In your wealth building journey, you will grow as an individual in knowledge and even attitude towards wealth building.
In my first 2 years, I consume any contents on youtube and elsewhere about wealth building, podcasts, anything that talk about money, I am there but as time passes, I outgrow some of them that immediately I see the tittle, I already know what it will be about. I’m now very selective of what I consume.
In terms of my savings, at the time, I believe the only way I could save anything meaningfully with discipline is through Ajo, I started one for a group of 6 people, worked well for me, it was £500 per person, we would contribute and then you collect £3k, I would then put that in the stock market, that made sense to me at the time until it made no sense again and instead of doing Ajo, I changed to contributing monthly into my investment, that’s still what I do today.
You will evolve, learn, make mistakes and grow. Don’t be too hard on yourself.
An investor in an equity market is typically an individual with a long-term investment horizon and the financial capacity to tolerate temporary fluctuations in the portfolio's value.
They typically seek:
✑ Long-term capital appreciation;
✑ Dividend income from fundamentally sound companies;
✑ Exposure to the growth of businesses; and
✑ Active management of valuation and market risks.
The investor understands that an equity portfolio may experience substantial short-term volatility and temporary capital losses.
An investor in an equity market is typically an individual with a long-term investment horizon and the financial capacity to tolerate temporary fluctuations in the portfolio's value.
They typically seek:
✑ Long-term capital appreciation;
✑ Dividend income from fundamentally sound companies;
✑ Exposure to the growth of businesses; and
✑ Active management of valuation and market risks.
The investor understands that an equity portfolio may experience substantial short-term volatility and temporary capital losses.
Every month, I track my portfolio's performance using @YOCHAAapp.
June was brutal. Total performance: A ₦25 million loss.
Dusting ourselves off. We go again in July.
Every month, I track my portfolio's performance using @YOCHAAapp.
June was brutal. Total performance: A ₦25 million loss.
Dusting ourselves off. We go again in July.
Enough is enough. The killings, abductions of innocent Nigerians, and the unleashing of terror on our people cannot continue. These senseless killings and heinous crimes must stop.
Terror does not ask for your tribe, faith, region, or political affiliation before it strikes. Our response must be stronger than our divisions.
Today on Politics Today, I called on all Nigerians to put aside political, ethnic, and religious differences and stand united against the common enemy threatening our collective future.
Criticise what must be criticised. Demand accountability where it is due. But above all, let us stand together.
#UniteAgainstTerror 🇳🇬
Jaiz, Lotus, Cowrywise have provided real entrance and platforms for Muslims to participate in Halal savings and investments.
Taj bank and the alternate banks are Islamic finance providers.
Stanbic also offers Halal Equity Funds
Stock Recommendation for the Week of March 30, 2026
Analysts’ stock recommendations this week reflect a measured but discernible rotation toward selective accumulation in the Nigerian equity market, most notably within the banking and consumer goods sectors. The incremental upgrades to ZENITHBANK, FCMB, and FIRSTHOLDCO signal that capital market operators are increasingly confident in the recapitalisation outcomes of Tier-1 institutions, with dividend expectations serving as a near-term valuation anchor. The modest divergence in views on PRESCO, where some operators trimmed ratings following a price appreciation cycle, is consistent with disciplined valuation management rather than a fundamental reversal.
In the consumer goods space, upgrades to GUINNESS and NASCON point to early-stage recovery positioning, reflecting analyst judgment that select names have moved into more attractive risk-reward territory. The unchanged posture across oil and gas underscores a preference for stability in the segment, with no identifiable catalyst.
Heading into the week, investors and decision-makers should closely monitor dividend announcements from Tier-1 banks, particularly ZENITHBANK and GTCO, as these signals will be critical in determining whether the current pattern of upgrades consolidates into broader market conviction or gives way to further profit-taking.
Cc: @FirstBankngr, @fidelitybankplc, @MyFCMB, @StanbicIBTC, @ZenithBank, @wemabank, @gtbank, @UBAGroup, @theaccesscorp, @myaccessbank, @GroupEcobank, @BuaFoods, @neminsuranceplc, @MTNNG, @AXAMansard, @coronation_ng, @MutualPlc, @Oando_PLC, @SeplatEnergy, @Conoil_Plc, @TotalEnergies, @OkomuOilPalmCoy, @BUACement, @TranscorpHotels, @fidsonplc, @Transcorppower_, @TranscorpGroup, @CustodianPLC
Read the full stock recommendations: https://t.co/Zj114qOnmx