Jordan Clarke

Discipline = Freedom

[Tony Pann @TonyPannWBAL]

I will post this every year because it's still the funniest, and most 'spot on', winter forecast I have seen. 😁👇 From the mind of @wxbrad

[Robert ₿reedlove @Breedlove22]

In late 2016, I took a solo trip to Hawaii for one week. I had left my big executive job to start my own business with just a single CFO consulting client. On this trip, I wrote down in detail how I would spend each hour of my ideal day if money were no object. I reviewed and recited it in a daily ritual. My overarching goal was freedom of time, place, and work: to be able to make a living from wherever I was living. 10 years later, after a lot of unexpected twists and turns in this roller coaster called life, it is now exactly the life I am living. Manifestation is a pragmatic reality: your written and ritualized intentions reorganize your mind, the world, and how the 2 relate.

[Jordan Clarke @WootenInsurance]

@Brooks_Wealth Couldn't agree more!

[Jesse Myers @Croesus_BTC]

I’m sick of it. The Bitcoin gloom and disappointment. Don’t you see what is underway?

When you close your eyes, there’s one number you should see in your mind: $500T of fiat assets.

That’s how much global asset value is sitting in Bonds (fixed income) & Money (M2 fiat currency). Why does that matter?

Because that giant reservoir of ~½ the world’s asset value contains the potential energy necessary to power hyperbitcoinization.

This is what Saylor sees.

But do you see it yet?

Consider Hoover Dam. The reservoir behind it contains 12 TWh of usable hydroelectric energy – it just looks like one big lake, calm and placid. But if you stick a pipe through that damn and put a turbine generator in the middle of it and let the water run through it… you can generate enough energy to power the city of Las Vegas for 5 years.

That’s potential energy. Stored, untapped power. And by removing the barrier for the water to flow towards a lower energy state, you can harness the pent up power of the reservoir.

This same mental model works for capital.

A high Sharpe ratio is the financial analogue of a low-energy equilibrium state. Capital flows downhill, always seeking lower risk per unit of return.

(Yes, I know everyone thinks about it as “highest return per unit of risk”, but this is the equivalent and helps understand the physical metaphor)

Do you see it yet?

Think about all the capital parked in fixed income instruments or money market funds. All of this capital is parked there because it has historically provided an acceptable trade-off of modest nominal returns for minimal risk.

The entire premise of fixed income is “here’s a way to park cash in low-risk instruments that will generate a positive return slightly greater than inflation.” Adjacent to this asset category is “cash and cash equivalents” where the value proposition is somewhat smaller returns in exchange for even less risk.

And over the decades, a steady stream of capital has found its way into these asset buckets that promise low risk and modest nominal returns via future fiat cashflows.

These buckets have become a giant fiat reservoir, brimming with nearly $500T of capital.

Do you see it yet?

Along comes Strategy. @saylor realizes that much of this $500T of capital would be better off if it flowed into Bitcoin. But Saylor also recognizes that this reservoir of capital is inherently constrained. Boxed in by convention, investment mandates, risk management, volatility aversion, etc.

It won’t flow to Bitcoin on its own. It can’t – it’s walled off, dammed up.

Strategy engineers a solution. Creates a product to meet that capital where it’s at. The $500T fiat asset reservoir wants low risk, low volatility, fiat cash flows. Strategy designs preferred equity instruments that solve for these constraints, while Strategy uses the fiat capital proceeds to buy Bitcoin (which it believes will appreciate at 29% CAGR for the next 20 years).

In exchange for capital today, STRC offers 11.5% annual returns with volatility asymptotically approaching 0. The Sharpe ratio is off the charts. It breaks everything in tradfi portfolio allocation. At first glance, it seems impossible. But it works because it’s not powered by risk-taking layered on top of fiat inflation; it’s powered by the ongoing monetization of a superior monetary asset whose endogenous properties ensure its appreciation when valued in fiat currency units over time.

Saylor terms this kind of Bitcoin-powered fixed income offering “Digital Credit.”

When a commodity flows from a high-energy state to a low-energy state, it releases energy. In the case of Hoover Dam, that energy can be used to power a hydroelectric turbine. In the case of Bitcoin treasury companies with Digital Credit offerings, that energy can be used to power shareholder returns for common equity holders. This can happen in every major capital market in the world.

