SJΦE-RD

Business Development

[SJΦE-RD @UtasteS]

@adriaanmol

[SJΦE-RD @UtasteS]

@Quintin24

[SJΦE-RD @UtasteS]

@nikshepsvn @marcvanderchijs interessant

[Oliur @UltraLinx]

Growing up there, this isn’t a surprise. And the jobs that are available just don’t pay well.

So many talented young people but not enough companies and innovation.

Only way to make good money seems to be in finance but the hours are insane.

I have cousins that are doctors in the NHS. They all want to leave because it’s such a mess. Only thing holding them back is their kids being in school.

[SJΦE-RD @UtasteS]

@FrankSchuil

[Soleio @soleio]

Being disciplined isn’t the same as being stubborn, even if they reach the same outcome.

[Dutch Rojas @DutchRojas]

Healthcare reform is easy.

Unfortunately, the people in charge are funded by the people billing you $900 for saline.

[SJΦE-RD @UtasteS]

Het verdwijnen van het Nederlands…

Verwende prutsers, 1 van de weinige bedrijven die ons nog enige relevantie geven op het wereldtoneel.

Wat een clowns…

[uid.eth | Rickey Gevers ⛵️ @UID_]

Nederland in een notendop.

[nikshep @nikshepsvn]

everyone is so damn bearish that makes me feel like we’re really close to or already at the bottom

it’s almost consensus that BTC is dead and crypto is over — perfect time for the universe to drop an uno reverse and send us through the clouds

if you look at the space fundamentally, we’ve never been in a better spot, perps, private AI, defi, prediction markets, agentic payments, there’s finally a ton of actual legible use cases w/ a super pro crypto government — look at the data, not the noise

[Pieter Korevaar @ppkorevaar]

This is 5 miles(!) from the launch site.

[SJΦE-RD @UtasteS]

@Quintin24 Great ideas

[Onno ter Wisscha @owisscha]

The brain drain explained

[SJΦE-RD @UtasteS]

@UID_ @qivaliseu @tether @circle Precies mijn gedachten :-) goede vaart kapitein!

[SJΦE-RD @UtasteS]

@UID_ al eens van @qivaliseu gehoord? Gaan blijkbaar de dominantie van @tether en @circle breken.

[SJΦE-RD @UtasteS]

@Yme @Quintin24 @HarryStebbings @marcvanderchijs Ah Nice!

[SJΦE-RD @UtasteS]

@Quintin24 @HarryStebbings @Yme @marcvanderchijs Yes or No? I see a lot of upside.

[Robert Scoble @Scobleizer]

A new way of working. And a scary one at that.

Memory Store is one of a group of new kinds of AI-first companies that can turn you into a Fast Company. I’m using several of them on my desktop and they are a dramatically new way to work.

It builds a memory for:
1. Your AI agents.
2. Any employee using it.
3. The company itself.

I sit down with founder @diwanksingh, Diwank Singh Tomer, who both freaks me out as well as shows how AI can radically help workers as well as managers.

First, why does it freak me out?

Well, his AI watches nearly everything a worker does and keeps a “memory” of it.

It watches your email.
Your calendar.
Your Slack.
And a whole lot of other things.

This can really freak out workers if “forced” on them.

And leads to a whole new set of security issues companies need to consider before adopting these things.

Such data about a company could give a competitor a HUGE advantage, if leaked. They would know how a company “thinks.”

It really is a surveillance system for employees and the company itself.

OK, now why would anyone ever use such a thing?

Because it gives employees super powers.

It makes them more productive. Shows workers a lot of things about themselves, and helps them work and stay on task.

It also gives the company super powers. Institutional memory stays with the AI now, even if an employee dies or leaves.

As companies move to “AI First” approaches, they will increasingly see the value in companies like Memory Store.

It prepares employees for meetings.

It helps them remember things.

It shows them what they should be working on, and helps them do it.

Memory Store builds a memory for:
1. Your agents.
2. Your company.
3. Yourself, or any employee on it.

This helps all three work better together.

Diwank Singh Tomer and I go in depth about what it does and how deeply it improves working at a company that deploys it.

But to get the ultimate benefits you gotta convince your coworkers to use it. And your managers to approve it.

Which means you have to get over your fears and get everyone you work with over theirs too.

Which will be the challenge for Diwank.

Luckily for him his first customers are raving about how good it is and how much his platform helped their companies. Increases sales. Makes teams more productive. Decreases errors and unnecessary costs.

Which tells me everyone soon will be using systems like this.

This is what the new way of working looks like. Once I got over my fears it sure is an amazing way to work.

Will you try working this way?

[SJΦE-RD @UtasteS]

@Quintin24 Damn

[SJΦE-RD @UtasteS]

@MolliePayments 🔥🚀🔥

[Marcel van Oost @oost_marcel]

🚨 𝘽𝙍𝙀𝘼𝙆𝙄𝙉𝙂: @MolliePayments grew revenue 28% in 2025 to a record €274M.

But @adriaanmol says Dutch rules are holding FinTech back..

Mollie posted record revenue growth in 2025. But despite the strong growth, the Dutch fintech still posted a €18.8M net loss, up from €3.1M a year earlier: https://t.co/OzvWWU4kKT

The most interesting part from the annual report?

Founder Adriaan Mol used the moment to criticize what he called “Dutch mediocrity” around banker bonus caps introduced after the 2008 financial crisis: https://t.co/RrFnUDN35p

Because Mollie holds a banking license, it must comply with those restrictions too, something Mol says makes it harder for European fintechs to attract international talent.

The lobbying appears to have worked.

Earlier this year, Dutch politicians voted in favor of relaxing bonus rules for the financial sector.

And despite the discussions, Mollie still paid out €9M in share-based compensation last year.

Another notable update: 𝗠𝗼𝗹𝗹𝗶𝗲’𝘀 𝗵𝗼𝗹𝗱𝗶𝗻𝗴 𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲 𝘄𝗶𝗹𝗹 𝗺𝗼𝘃𝗲 𝘁𝗼 𝘁𝗵𝗲 𝗨𝗞 🇬🇧 this year as the company separates regulated and non-regulated activities.

Interesting timing as Europe’s FinTech giants increasingly compete globally for talent, capital and scale.

A few other KEY updates from the annual report:

• DACH now represents nearly 25% of total revenue
• Mollie still holds €276M in cash reserves
• €9M paid out in share-based compensation
• The group structure will move to the UK this year
• Regulated and non-regulated activities will be separated

This comes just months after Adriaan Mol completed the €1.1B acquisition of GoCardless: https://t.co/UkprM2HKbU

The BIG question: Is Europe making it too difficult for fintechs to compete globally?

[SJΦE-RD @UtasteS]

@Quintin24 Damn, living on the rich side of the street, other side is cool, maybe @levelsio can fix this. I'm so cool :-)

[SJΦE-RD @UtasteS]

@Quintin24 It takes a long term vision and strategy. Government lacks both.
It’s all about the 4 year cycle and keeping people comfortable.