@RajCMO@JVVNLCCare@RajSampark@hlnagar Sampark Grievance No. 082602528230463 Pls take strict action how ground team is putting false statement to close the complaint rather doing needful action.
@JVVNLCCare In my case it's being tried to mark resolved without internal ownership and no resolution. So this number may be doubtful from JVVNL. My case# 072615127728691. Pls ensure solution.
**Request for Regulatory Investigation, System Audit, Financial Reconciliation / Accounting Lapse Audit and Governance Review of Aditya Birla Health Insurance**
Respected Sir/Madam,
I respectfully submit this complaint seeking regulatory intervention into serious policy administration irregularities, operational lapses, financial reconciliation concerns, data integrity issues and possible control weaknesses observed in my dealings with Aditya Birla Health Insurance.
This complaint is not limited to an individual grievance. It raises broader concerns regarding policy issuance controls, transaction integrity, customer record management, internal audit effectiveness and governance practices which may potentially affect other policyholders as well.
Case Summary
A valid health insurance policy bearing number 21-22-3813390-03 was issued on 08 January 2026 as a Family Floater policy with coverage of Rs 45 Lakh comprising Rs 30 Lakh Base Sum Insured and Rs 15 Lakh Bonus Sum Insured.
Subsequently, another policy bearing number 21-22-3813390-04 was generated by the insurer reflecting materially different details including coverage of Rs 20 Lakh Individual comprising Rs 10 Lakh Base Sum Insured and Rs 10 Lakh Bonus Sum Insured along with premium discrepancies.
This policy was subsequently deleted, cancelled, rebooked or marked inactive by the insurer.
On 08 May 2026, an executive of the insurer informed me that premium had been received during a lapsed period and that a Fit and Fine Declaration was required for policy issuance.
Thereafter another policy bearing number 21-22-3813390-05 was issued on 11 May 2026.
The insurer subsequently admitted through written communication that a system related issue and operational lapse had occurred.
Till date they are not able to provide actual transaction details of my payment with time stamp. Similar way they are repeatedly saying my access amount has refunded and rejected by source. But not able to share complete details of my refund indent. Looks lot of accounting issue related to financial transaction data.
Major Regulatory Concerns
The insurer has admitted that an operational lapse occurred. However, despite repeated requests, the insurer has not provided:
a. Detailed root cause analysis
b. Internal audit findings
c. Accountability of responsible departments or officials
d. System logs and audit trail of policy creation, modification, cancellation and reissuance
e. Complete transaction reconciliation records
f. Actual payment timestamps and accounting entries
g. Detailed refund calculation methodology
h. Clarification regarding claim liability had a hospitalization occurred during the period when customer facing records reflected incorrect coverage
Potential Governance and Audit Concerns
The sequence of events raises several questions requiring independent review:
How could a Family Floater policy of Rs 45 Lakh be reflected as an Individual policy of Rs 20 Lakh for an extended period?
What controls failed within policy issuance and policy administration systems?
Were internal validation controls, maker checker processes and audit controls functioning effectively?
How was an incorrect policy allowed to remain active for months?
Why was a customer informed about lapse related requirements if the insurer now claims uninterrupted coverage?
Why do policy records, communications and subsequent corrections appear contradictory?
Whether accounting, premium booking and refund reconciliation controls were functioning correctly.
Whether similar operational failures may have affected other policyholders.
Public Interest Concern
Health insurance policies are relied upon during medical emergencies. Policyholders depend upon official policy documents issued by insurers. If customer facing records materially differ from internal records for extended periods, this creates significant consumer protection and governance concerns.
Relief Requested
I respectfully request:
Independent regulatory investigation into this matter.
Comprehensive audit of policy administration systems and controls.
Financial reconciliation and transaction audit relating to premium collection, policy booking and refund processing.
Review of internal governance, accountability and control mechanisms.
Examination of whether similar issues may have impacted other policyholders.
Appropriate directions and corrective action against any identified deficiencies.
Suitable compensation for the hardship, inconvenience, repeated follow ups and mental distress caused due to admitted operational lapses and prolonged uncertainty.
I am enclosing supporting policy documents, correspondence, payment records and grievance communications for examination.
I request the matter be treated as a serious governance, audit and consumer protection concern requiring detailed investigation.
Regards,
Rohitash Bansal
9414311068
@PMOIndia@RajCMO@CMOMaharashtra@irdaindia@jaagograhakjago@jagograhakjago@TOIIndiaNews@DainikBhaskar@JagranNews@EconomicTimes@FinMinIndia@patrikaraj@BjpPARTY@rashtrapatibhvn@ParliamentOfIn@BhartiyaSansad@MCA21India@htTweets@Republic_Bharat@bstvlive@scam@DFS_India @CCPA_Official @TimesNow@IndiaToday@ndtv@ZeeNews@aajtak@BT_India@CNNnews18
🏆 Honoured to Receive the "Distinguished Leader in Astrology & Vastu Science" Award 2026
With immense gratitude and humility, I am delighted to share that I have been conferred with the prestigious "Distinguished Leader in Astrology & Vastu Science" Award at the esteemed Veer Savarkar National Conclave & Award 2026, hosted at the iconic Bharat Mandapam, Delhi.
This distinguished honour was presented by an eminent panel comprising renowned actor Surendra Pal Singh (Mahabharat Dronacharya), Hon'ble Supreme Court Justice Lok Pal Singh, Ex-Chairman PSC Railway Board & Senior Supreme Court Advocate Ramesh Chandra Ratn, and MLA Shyam Dhani Rahi.