Do you see it yet?

Strategy has stuck a pipe through the dam. A conduit through which capital can flow out of the Fiat Asset Reservoir and towards a low-energy equilibrium state. Digital Credit offerings (e.g., STRC, SATA, and others) create that value proposition.

And what’s the Total Addressable Market (TAM)? All $500T of fiat assets in the reservoir.

The recent SpaceX IPO Prospectus recently made a splash by claiming the company had a combined $28.5T TAM, proclaiming that this was the “largest TAM in human history.”

But my essay from 2023 titled “Bitcoin’s Full Potential Valuation” already articulated how Bitcoin’s TAM is all value itself, above and beyond the usual lens of annual economic activity across industries. Saylor read it, adopted it for his presentations, and built on it with the Bitcoin24 valuation model.

The SpaceX Prospectus is wrong. Bitcoin has the largest TAM in human history.

And Digital Credit has the second largest TAM in human history – the $500T Fiat Asset Reservoir.

Do you see it yet?

Digital Credit offerings will redirect some % of the $500T Fiat Asset Reservoir into Bitcoin. This will happen because the value proposition of Digital Credit offerings is higher Sharpe than anything I am aware of in the entire $500T reservoir, inflation-adjusted.

Think of it as the Second Law of Capital Dynamics: capital flows toward assets offering superior risk-adjusted returns.

If Digital Credit ingests 1% over the coming decades, that’s $5T. It seems unreasonably pessimistic to think that only 1% of the $500T Fiat Asset Reservoir would be interested in vastly better returns with a similar (or better) risk profile.

Let’s say Digital Credit appeals to a (still-conservative) 10% of the $500T fiat asset reservoir, that’s $50T.

Bitcoin is currently a $1.5T asset.

Do you see it yet?

Digital Credit may direct a torrent of $50T of capital into Bitcoin over the coming decades. All of it bidding for a finite supply of Bitcoin.

The scale of that inflow would likely drive Bitcoin’s valuation to $10m/BTC, or ~$200T total.

Digital Credit is the plumbing of hyperbitcoinization.

This is how it happens – you’re watching the early stages of Bitcoin’s monetization megatrend.

The question is: do you see it? Or will it have to play out first?

[Crystal Hope @CrystalHope1979]

There’s a reason this hymn stills the room. Its power lies in the fact that it wasn’t born of comfort, but of unimaginable grief.

In 1873, after losing his young son and his fortune, Horatio Spafford sent his wife and four daughters ahead to Europe. Their ship sank, and only his wife survived.

As Horatio later sailed to reach her, the captain paused the vessel over the spot where his daughters were lost. It was there, amid the waves of his own heartbreak, that he penned the words: “It is well with my soul.”

This timeless declaration of faith is brought to life here by the Zero 8 Chorus. It reminds us that peace isn’t the absence of pain, but a strength that carries us through it.

[Jordan Clarke @WootenInsurance]

@CoachTFord5 Congrats Travis!

[Halston @halstonvalencia]

“Why do you care so much about $STRC? 🙄”

Idk maybe because Chase is out here paying 0.01% and has the audacity to call that a savings account.

And yes, your money market account might offer you 0.5% with the leading HYSAs paying MAYBE 4-5%.

Barely keeping up with inflation, how lucrative.

Meanwhile STRC:
- went up to 11.50%
- dividends paid monthly
- classified as return of capital
- and issued by the largest bitcoin treasury to support the flywheel.

JPMorgan has more assets than most countries have GDP and their best savings product rounds down to zero.

$STRC could do more for your wealth than your bank ever could.

[Jordan Clarke @WootenInsurance]

Fourth Turning - IYKYK

[Collin Rugg @CollinRugg]

NEW: While other singers drop F bombs and virtue signal about ICE, Jelly Roll praises Jesus Christ at the Grammys.

“I know they're gonna try to kick me off here, so just let me try to get this out.”

“First of all, Jesus, I hear you and I'm listening, Lord. I am listening.”

“I want to tell y'all right now, Jesus is for everybody. Jesus is not owned by one political party. Jesus is not owned by no music label. Jesus is Jesus and anybody, everybody can have a relationship with him…”

[Naval @naval]

On Scott Adams.

