Syariz Ma

I trade Bursa Malaysia Stock Market & US Stock Market
Pure Wyckoff Trader
Pure Stock Guy

[Syariz Ma @Syariz_Ma]

@investingluc 😂 you should thx the rats Luc

[Syariz Ma @Syariz_Ma]

@Peoplewish @gfc4 thank you Sir! i saved your post 😁

[Syariz Ma @Syariz_Ma]

@gbstocks @PradeepBonde @mmonis nice!! congratz btw 😁

[Jaynit @jaynitx]

Bill Ackman literally gave a 44-minute masterclass that explains money better than any business school.

1. Starting early is the single biggest advantage you have. If you save $10,000 at age 22, never add another penny, and earn 10% a year, you have $600,000 by retirement. wait until 32 to start, and the same money only grows to $232,000. The decade you lose at the beginning costs you more than any decade later because compounding does its heaviest lifting at the end.

2. The return rate matters even more than most people grasp. That same $10,000 at 22 earning 10% becomes $600,000. At 15% it becomes over 4 million. At 20%, the rate Warren Buffett has achieved, it becomes 25 million. Einstein called compound interest the most powerful force in the universe. Ackman's lecture is essentially a demonstration of why.

3. Avoiding losses matters as much as chasing returns. if you reach for a 20% return but lose half your money every 12 years from bad decisions or a rough patch, your 25 million collapses to 1.8 million. Buffett's rule one is never lose money. Rule two is never forget rule one. the math of recovery is brutal, so protecting the downside is not caution, it is strategy.

4. Debt is safer, but the upside is capped. Equity is riskier, but the upside is unlimited. In the lemonade stand example, the lender who put up $250 earns a steady 10% and gets paid back first if the business fails. the equity investor who put up $500 earns over 100% if it succeeds but gets wiped out if it fails. The equity holder earns more precisely because they took the risk the lender refused.

5. The risk that matters is permanent loss, not price movement. most people think risk is the stock price bouncing up and down every day. Ackman says ignore that. the real risk is whether you will permanently lose your money. Short-term volatility is noise. the question that matters is whether you get your capital back with a return over the long run.

6. Avoid startups and complicated businesses. You do not need 100% a year to build a fortune. you need 10 to 15% over a long period. so skip the lemonade stands and unknown ventures. Invest in public companies that are established, liquid, and have to clear real hurdles before going public. If you cannot understand how a business makes money, avoid it no matter how good its track record. Ackman cites Enron, a business almost nobody actually understood.

7. Invest in a business you could own forever. if the stock market closed for 10 years, you should not be unhappy holding it. Coca-Cola is his example. easy to understand, sells a syrup and earns a profit on every drink, the population keeps growing, and it is nearly impossible to disrupt with new technology. McDonald's is another. People have to eat, the food is cheap, and they keep growing. find a business you would be comfortable holding through anything.

8. You want products people are loyal to and will pay a premium for. People buy generic flour and sugar without caring about the brand. but they want the Hershey bar, the Cadbury bar, the see's candy specifically. you do not want to sell a commodity that anyone can sell cheaper. You want something unique that customers refuse to substitute even at a 20% discount.

9. Low debt is a safety feature. In the lemonade stand example, $250 of debt was manageable. But if it had been $1,000 and the business hit a rough patch, it could have gone under and wiped out the shareholders. Find companies with little debt or so much profit relative to their interest payments that a bad year cannot sink them.

10. Barriers to entry protect your returns. You want a business that is hard for someone to compete with tomorrow. Coca-Cola's market presence is so strong that you expect to get a Coke at any restaurant. Pepsi has coexisted with it for decades, but neither can put the other out of business. If a competitor can show up next year with a better version and steal the customers, the business is not worth owning long term.

11. The best businesses are immune to outside factors you cannot control. Coca-Cola has survived 120 years through world wars, nuclear weapons, and every kind of crisis, and each year it makes slightly more money. You want companies that do not depend on commodity prices, interest rates, or currency moves. A business that keeps earning regardless of what is happening in the world is the kind you hold forever.

12. Low capital intensity is one of the most underrated qualities. The worst businesses require massive reinvestment to grow. The auto industry has to build enormous factories and buy machine tools before selling a single car, and those tools wear out. GM's stock barely moved over 40 to 50 years for exactly this reason. Coca-Cola, by contrast, sells a formula and collects a royalty. American Express takes a few percent of every dollar spent on its card. a business that earns a royalty on other people's capital is one of the best things you can own.

13. Pay down debt and build a cushion before you invest. If you have high-interest credit card debt, paying it off is a guaranteed return equal to the interest rate. same logic, to a lesser degree, with student loans at 6 or 7%. and you want 6 to 12 months of expenses in the bank so that losing your job tomorrow does not force you to sell. You can only handle market volatility if you do not need the money.

14. Be a buyer when everyone is selling and a seller when everyone is buying. The natural human tendency is the opposite, a lemming-like instinct to sell in a crash and buy in a bubble. people sold into the 1987 crash when they should have been buying. The only way to resist this is to be financially secure enough that the money at risk does not affect your life, so you can withstand the swings without panicking.

