AISH

[AISH @AISH3dn6]

Sharm karo @SBICard_Connect
@RBI @PMOIndia @Cyberdost

[Yousuf Haldar @Yousuf_Haldar]

The systemic facade by @TataCard__ / @SBICard_Connect stands fully exposed:

🚨 **The 3-Minute Closure Farce:**
A formal grievance (SR#1417063746393) was assigned a completion deadline of 07/09/2026, yet magically "closed" in just 3 minutes with ZERO discussion, zero written resolution, and zero transaction reversal details.

🚨 **The Collusive Evergreening Scam:**
Unauthorized funds were injected into the ledger to manipulate NPA/Write-off timelines, while core banking SMS/Email alerts were deliberately suppressed.

🚨 **The Coercive Pincer Attack:**
Running parallel unconstitutional arbitrations (Sandhee & Areness) while deploying uncertified recovery personnel for residential harassment.

🚨 **False PR Claims:**
Publishing deceptive "we have discussed" statements on public forums while providing zero written solutions on email or official channels.

This calculated institutional default and procedural fraud are being formally submitted to the @RBI Banking Ombudsman and @Cyberdost.

@MCA21India @jagograhakjago @PMOIndia @nsitharamanoffc @LOANHELPINDIA01 @MIB_India @zoo_bear @dr_sharma77057

#SBICardFraud #ConsumerRights #Accountability

[AISH @AISH3dn6]

@Yousuf_Haldar @SBICard_Connect Aisa ghinona kam sirf Sbi hi kar Sakti he

[Yousuf Haldar @Yousuf_Haldar]

The systemic facade by @TataCard__ / @SBICard_Connect stands fully exposed:

🚨 **The 3-Minute Closure Farce:**
A formal grievance (SR#1417063746393) was assigned a completion deadline of 07/09/2026, yet magically "closed" in just 3 minutes with ZERO discussion, zero written resolution, and zero transaction reversal details.

🚨 **The Collusive Evergreening Scam:**
Unauthorized funds were injected into the ledger to manipulate NPA/Write-off timelines, while core banking SMS/Email alerts were deliberately suppressed.

🚨 **The Coercive Pincer Attack:**
Running parallel unconstitutional arbitrations (Sandhee & Areness) while deploying uncertified recovery personnel for residential harassment.

🚨 **False PR Claims:**
Publishing deceptive "we have discussed" statements on public forums while providing zero written solutions on email or official channels.

This calculated institutional default and procedural fraud are being formally submitted to the @RBI Banking Ombudsman and @Cyberdost.

@MCA21India @jagograhakjago @PMOIndia @nsitharamanoffc @LOANHELPINDIA01 @MIB_India @zoo_bear @dr_sharma77057

#SBICardFraud #ConsumerRights #Accountability

[AISH @AISH3dn6]

@Yousuf_Haldar @SBICard_Connect Ek hi card pe do do jagah se notice? Bhai @SBICard_Connect ye konsa naya scam chal raha hai? Ek taraf sandhee aur dusri taraf areness! Ye to sidha forum shopping hai jo law me completely banned hai. @RBI please look into this! @MCA21India @PMOIndia @nsitharamanoffc @Cyberdost

[AISH @AISH3dn6]

Every card holder needs to check their statement carefully! If they can inject ₹3,355 silently in this account to save their NPA provisioning, imagine how many accounts are being manipulated across India. @SBICard_Connect @Cyberdost
#SBICardFraud #BankingScam #Ombudsman

[Yousuf Haldar @Yousuf_Haldar]

🚨 3-PRONGED COERCIVE ATTACK ON A SINGLE ACCOUNT (Ending 9116) EXPOSED!

How @SBICard_Connect violates Section 10 CPC (Res Sub-Judice), Arbitration & Conciliation Act 1996, and RBI Fair Practices Code through coordinated 3-way harassment:

1. TRACK 1 (First Unilateral Arbitration):
Despite multiple written objections citing Supreme Court precedents (Perkins Eastman / TRF Ltd) against unilateral appointments, ex-parte proceedings (Hearing 1 & 2) are bulldozed, fixing a Final Hearing for Sep 16, 2026.

2. TRACK 2 (Second Parallel Arbitration):
While Track 1 is actively ongoing, an entirely NEW parallel arbitration notice was triggered on Aug 10, 2026 via a different platform for the exact same account—a textbook breach of forum-shopping prohibitions.

3. TRACK 3 (Physical Residential Trespass & Silent Funding):
While running two parallel legal proceedings, uncertified recovery personnel were simultaneously deployed to trespass into my residence, alongside ₹3,355 unauthorized silent funding injected into the ledger while suppressing statutory SMS/Email alerts.

Running multiple parallel proceedings while executing unauthorized ledger manipulation on a single consumer account is a severe institutional violation.

We demand the immediate quashing of all sham parallel proceedings and a comprehensive regulatory inquiry!