A man finds, to his astonishment, that he exists. After the elation of childhood wears off, he asks, who am I, why am I here, how does this work? These are hard questions, so after a brief struggle, he selects a readymade answer and goes about the motions of life.

Scott Adams was not such a man. He was a live player, ever curious, intent on figuring out this simulation that he found himself in. From first principles, Scott unraveled, understood, and ultimately controlled his own reality. He hacked himself with affirmations, others with persuasion, the world with simultaneous sips. He explained people as moist robots, two movies happening on one screen, his world as Gods’ debris. He carved a personal mission to “be useful,” and made us all better writers, public speakers, and persuaders. He preached the footwear theory of motivation, the Adams Law of slow-moving disasters, the skill stack, systems over goals, and of course, the Dilbert Principle.

Besides cartooning, philosophizing, and teaching, Scott rose to the occasion and displayed, “the one virtue that cannot be faked” - courage. Scott had the courage to speak honestly as he saw it - about Trump, about his nation, and about his time, even though it cost him friends, audience, money, and his ticket to polite society. Scott had true courage, the kind that makes you unpopular, the kind that is always and everywhere in short supply,

At the end, as any hacker of reality, Scott covered all of his bases - he left as a Buddhist, a Christian, and a player in the Simulation.

Scott, we didn’t get enough time with you, but you were a mentor and a marvel. You were useful and you were courageous. You were incompressible and indivisible. One of a kind, and generous with your drawing, writing, and speaking. Unlike your squealing critics in the chattering class, you will be read generations from now.

On this earth there are many long-lived hells but no lasting heaven. Each heaven must be created and nurtured, ex-nihilo, from mind and from mud. Scott, you created a small heaven for us all, and to a larger heaven you go.

A man finds, to his astonishment, that he no longer exists. He asks why, what it was for, and how will the new reality work? When the rest of us get there, we’ll find Scott, ever useful, ready to explain, having figured it all out.

Notes:
• First line paraphrasing Schopenhauer.
• Courage quote via Taleb.

[Jordan Clarke @WootenInsurance]

@Camp4 Words of Wisdom! The key is to take action even if it's a small first step

[Kevin Dahlstrom @Camp4]

Listen to me:

I’m 54. I’ve been to the mountaintop, both literally and figuratively. I’ve run harder than most, for longer than most, and learned all the lessons (usually the hard way).

Here are 7 things that really matter:

1) Family
In a world gone crazy, it’s all we have. Find a good partner, get married, have kids—you’ll never know true love until you hold your own child. Burn the boats and go all in. Make family your top priority—not just in words, but with action. Want to change the world? Start at home.

2) Fitness
Humans are made to move. Hard physical labor is the cure for most of society’s ills. Work up a good sweat every day—it doesn’t matter how—and watch your life improve in every way. Your body is your only vessel for life’s journey, so treat it accordingly.

3) Nature
Humans have been around for 300,000 years, and only in the past century have we retreated indoors—living under artificial light, breathing recycled air. We evolved to live in harmony with nature—if you’re not spending time in nature and getting lots of fresh air and sunshine, you’re fighting biology (spoiler: you won’t win) and missing out on the best this world has to offer.

4) Helping
It’s the only thing we can do that defies the laws of physics: when you give energy to others, you don’t lose it—you gain more. Helping others is the best way to help yourself. Conversely, negative energy—even if it’s just a snarky comment on X—drains both you and them. Over time, it manifests in a very real way—in your health, your relationships, and even the way you look.

5) Creation
Consumption without creation is an empty existence. Each of us has an innate desire—and need—to make our own small dent in the universe. Art can take many forms—what’s yours? If you’re not creating beauty in the world, you won’t find lasting happiness.

6) Mastery
There’s nothing more satisfying than finding a pursuit that brings you joy and pursuing mastery over a lifetime. It’s a journey, not a destination. Even the simplest of pursuits teach us profound lessons about life. And the best part is: when you find your pursuit, you’ll also find your tribe.

7) Spirituality
Let’s start from first principles: the only thing we know for sure is that we know nothing of the mysteries of our universe. Literally… on a universal scale, the sum of all human knowledge rounds to zero. We’re sacks of meat, limited by five senses, inhabiting a speck of dust. The Bible is clear about this:

“As the heavens are higher than the earth,
so are my ways higher than your ways
and my thoughts than your thoughts.”

