Ravi ＊⍑ej＊

Professional procrastinator.

Smile today, cry tomorrow. Read this every day!

[Ravi ＊⍑ej＊ @TheCruelTwo]

@nsfidai None of the above

Only mudiji rahega

[Ravi ＊⍑ej＊ @TheCruelTwo]

@investideas4you @adigitalblogger @MobiKwik @Lendbox @BipinSingh @UpasanaTaku @RBI @AmitShah @PMOIndia @nsitharaman @aajtak @ZeeBusiness @ABPNews @CNBCTV18News @ETNOWlive @AnilSinghvi_ @SEBI_India Hello @adigitalblogger , thousands of people are stuck in this scam of Mobikwik. Please make a story and help us retrieve our hard earned money.

[Rajat Khandelwal @Singlejivi]

Thanks @DeccanHerald for finally covering the biggest open scam around Mobikwik Xtra Lendbox investors.
When most major media houses stayed silent on this @MobiKwik @lendboxin transactree pvt ltd, you chose to report what thousands of ordinary retail investors have been facing for months.
In a country where press freedom rankings continue to fall to 157th, independent reporting on corporate-financial issues still matters.
Our issue is simple:
• We were shown ads promising: — “Withdraw Anytime”
— “No Lock-in Period”
— “Daily Interest”
— “Better than FD returns”
— up to 12%-14% p.a.
• Mobikwik heavily marketed Xtra across: — app banners
— push notifications
— Instagram, twitter, Facebook ads(below will provide each and every ss)
• Money was routed into Lendbox/Transactree’s NBFC-P2P structure.
And Ind the name of RBI’s August 2024 P2P changes this biggest fraud happened lead by @BipinSingh :
-Withdrawals suddenly stopped
-Funds got locked for years
-Repayment schedules started failing
-Borrower transparency disappeare
-Investors were denied loan/KYC level data which is a mandate of the @RBI for NBFC master direction
What @MobiKwik
and @lendboxin did was
—Blocked funds completely even after advertising as "Anytime withdrawal" "No lock in" "Zero questions asked"
— False NPA tagging and no fixed recovery timeline
We launched a public issue-tracking website
https://t.co/jLzXIigZRE
, collected investor evidence, filed cyber complaints, consumer complaints, legal notices, and multiple investors have now approached police authorities.
Now FIRs under IT Act/BNS provisions have been registered in Bengaluru against entities connected to the issue. And many from Delhi, Mumbai and other cities are on its way.

Their are jaw dropping figures against @MobiKwik Xtra
• 800+ affected investors are there in our WhatsApp group
• More than 10crore reportedly blocked
• Average outstanding is 30%

Questions to @RBI @RBIsays @FinMinIndia @DFS_India @SEBI_India @IEPFAuthority
@PMOIndia @narendramodi @mygovindia @PIB_India
@Cyberdost @DelhiPolice
@BlrCityPolice @MumbaiPolice
@CPDelhi @jagograhakjago @nch1915 @DARPG_GoI

If a product was aggressively sold as liquid & flexible, Anytime withdrawal no lock in period (RBI Regulated) by a company who is listed by @SEBI_India also, how were ordinary retail users suddenly trapped in multi-year repayment uncertainty overnight?

#Mobikwik #Lendbox #Xtra #MobikwikXtra #IndianScam #Scam #Fraud

[Akshat Shrivastava @Akshat_World]

According to Banner Chart, 2026 is a good time to sell stocks. This is when asset prices are likely to peak.

For folks, who don't know what Banner Chart is: this is a 100 year old prediction about stock markets. It predicts the "crisis" years like 1981, 1999, 2019 etc.

Like all predictions, there are flaws in this prediction. But, the hit rate on this chart has been quite phenomenal.

Okay, back to 2026. Why selling equities makes sense in 2026? And, what does this exactly mean?

1) To an amateur, selling equities means: that 100 units of money in equity. Sell 100 units. Get out. Wait for crash.

This is quite dumb. Because market can first rally by another 50%. And, then fall by 30%.

2) A more practical version of selling equity means: ability to buy when drawdown happens.

For this you can have sensible cash positions, hedges like put options etc. And, learn portfolio construction.

3) Now, part 2 of the question: why asset prices are close to peaking in 2026?

This is quite simple: asset prices are a function of low interest rates (IR). Why? because when people can borrow cheap. They will buy and invest more.

Most of the world is now leveraged. And, leverage is driven by Interest Rates. As a lot of refinancing of debt happens when IR goes low.

Now, this is economics. How do we relate this to the stock market?

4) Stock Markets are forward looking. Stock Prices (i.e equity prices) are driven by "expectation" of low interest rates.

