🚨 THIS PATTERN HAS NEVER FAILED…
Every 4 years, right after the U.S. market opens in July's Monday...
The S&P 500 gets hit HARD.
13 Jul 1998 → -24.95%
8 Jul 2002 → -32.86%
10 Jul 2006 → -11.58%
12 Jul 2010 → -19.01%
14 Jul 2014 → -14.63%
9 Jul 2018 → -23.17%
11 Jul 2022 → -28.81%
16 Jul 2026 → -**.**%
The next date is here.
And history is following the same script again.
This is NOT a random seasonal move.
It has repeated for almost 30 years.
Every time, investors believed the worst was over.
Every time, the real correction came next.
People will say:
"This time is different."
They always do.
Monday could mark the beginning of the next major leg down.
Follow and turn notifications on.
I'll post the warning BEFORE it hits the headlines.
A $5 million Indian startup just patented the motor every global automaker has been failing to build for a decade.
Bengaluru based Vimag Labs has been granted its fifth Indian patent for something called a Virtual Magnet Synchronous Motor, or VMSM.
It runs an electric motor without any rare earth magnet inside it.
Almost every EV today uses a Permanent Magnet Synchronous Motor. These have fixed rare earth magnets physically built into the rotor.
Vimag's motor does not. It creates and controls the magnetic field using software, power electronics, and control algorithms in real time.
The supply chain problem it solves is enormous.
• China controls about 91% of global rare earth refining and separation.
• China produces 94% of the world's sintered permanent magnets, the exact type used in EV motors.
• China holds only 35% of global rare earth reserves. Its power comes from processing, not from owning the minerals.
China has been using that control as a weapon.
• In April 2025, China imposed export controls on seven heavy rare earth elements and all related magnets. Exports collapsed and carmakers in the US and Europe were forced to cut production.
• In October 2025, China extended the rules to any foreign-made product containing 0.1% or more Chinese rare earth content, even if made entirely outside China.
• Prices outside China have spiked up to sixfold. EV makers report roughly $500 in added material cost per vehicle.
• Licensing approvals for European firms have fallen below 25% in some sectors.
Every major automaker has been trying to escape this.
Tesla switched to rare earth motors in 2017 and has said its next generation motors in 2026 will go rare earth free again. Stellantis and GM are funding Niron Magnetics, a US startup building iron nitrogen magnets.
Neither has said when it reaches production.
Valeo has been working on a rare earth free motor since 2022. And It is not expected to reach the market until 2028 at the earliest. Honda has announced its own funding into alternatives.
Vimag has already run 87,600 engineering hours on this, has active pilots with two wheeler and passenger car manufacturers, signed a manufacturing agreement with Jendamark, and is scaling toward commercial vehicles and industrial systems from 200 kW to 600 kW.
It is also building versions for robotics, defence, and cooling systems.
Now the part worth being careful about.
This is still a $5 million Series A company running pilots, not mass production. Motors that work in a lab or a pilot fleet do not always survive cost, durability, and efficiency testing at scale.
Software defined magnetic fields require heavy power electronics, and that adds its own cost and failure points. Valeo has been at this for four years and is still two years from market.
Analysts estimate the West would need 15 to 30 years to rebuild an independent rare earth supply chain.
Building a motor that does not need rare earths at all skips that entire problem.
US mortgage rates are choking the housing market:
The 30-year fixed sits at 6.43%, while the average rate on existing mortgages is just 4.4%.
Homeowners won't trade a 4% loan for a 6% one. Buyers can't afford to step in.
Existing home sales are running near a 4.17 million annual pace, close to the slowest in three decades.
More than half of active listings have sat on the market for over 60 days.
The median existing home sold for $429,300 in May, an all-time high.
New single-family sales fell -7.3% in May, pushing new home supply up a full month to 10.3 months, the highest since 2009.
Elevated rates and record prices are keeping buyers on the sidelines.
If you're handsome but poor, she'll cheat on you with a rich guy.
If you're rich but have average looks, she'll cheat on you with a handsome guy.
If you're rich and handsome, she'll cheat on you with a poor, ugly guy.
It's never enough for girls these days.
Wife: I wish my boobs were bigger.
Husband: Here's a hack that you should try that will definitely work.
Wife: Really?
Husband: Yes. Take a handful of toilet paper and wad it up.
Wife: Okay...
Husband: Great. Now rub it between your breasts.
Wife after about 20 seconds: What is this supposed to do? Nothing is happening.
Husband: You just have to keep rubbing it every day for several years and your breasts will definitely grow.
Wife: You want me to rub this between my tits for years to make them bigger?
Husband: It worked for your ass, didn't it?
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Note: Funeral services for the husband will be held this weekend.
The work ethic of those from Turkey, India, Eastern Europe, and more is insane.
Our business's entire trajectory has been changed by individuals from these countries trying to create a better life for them and their families.
They don't care about time zones, language barriers, bureaucracy, or anything else.
They just want to learn, work their ass off, and change their life.
It's honestly super inspiring - gets me fired up each and every day.
Here's what's driving it. And it's the kind of number that only shows up at extremes.
Momentum stocks just went full tilt. The spread between momentum and low-volatility names hit a 5-standard-deviation overshoot above trend. The largest in the history of the series.
Five sigma is not "stretched." It's a once-in-a-generation reading. The only other times the line spiked anywhere close: March 2000. June 2008. February 2021.
Look at what followed each of those dates.
Momentum works until the moment everyone is crowded into the same trade. Then it becomes the fastest unwind in markets. The further it stretches from trend, the harder the snap back.
One can learn a lot from YouTube alone, it's a treasure trove. Besides you have some great documentaries on Netflix and other platforms. So the subscriptions could be turned into a sort of investment into self.