Christian or not, it seems obvious that there’s something greater out there—something beyond our comprehension. To believe otherwise is to suffer from an extreme lack of imagination. Think big thoughts. Seek truth.

I’ll leave you with a sobering truth:

Modern society pushes us away from these seven things. More than ever, people live isolated, sedentary, indoor, selfish, soulless, transactional lives.

What are you doing to be different?

[Michael Saylor @saylor]

Do you like money?

[James Lavish @jameslavish]

Good evening.

If you want to protest anything, protest central bank monetary manipulation that steals purchasing power from you daily. And the way to do that is by buying Bitcoin.

Have a great night.

[Jordan Clarke @WootenInsurance]

@PunterJeff @RaoulGMI 💯🎯

[Jordan Clarke @WootenInsurance]

@musk_news13 Yes

[Stack Hodler @stackhodler]

Absolutely nobody wants to read bearish Bitcoin takes on here.

Bull posts feel much better to read and to write.

But I've had a bearish tweet pinned to my profile for the past 7 days because I wanted to be as transparent as possible.

I've bull-posted nonstop since the 2022 lows.

And I'll repeat: Long-term, being a Bitcoin permabull is the only rational strategy.

But one thing I learned last cycle was that people (including me) will easily overlook bearish signals because they HOPE they aren't true.

But https://t.co/Q7fiS1J2ZY isn't a Strategy (oh god, the headlines from the next bottom write themselves)

In 2022, I stayed bullish the entire way down from the peak because I couldn't believe that $69K was actually the top.

And I'll be honest with you: It hurt.

Mostly because my expectations were completely out of sync with reality.

Our expectations for this cycle are much higher than $108K, so we tell ourselves we couldn't possibly have peaked already.

We have to go higher in 2025, right?

The truth is, nobody knows for sure.

We just went through the short term holder realized price of $92K.

And like I said in my tweet a week ago, we may need to revisit the 200 day moving average around $82K.

We did the same thing last year after a big run, so that wouldn't be abnormal at all.

But here's what's most important:

You need to know exactly what you want for you and your family in the short, medium, and long term.

You need a plan and you need to be at peace with it no matter where the market goes.

For many of you, you are in stack-only mode.

You haven't reached financial escape velocity yet.

If that's the case, then you have the luxury of viewing a potential correction as a chance to reach your stacking goals faster.

If we go lower, you will be getting way more Sats for your dollar than you would have been.

That's a win.

Where it gets tricky is if you have 90%+ of your portfolio in BTC and have accumulated life changing levels of wealth over many years.

Those people have hard decisions to make.

I obviously don't give personal financial advice.

But personally I always balance three ideas:

1. Your time is more scarce than Bitcoin.

2. The physical and mental health of you and your family is worth more than all the money in the world.

3. If you do sell BTC, you will likely never get it back.

If you are in that position, you need to think for yourself and make tough decisions.

Personally I remain extremely bullish on BTC long-term, but I continue with my strategy of maintaining a cash cushion that will help me ride through any extended downward volatility without being forced to sell BTC.

The last thing I'll say: It doesn't have to be all or nothing.

So many people on here (including me in the past) feel like they need 100% exposure to BTC.

But that's an extreme position.

There's nothing wrong with rebalancing your portfolio at strategic moments.

You'll always hear "you don't have enough Bitcoin" - but the reality is that if it truly goes where we think it will go, then you likely DO have enough.

What none of us have enough of is time.

In the depths of the last bear market, after buying all the way down to the bottom and watching most of my gains evaporate...

I remember thinking that I would never again put myself in such a painful position.

I promised myself that after the next bull market, I would focus on my health and my family first and foremost.

Maybe it's today, or maybe it's sometime this Fall at $400K...

But one day the next bear market will begin.

And while everyone on the timeline argues about whether or not we topped...

I will be making memories with my son and working on baby #2 because I executed the plan and stayed focused on what matters most.

Even if you dislike me now because I've now posted a couple of bearish things in a row: I wish the same for you 🫡🥂

[Jordan Clarke @WootenInsurance]

@liz_churchill10 Wow! That's all you need to know.

[TFTC @TFTC21]

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