15. The stock market is a voting machine in the short term and a weighing machine in the long term. Ben Graham's idea, which Ackman repeats. short-term prices reflect the whims and emotions of investors. long term, prices reflect the actual value of the underlying businesses. If you buy good businesses at reasonable prices and hold them while they grow, you make money over time as long as you are never forced to sell at the wrong moment.

16. A stock is just a bond where you do not know the coupon. Flip a price-to-earnings ratio over, and you get an earnings yield. A stock at 10 times earnings is a 10% earnings yield, which you can compare directly to a 3% treasury. the difference is the bond's coupon is fixed and the stock's coupon, its earnings, moves up and down. Ackman wants an earnings yield higher than a treasury that will also grow over time, so he does not need to be right about explosive growth to earn a good return.

[Syariz Ma @Syariz_Ma]

@brankjanssen @USICOfficial Congratz Doc for the achievement!

[Syariz Ma @Syariz_Ma]

@brankjanssen totally agree with you Doc

[Syariz Ma @Syariz_Ma]

@TheOneLanceB @wguidara how can i get one book with ur sign Sir?

[Syariz Ma @Syariz_Ma]

@PradeepBonde @Qullamaggie @RealSimpleAriel @InvestorsLive @jfsrev @FranVezz @mmonis @Lolomat64317383 @XpertPATrader @BornInvestor Sir, why no Mark Minervini in the list? i am humbly asking a question

[Syariz Ma @Syariz_Ma]

@investingluc You have a gift, special talent for writing, Luc😁

[Elon Musk @elonmusk]

@AJamesMcCarthy Read books, talk to people & iterate rapidly with hardware & software

[Syariz Ma @Syariz_Ma]

@Cashflowconvos @markminervini that is why he is legend. im still figuring out

[Syariz Ma @Syariz_Ma]

@RealSimpleAriel bro... it was the way how you ask the question initially.
i know you have a good intention, but yeah. we all do mistakes

[Syariz Ma @Syariz_Ma]

@mwebster1971 @markminervini I really love both of you. Legends!! And i cant wait for the recording

[The Factor Report @PeterLBrandt]

Taking a profit is often a "damned if you do, damned if you don't" dilemma.
While taking a profit is always better than taking a loss, there are times when taking a profit can create anxiety and outright regret.
Let's say you buy a stock at 50 with a mental target of 100 and maybe the possibility of 150.
Next let's say the stock goes to 100 but you do not take profits.
Next let's say that your trailing stop (if you use these) takes you out of the trade at 80.
Do you then regret not taking profits at 100? Of course you do if you are even part human being.
But what if you would have taken profits at 100 but then the stock kept running? Chances are you would have also regretted the decision to take profits at 100.
You see, taking profits is a damned-if-you-do-damned-if-you-don't business.
I hate regret. I decided many decades ago in my 50 year career that regret is something a trader needs to avoid. Living in a cycle of regret is not healthy for trading will sooner or later come back to bite you.
So I made a decision to create rules and stick by them. Rules created process for me so that my emotions were not led around by my last or current trade.
I take profits at targets when I have a light position on. If I take a heavier position I will then take profits at the initial target on a portion of my trade and hold out for a 2X profit on the other portion.
Do I miss the occasional rocket-ship market by taking profits? Of course. There is no perfect trading plan.
There is an alternative way that from time to time I will employ in a trade. That is using a simple moving average on a partial position so that I adopt a trend following approach on some of the risk I take.
In a trade following approach inevitably the top cannot be picked so some money is given back at the trend change or major correction. But again, there is no perfect model.
My recommendation to new traders is to commit yourself to the path of least regret, whatever that might be.

[Syariz Ma @Syariz_Ma]

@gbstocks Nice bro. U r really good👍🏻

[Lance Breitstein 🇺🇸🌎 @TheOneLanceB]

END OF THE MONTH REMINDER FOR TRADERS!

Every single trader you see on here posting their big months and big wins is subject to selection bias. Most of the traders who underperformed or lost money are invisible.

Much of the PNL that gets posted comes from a position of insecurity, seeking the affirmation of others. For most of them, you do not see their losses or their struggles. You do not see their PNL on the bad months. I know from behind the curtain, many of even the most respected traders fall victim to this. This dynamic is part of the toxicity of social media and the comparison game.

This reminder is to focus on your own game. Become your best self. And that there is a whole lot more to life when you step away from the screens. PNL should not define you. Get outdoors, spend time with others, and give back. Remember how lucky you are to be pursuing an incredible job, but also remember that once you step off the field, this game doesn’t matter at all.

[Syariz Ma @Syariz_Ma]

@PeterLBrandt ❤️

[Alex & Books 📚 @AlexAndBooks_]

A habit that changed Charlie Munger’s life:

Sell the first hour of every day to yourself.

Spend it by reading, improving, and working on yourself.

"I decided I was going to give the best hour of the day to improving my own mind. And the world could buy the rest of the time."

[Syariz Ma @Syariz_Ma]

@RichardMoglen @TraderLion I want Mark Minervini, along with his right hand man!!