bluemangoes

Lost in the dream of living illusion.

[bluemangoes @TrueBluemangoes]

"Life does not run in comfortable grooves;
unpredictable and unexpected things happen, We inhabit a morally incoherent world in which there is no necessary relation between what one deserves and what one gets."
-Niccolò Machiavelli

[AIN @Tejusurya_]

They set a deadline 21 years in advance. Before even a year could pass, they extended it by another 9 years.

[Muthukrishnan Dhandapani @dmuthuk]

I’ve touched upon this subject a few times before.

When the families of top politicians and bureaucrats obtain citizenship and settle in foreign countries like the United States, it creates an inherent conflict of interest.

The kith and kin of those running our country acquiring citizenship in a country like America is a huge red flag.

This does not apply to ordinary private citizens of our country.

Either their family members should renounce the foreign citizenship and return to India, or those who run the country, whether politicians or bureaucrats, should automatically lose their positions once members of their family acquire overseas citizenship.

[Teddy Baldassarre @baldassarreted]

A Casio F91W with a step tracker?

[EngiNerd. @mainbhiengineer]

Tax She and Modi Govt increased.

> LTCG from Zero to 12.5%
> STCG from 15 to 20%
> STT from 0.05% to 0.15% in F&O
> Debt funds indexation removed and taxed at slab rate that is as high as 39%
> SGB secondary market taxed
> 10% Surcharge introduced at 50L from 1cr
> Dividend taxed at slab rate
> PF interest above 2.5L taxed at slab rate
> Health and education cess increased from 3% to 4%

So better you don't talk about your work. No one should be proud of the lies and incompetency.

[Arvind Kumar @arvind714]

@PkSuperDuper

[Ashwini Yadav @iamAshwiniyadav]

बैंक वाले क़ाबिल होते हैं, परीक्षा पास करके वहाँ पर पहुँचे हैं तो उनकी सैलरी आदि पर बात करने का हक़ तो वैसे भी नहीं है आपको।

दूसरी बात छुट्टी की तो अपनी पर्सनल सरकारी मिली हुई छुट्टी में से वो नहीं आ रहा है या किसी काम से गया हो कहीं पर तो क्या दिक़्क़त है आपको? आपका काम कोई और करता ही है।

तीसरी बात जैसे हर कोई अपनी बात रखने और आंदोलन का अधिकार रखता है वैसे ही वो लोग भी रखते हैं। उन्हें भी छुट्टी, ट्रांफसर, टारगेट का दबाव आदि सब पर करने का अधिकार है।

आप सबको हर कोई निकम्मा ही तो लगता है सिवाय अपने आप के। आप ख़ुद तो कुछ करोगे बस दूसरे को गाली दो, बुराई करो। कोई बैंकर दोस्त हो तो एक बार बात करके देखना फिर समझ आ जायेगा।

[EngiNerd. @mainbhiengineer]

Only reason why PM Modi keeps asking us not to travel outside. The more we travel, more we get to see world class infrastructure and quality of life.

Less travel, less exposure to other side of world, less comparison to our broken system, less demand, less questions to the Govt.

[Arjun* @mxtaverse]

wake up babe new way to die in vishwagorilla just dropped.

[Ankush @_James_Bong]

People who still think 5 Days Banking is not possible

[Abhishek @MSDianAbhiii]

*Banks are open today despite it being Sunday.*

Narayana Murthy:

[Sreenath Induchoodan @induchoodansree]

URGENT - How to operate a branch on Sunday
Conduct of Banking Business on Sunday, 27.09.2026 - Negotiable Instruments Act Position

From the desk of Sreenath Induchoodan

Q1. Is 27.09.2026 a public holiday under the NI Act?
Yes. Section 25's Explanation includes Sundays automatically, without need for any notification.

Q2. Can RBI or the Government notify tomorrow as a "working day" under the NI Act?
No. Section 25 only allows the Government to add extra holidays. It gives no power to remove Sunday's holiday status.

Q3. Does RBI's letter of 22.09.2026 permitting branches to open change this?
No. That is an administrative approval to keep branches operational. It does not, and cannot, alter the day's status under Section 25.