5) 2025 we got clarity on IR. Most major economies (except Japan) started cutting Interest Rates.

There has been public pressure by Trump on US's FED chair Jerome Powell to cut IR. Powell is likely to be replaced by a someone who is willing to cut IR in 2026.

6) So the expectation of low IR is likely to be fully baked into the markets in 2026.

7) The negative force against low IR is high inflation. But, inflation is NOT high (at least on paper). Hence, the above macro theory adds up. In simple words: the government can afford to cut IR to accelerate growth.

Market understands this. And, will be repricing assets as we get more certainty on the above thesis.

How do you make money in all this? If you know portfolio construction. And, can add/reduce risk on your portfolio through hedging, cash position management, bulk buying selected stocks, selling overvalued segments.

But, unfortunately: most people cannot take the pain to learn all this. So they will just go and buy 5 Funds. And, think diversification is achieved. They are simply participating in fueling the Index Bubble.

Last 1.5 years have generated poor returns for such investors. And, this trend is likely to continue for them.

Guess what? when a strategy becomes too common (eg. SIPing for financing freedom), no one can really get rich from it. This is a time tested fact.

[RAVI KUMAR SAHU @RAVIKUMARSAHU78]

I ASKED GROK TO PICK MY STOCKS FOR 30 DAYS.

It beat my watchlist by 12%.

Here are 7 prompts to turn AI into your portfolio assistant.

[Cine Vichaar @Cine_vichaar]

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[Rajesh Agarwal @Rajesh992510253]

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[Kawsar @Kawsar_Ai]

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[Darshal Jaitwar @darshal_]

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Mandatory Bookmark

► Thread [1/20]

[Nihal K Gupta @nihalguptahbti]

1/8 @Flipkart @FlipkartSupport @_Kalyan_K 35 days of nightmare. Ordered Samsung 870 Evo 4TB SSD (OD333628076870037100) for ₹36,328 on Feb 13. Received counterfeit product on Feb 17. No resolution since. #FlipkartFraud

[Ravi ＊⍑ej＊ @TheCruelTwo]

@svembu @TweetHelperBot screenshot this in dark mode

[Eastern Railway @EasternRailway]

IR arranged to detain Saraighat Express at Howrah for a few minutes so that a marriage party with Dulha coming by Geetanjali Express and going to Guwahati can catch the train, 12345 Up from HWH. The marriage party has expressed their thanks to Railways for this helping gesture.

[Ravi ＊⍑ej＊ @TheCruelTwo]

@BangaloreMirror @BlrCityPolice @blrcitytraffic @TOIBengaluru @TodayBangalore @THBengaluru @Uber_Support @UberIN_Support @Uber_BLR @tdkarnataka @rapidobikeapp @publictvnews

[Ravi ＊⍑ej＊ @TheCruelTwo]

Requesting clarity is it legal to take uber bike/rapido bike rides safely in Bangalore as we daily see issues going on somewhere around Bangalore. As a daily user I'm sacred of auto drivers. Kindly give a valid response on this if it is legal/illegal?@rapidobikeapp @Uber_India

[Thomas Simte @Thomasandwords]

Getting harassed if we take @Uber_India bikes or Auto, instead of the regular rickshaw. This happened to me in Indiranagar Metro station @BangaloreMirror @BlrCityPolice @blrcitytraffic @TOIBengaluru @TodayBangalore @THBengaluru @Uber_Support @UberIN_Support @Uber_BLR @tdkarnataka

[GeniuSuraj @geniusuraj]

Delete this shit SWIGGY @SwiggyCares @Swiggy Instead use @zomato or any other food delivery platform. Cause Now a days swiggy using a scam technique in which you have to mail them your problem and in return you'll get some mental harassment. Thank You

[Rohit Jain @rohitjain2021]

Checklist of Documents Required for Filing ITR

[Ravi ＊⍑ej＊ @TheCruelTwo]

@JioCare when are you Bringing back 395 & 1559 plans???

[Ravi ＊⍑ej＊ @TheCruelTwo]

@rummycircle @gonoise after a long wait the earbuds came in stock and now it's saying the coupon is invalid

Please check & resolve/issue the new coupon to us, if you can't provide it then why excessively promote it and later do this?

Paying crores to Hrithik Roshan but for us 0

[Ravi ＊⍑ej＊ @TheCruelTwo]

@boAtSupport1 27-June-2023 is my purchase date, it stopped working from March. And I've been trying to connect with your customer service since then and finally posted on X.

[Ravi ＊⍑ej＊ @TheCruelTwo]

@RockWithboAt Facing issue with redgear A-17 gaming mouse. None of your customer care numbers are working. How is your company surviving till now without proper customer care?

Need urgent assistance on the same.