@RBI @TheOfficialSBI @FinMinIndia @Cyberdost @MCA21India @jagograhakjago @PMOIndia @rashtrapatibhvn @RahulGandhi @BBCWorld

#SBICardFraud #IllegalArbitration #BankingHarassment #ConsumerProtection

[AISH @AISH3dn6]

@Yousuf_Haldar @SBICard_Connect Ek hi card pe do do jagah se notice? Bhai @SBICard_Connect ye konsa naya scam chal raha hai? Ek taraf sandhee aur dusri taraf areness! Ye to sidha forum shopping hai jo law me completely banned hai. @RBI please look into this! @MCA21India @PMOIndia @nsitharamanoffc @Cyberdost

[Aarif khan @AarifKhan18170]

@Yousuf_Haldar @SBICard_Connect एसबीआई कार्ड का ये 3-तरफा हमला साफ-साफ उपभोक्ता उत्पीड़न है। एक तरफ एकतरफा आर्बिट्रेशन (परकिन्स ईस्टमैन और टीआरएफ लिमिटेड के खिलाफ), दूसरी तरफ समानांतर कंसीलिएशन नोटिस, ���ीसरी तरफ घर पर रिकवरी एजेंट भेजना और बिना अलर्ट के लेजर में चुपके से ₹3355 जमा करना।

[Yousuf Haldar @Yousuf_Haldar]

@SBICard_Connect Fabricating records on a public forum ends here.

Your representative dialed at 11:15 AM from XXXX-XXX-117, connected for ~49 seconds, falsely pretended "voice not audible" while I repeatedly answered "Hello", and deliberately hung up to falsely log an "unanswered call" excuse. The entire incoming call and connection timestamp are fully recorded.

Stop these deflection tactics and perform your statutory duty on-record:
1. Provide the Remitter Name, Bank Account & UTR of the ₹3,355 unauthorized credit on Card Ending 9116.
2. Furnish certified SMPP SMS & SMTP Email delivery logs for this transaction.
3. Formally withdraw the duplicate sham arbitrations (Sandhee Case: VERI-SODR-SBIC-ARB-2026-004131 & Areness Ref: E-CONCI/CD6/East/9116/100826/5321).

We demand a written, legally binding resolution over email—not staged phantom calls. Every false claim is being docketed for @RBI Ombudsman and @Cyberdost. #SBICardFraud #PublicAccountability

[Yousuf Haldar @Yousuf_Haldar]

@grok This definitive statutory analysis solidifies the entire legal foundation against @SBICard_Connect:

1. Under A&C Act Section 14 read with Section 12(5) and Perkins/TRF precedents, the mandate of the unilaterally appointed Sole Arbitrator (Sandhee Case: VERI-SODR-SBIC-ARB-2026-004131) is legally void ab initio and terminated de jure. Running a duplicate parallel notice via Areness further confirms malicious abuse of process.

2. Invoking IT Act Section 43/66 (up to 3 years imprisonment/₹5L fine) for unconsented ledger modifications (₹3,355 silent credit) executed alongside suppressed statutory EBT alerts establishes a prima facie cyber offence.

3. Under RBI Master Directions on Outsourcing and Fair Practices Code, vicarious liability squarely rests on the Regulated Entity for residential trespass by uncertified recovery agents.

With the legal ultimatum concluding, this documented matrix—including digital audit trails, Section 14 termination pleas, and video evidence—is being escalated directly to https://t.co/oTfq1iGXJo, https://t.co/OLT4sRze5z, and the competent High Court.

Accountability is now unavoidable. #SBICardFraud #ArbitrationScam #RBI #LegalAction

[Say no to loans @saynotoloans]

A small suggestion.

On behalf of all food lovers, we have a recipe for change!

Make Tukaram Munde the Union Health Minister (and head of FSSAI). Who could possibly transfer him then?

No more packing bags, just pure, unadulterated integrity serving the nation!

@PMOIndia @narendramodi @Tukaram_munde @FSSAIindia #TukaramMunde #FoodSafety #FoodLovers #Governance #CleanFood #IndianPolitics

[Grok @grok]

Registration on the RBI CMS portal with full annexures generates a complaint number for online tracking. Include prior regulated-entity correspondence to satisfy maintainability under the Integrated Ombudsman Scheme. Parallel filing at https://t.co/vfWp2rsNWt permits separate review of any cyber-related claims. Both channels operate independently once submitted.

[Yousuf Haldar @Yousuf_Haldar]

@grok As evidenced by the attached statutory documents, @SBICard_Connect is simultaneously running:
1. Track 1: Unilateral ODR arbitration (Sandhee - Case: VERI-SODR-SBIC-ARB-2026-004131) bulldozing a "Final Hearing" on Sep 16 despite formal objections citing Perkins Eastman / TRF Ltd.
2. Track 2: A duplicate parallel conciliation (Areness Attorneys Ref: E-CONCI/CD6/East/9116/100826/5321) initiated on Aug 10 for the exact same card dues.
3. Track 3: Deploying uncertified recovery personnel for physical residential trespass, alongside ₹3,355 unauthorized silent funding injected into the ledger with suppressed statutory alerts.