Q4. Does the RBI / NPCI communication of 25.09.2026 on cheque-clearing infrastructure change this?
No. That directs the clearing system to stay available, an operational instruction, not a Section 25 notification. The legal position under Q1–Q2 is unaffected.

Q5. Does the Banking Regulation Act say anything different?
No. It only borrows the NI Act's holiday definition for its own return-filing purposes. It doesn't independently govern branch or cheque operations.

Q6. Can a cheque be paid (encashed) at the counter tomorrow?
No. Presentment must be within "banking hours" (Section 65); a statutory holiday has none for this purpose.

Q7. Can a cheque be accepted for outward clearing tomorrow?*
No, at branch level. Same basis as in Q6

Q8. Can a same-bank/local cheque be credited without external clearing?
No. It is still "presentment for payment" under Sections 64–65, regardless of whether external clearing is involved.

Q9. Is inward/outward clearing settlement itself something a branch officer decides?
No. That runs on HO/RBI-NPCI system settings, not on individual branch action.

Q10. Can a cheque be returned/dishonoured tomorrow?
No. This is the highest-risk item - dishonour timelines feed into Section 138 proceedings. Do not action this on a day of contested status.

Q11. Can a Bill of Exchange be retired (paid) tomorrow?
No. Section 25 applies directly and explicitly to bills of exchange.

Q12. Can a Bill of Exchange be negotiated tomorrow?
No, as a precaution. Section 25 strictly covers maturity, not negotiation, but the same business-day concern applies to the bank's handling of it.

Q13. Can a Promissory Note transaction be processed tomorrow?
No. Section 25 applies directly, as with bills of exchange.

Q14. Can cash deposit/withdrawal be done tomorrow?
Yes. Not a negotiable instrument transaction.

Q15. Can account-to-account transfer, NEFT, RTGS, IMPS or UPI be done tomorrow?
Yes. These are electronic transfers under the Payment and Settlement Systems Act, 2007, not NI Act instruments.

Q16. Can an FD be opened or renewed tomorrow?
Yes. Not an NI Act transaction.

Q17. Can loan recovery through non-cheque mode be done tomorrow?
Yes. Not an NI Act transaction.

Q18. Can a fresh DD/Pay Order be issued against cash tomorrow?
Yes. Issuing an instrument is not presentment for payment.

Q19. Can a DD/Pay Order presented at the counter be paid tomorrow?
No. A DD is a bill of exchange under Section 85A - same basis as Q6.

Q20. What if a customer presents a cheque or DD for payment/deposit?
Inform them politely that cheque-related transactions cannot be processed today as it remains a public holiday under the NI Act, and ask them to return on the next working day.

Q21. What if HO issues a written circular directing cheque clearing/payment tomorrow?
Follow the written instruction. Do not act beyond what it specifically covers, and do not extend it to cheque returns/dishonour (Q10) unless expressly stated.

Q22. What if there is no written instruction, only a verbal one?
Decline politely, record the request and your response in the branch occurrence book, and report it to your Association representative the same day.

[TheBanker’sMirror @bankaffairs]

I too feel the same , How many of you accept and feel,

[Sushant Sinha @SushantBSinha]

प्राइवेट बैंक्स में काम करने वालों का दर्द भी कोई बहुत कम नहीं है 👇🏾

[Phantom @ElonUncleSays]

He is nailing it with his videos and captions!
LIC karwani hai Bank chale jaao kyunki LIC Ka Saturday off hai.

[Bauji @baujidesi]

कितना गिरोगे भाई साब 🙏

And does this make any sense? Is the same person deployed 24*7 in these professions?

Aren’t there provisions of roaster and weekly off?

Stop demeaning your own employees!

#BankStrike #5DayBanking

[bluemangoes @TrueBluemangoes]

@YMehta_ @idesibanda We have no problem with this. Even better monday tuesday . So that we can carter to as many ppl as possible who couldnt come on weekdays due to their offices an dwe can attend our matters in other govt offices. But the problem is govt and mgmnt isnt keen to entertain

[TheBanker’sMirror @bankaffairs]

Union Bank Officers staff Association not attending office on Sunday ....