of innovation that cause 50-60% declines in AI valuations post IPO.

It will be oil & gas prices.

AI will change the world (like the dot-com boom did) but not without a major correction forcing the world to go HAM on energy infrastructure.

https://t.co/S7JZPCufL7

[Subject To Finance @Subjectofinance]

@DrCameronMurray Red flag #1 = when a buyers agent is helping retail investors access super for property through an SMSF.

[Subject To Finance @Subjectofinance]

@samstrades @Phil34693995 @ADL_PropDrops Most of Australia’s top real estate agents havent even experienced a downturn.

[Subject To Finance @Subjectofinance]

@BryanJacoutot Why?

Because it struck a nerve?

[Subject To Finance @Subjectofinance]

@WatcherGuru @TheMarketDog Michael Saylor is to bitcoin, what the hunt brothers were for silver.

Didn’t end well 😬

[Subject To Finance @Subjectofinance]

@TedPillows USD, get ready

[Phil @Phil34693995]

@ADL_PropDrops @samstrades Back in mid 2008 I listed my house just after the peak for 690k. GFC hit and by early 2009 I had dropped it to 450k. No buyers anywhere. I finally sold it for 390k early 2010. Those that tell you it can only drop a small percentage are completely wrong. It happened all over WA

[Subject To Finance @Subjectofinance]

@rjmontgomery Will happen overnight

[Subject To Finance @Subjectofinance]

Red flag 🚩 was always the big statement blaming everything around them.

Dashdot founder responds to concerns over British Virgin Islands share transfer via @smartcompany https://t.co/CDjf6NwjYj

[Subject To Finance @Subjectofinance]

@ryu_tay @cjoye Princes of the Aussie dollar

[Subject To Finance @Subjectofinance]

Now add in the loss of demand from AI job losses

[AntonKreil @AntonKreil]

One of the blind spots in residential property globally that people are missing with AI ...

Childrens Schools / Education
(Not just College / University).

You know how this works especially in metropolitan areas globally. Zip Codes / Postcodes that fall into preferred Schools admission criteria zoning. Its generally called something different in every country. In the UK its known as a "Catchment Area."

In the legacy model residential property on one side of a street trades at a huge premium to a property on the other side of the street because kids can automatically get into a better school.

In a post AI world this premium slowly gets eroded as parents find smarter ways to access the same education as the kid over the road for 0.1% of the cost.

[Subject To Finance @Subjectofinance]

@SpachusAus REA and the big 4 banks share prices are also a good leading indicator

[Subject To Finance @Subjectofinance]

We have become the world’s joke

[AntonKreil @AntonKreil]

Here's a great game my friends and I have been playing recently.

As eveyone knows the Australian Property market has been on a tear for 40+ years.

In the 1980's, 1990's even the last 10-15 years, you could have bought anything, literally anything for 2 shillings, a carrot and a potato and made millions by now without doing anything.

So, to NOT MAKE MONEY from the Aussie housing market boom of the last 40+ years, you must be some sort of special r3t4rd. To lose money? My goodness, r3t4rded is only just the start.

Here's the game - Find addresses using https://t.co/VPmcLptTBT - It gives you the selling history and current estimate of residential addresses in Australia.

We don't look for money made.
We look for money lost.

Can you find the worst losses?
Screenshot them. Drop them in the replies for laughs 🤣
It's really quite frightening once you get started how stupid people can be.

[Subject To Finance @Subjectofinance]

Good time to be a buyer, not so much a seller...

https://t.co/TGai5sGbCx

[Subject To Finance @Subjectofinance]

This is why property prices are driven by credit growth.

IYKYK

[Michael Arbon @arbsmichael]

When Australian banks lend, they create money out of thin air.

The majority of money in our modern economy is created by commercial banks making loans.

This is no conspiracy.

The @RBAInfo recently confirmed in a Senate Estimates response that when a bank issues a new loan, it creates new money electronically in the form of a bank deposit, without the need to print new banknotes.

They also stated that expanding mortgage credit expands the money supply and can contribute to inflation and rising asset prices.

Yes, the repayment of existing loans can reduce the money supply, but we know that our system is sustained by ever expanding credit (money).

Money is debt. A banking licence is a licence to print money.

[Subject To Finance @Subjectofinance]

ASX Property top 3 for today ⬇

LDR Capital Property Fund $LED - Contracts exchanged to sell 34 Corporate Drive, Cannon Hill (Brisbane) for $24.8M - a 4.6% discount to book on a 5,339sqm secondary office asset.

Mirvac Group $MGR - Janelle Hopkins joins the Mirvac board effective 1 June 2026.

REA Group $REA - Daily buy-back filing shows the on-market program at 1,068,683 shares cancelled since 23 Feb.

[Subject To Finance @Subjectofinance]

@AlboMP Drowning people in debt and then taxing them into oblivion

[7NEWS Sydney @7NewsSydney]

Thousands of first homebuyers who purchased under the Albanese government's five per cent deposit scheme are facing a ticking time bomb.

Property prices are expected to plunge due to the budget, meaning many could owe more on their mortgages than their houses are actually worth.

[Spachus Aus @SpachusAus]

#Melbourne house listings in green 👀