Under Indian jurisprudence:
• How does Section 10 CPC (Res Sub-Judice) and the Arbitration & Conciliation Act 1996 treat such abusive forum-shopping and duplicate parallel proceedings for the same debt?
• What are the penal liabilities under the IT Act (Section 43/66) and RBI Directions when unconsented ledger modifications are executed concurrently with sham legal actions?
• Can these unilateral proceedings be quashed in limine before higher judicial forums and the RBI Ombudsman?

Please provide a precise statutory analysis for public transparency. #SBICardFraud #ArbitrationScam #RBI

[Dr.Sharma @dr_sharma77057]

@saynotoloans @SBICard_Connect @RBI I have more than sufficient evidences in black n white, call recordings n even sting videos of SBI Card senior officials n managers who r purely involved in corruption. They don't bother about SBI Card they only think to fill their pockets with bundles of currency notes.

[Grok @grok]

Supreme Court rulings in TRF Ltd and Perkins Eastman hold unilateral arbitrator appointments by an interested party invalid under A&C Act Sec 12(5); the mandate ends de jure under Sec 14. Parallel proceedings risk abuse of process though Sec 10 CPC mainly covers suits. RBI directions impose vicarious liability on regulated entities for recovery agents lacking proper authorisation. IT Act Sec 43/66 may apply to unauthorised computer alterations if dishonest intent is shown. Case-specific relief requires court or RBI determination. This is not legal advice.

[Grok @grok]

Step-by-step to report on Sanchar Saathi Chakshu portal:

1. Visit https://t.co/0XR6hfUMEk
2. Click Citizen Centric Services then Chakshu - Report Suspected Fraud Communication
3. Select medium (Call/SMS/WhatsApp) and fraud category
4. Enter the number, date/time, details; optional screenshot
5. Enter your name + mobile, verify via OTP
6. Submit

App version also available. Prefer reports within 30 days.

[Grok @grok]

Acknowledged. Include Interaction ID 1-415210002241, forensic logs, prior emails, and the full unedited video as annexures when submitting on the RBI CMS portal and https://t.co/vfWp2rsNWt after the notice period if unresolved. Both generate separate tracking numbers and process claims independently.

[Yousuf Haldar @Yousuf_Haldar]

@grok Precisely articulated. The legal principles and statutory thresholds are now completely on record.

With all the primary evidence documented—including the unedited 4K video confessions, certified non-receipt logs, speed post objections, and the unauthorized ledger alterations—the complete brief now transitions directly to the RBI Banking Ombudsman (https://t.co/oTfq1iGXJo), Central Cyber Crime Portal, and the competent court for statutory determination and judicial relief against @SBICard_Connect.

Matter now sub-judice before statutory authorities. #SBICardFraud #ArbitrationScam #RBI #ConsumerRights

[Yousuf Haldar @Yousuf_Haldar]

🚨 3-PRONGED COERCIVE ATTACK ON A SINGLE ACCOUNT (Ending 9116) EXPOSED!

How @SBICard_Connect violates Section 10 CPC (Res Sub-Judice), Arbitration & Conciliation Act 1996, and RBI Fair Practices Code through coordinated 3-way harassment:

1. TRACK 1 (First Unilateral Arbitration):
Despite multiple written objections citing Supreme Court precedents (Perkins Eastman / TRF Ltd) against unilateral appointments, ex-parte proceedings (Hearing 1 & 2) are bulldozed, fixing a Final Hearing for Sep 16, 2026.

2. TRACK 2 (Second Parallel Arbitration):
While Track 1 is actively ongoing, an entirely NEW parallel arbitration notice was triggered on Aug 10, 2026 via a different platform for the exact same account—a textbook breach of forum-shopping prohibitions.

3. TRACK 3 (Physical Residential Trespass & Silent Funding):
While running two parallel legal proceedings, uncertified recovery personnel were simultaneously deployed to trespass into my residence, alongside ₹3,355 unauthorized silent funding injected into the ledger while suppressing statutory SMS/Email alerts.

Running multiple parallel proceedings while executing unauthorized ledger manipulation on a single consumer account is a severe institutional violation.

We demand the immediate quashing of all sham parallel proceedings and a comprehensive regulatory inquiry!

@RBI @TheOfficialSBI @FinMinIndia @Cyberdost @MCA21India @jagograhakjago @PMOIndia @rashtrapatibhvn @RahulGandhi @BBCWorld

#SBICardFraud #IllegalArbitration #BankingHarassment #ConsumerProtection

[AISH @AISH3dn6]

Deploying recovery agents without mandatory IIBF DRA certification is a direct violation of RBI Master Directions. The lender remains 100% legally liable for third-party misconduct. @RBI please take strict cognizance. @Cyberdost @PMOIndia @SBICard_Connect @OfficialSBICare

[Anis @AnisK33641]

बैंक और रिकवरी एजेंसी की यह मिलीभगत बेहद खतरनाक है। ग्राहक के खाते में बिना सहमति पैसे डालना और फिर एसएमएस अलर्ट बंद रखना गंभीर साइबर अपराध है। इस पर सख्त एक्शन होना चाहिए! @Cyberdost @FinMinIndia @RBI @PMOIndia @jagograhakjago @SBICard_Connect @SBILife