The presence of respected dignitaries including Raj Bhushan Choudhary – Union Minister Govt of India, Janardan Singh Sigriwal – Member of Parliament & Ex-Minister Bihar, and Shyam Jaju – Ex National Vice President BJP made this recognition even more meaningful.
The occasion also got special appreciation from the Rajnath Singh ji, Union Minister, Ministry of Defence, Government of India.
This award is not merely a personal achievement—it is a recognition of the timeless wisdom of Vedic Astrology and Vastu Shastra, and of the trust placed in me by more than 25,000 satisfied clients over the past 22+ years.
I dedicate this honour to my clients, well-wishers, students, and everyone who has believed in the transformative power of authentic Astrology and Vastu guidance.
🙏 Thank you for being part of this incredible journey. The mission continues—to guide, inspire, and help people make better life decisions through the wisdom of India's ancient sciences.
Astrologer Rohitash Bansal
Award-Winning Astrologer & Vastu Consultant
22+ Years Experience | 25,000+ Satisfied Clients
#RohitashBansal #AwardWinningAstrologer #DistinguishedLeaderInAstrology #AstrologyAward2026 #VeerSavarkarNationalConclave #VastuConsultant #BestAstrologerIndia #VedicAstrology #VastuShastra #BharatMandapam #IndianAstrologer #AstrologyExpert #JyotishAcharya #NationalAward #AstrologyConsultation #VastuExpert #AstrologyIndia #TrustedAstrologer #SpiritualGuidance #SuccessThroughAstrology
My documented experience with Aditya Birla Health Insurance
45 Lakh Family Floater later reflected as 20 Lakh Individual policy for months
Then policy cancellation
Rebooking
Lapse communication
Fit and Fine request
Premium mismatch
Refund issue
Admitted operational lapse
Question to Aditya Birla Health Insurance:
If a medical emergency had happened, which policy would have protected my family
@AdityaBirlaGrp @IRDAI_Online @PMOIndia@FinMinIndia
#AdityaBirlaHealthInsurance #HealthInsurance #ConsumerRights
@abhealthin That is not resolution just hiding the actual things. Highly dissatisfied with irresponsible organisation with any accountability for very serious system/process lapse.
WARNING FOR HEALTH INSURANCE CUSTOMERS (Beware from Aditya Birla Health Insurance)
------------------------------------------------------
Despite paying my renewal premium for @abhealthin on time, my valid active Aditya Birla Health Insurance policy (#21-22-3813390-03) suddenly disappeared from their system after renewal payment on 7th Jan 2026 while my previous policy was valid till 29th Jan 2026.
A wrong policy (#21-22-3813390-04) was allegedly generated internally, records were altered, complaints were repeatedly closed without correction, and customer care even claimed my renewal was pending despite policy activation already being done. Later they removed this also after my multiple follow-ups.
Big blunder, customer care later claimed renewal premium is paid on 5th May 2026 and lower premium amount shown rather what I actually paid on time.
I was left wondering — what if I needed hospitalization during this period?
Health insurance companies cannot play with customer medical security.
If this can happen to one customer, how many others may be affected?
Requesting @IRDAI_Official to investigate this matter urgently.
Also requesting @IRDAI_Official to conduct a serious audit of Aditya Birla Health Insurance systems and customer policy handling. Health insurance is about trust and security during emergencies — not stress and uncertainty.
Requesting media also to investigate this serious health insurance policy handling issue affecting customer trust and security.
Regards
Rohitash Bansal
9414311068
#InsuranceFraud #HealthInsurance #ConsumerRightsIndia
@PMOIndia@narendramodi@FinMinIndia @IRDAI_Official @jagograhakjago@DoC_GoI@consaff @SecretaryDFS @mygovindia@timesofindia@the_hindu@IndianExpress@htTweets@EconomicTimes@FinancialXpress@businessline@dna@DeccanHerald@TheStatesmanLtd@newindianxpress@Mint_India@CNBCTV18News@moneycontrolcom@ETNOWlive@BT_India@BWBusinessworld@ForbesIndia@Livemint@ndtv@aajtak@ABPNews@ZeeNews@TimesNow@IndiaToday@republic@News18India@CNNnews18@NCH1915@ConsumerCourt_@VoiceOfCustomer
@abhealthin That is very unsatisfactory response without answering my key questions. Very poor with no accountability for such financial manipulation and playing with customer's family health and safety. I already escalated to regulatory.
Honored to announce that I have been selected for the prestigious “Global Icon of Excellence in Astrology & Life Strategy – 2026” at the International Business Summit & Awards 2026, presented by the "Indian Council of Entrepreneurship & Innovation".
This recognition reflects over 22 years of dedication and guidance to 25,000+ clients through Astrology & Life Strategy. Grateful for the trust, blessings, and continued support.
📍 Award Ceremony: 31st May 2026 | Venue: ROYAL ORCHID, JAIPUR ✨
Honoured & Grateful - A Moment of Prestige & Recognition 🙏
I am proud to share that I have been awarded “The Most Admired Astrologer of the Year 2026” in a distinguished ceremony held in New Delhi.
The award was graciously presented by renowned film actress Amrita Rao at the iconic Radisson Blu Hotel on 3rd May 2026, in the presence of prominent leaders, media personalities, and industry experts.
This recognition has been organized by reputed platforms like Trade & Media and Insight Success, along with other esteemed organizations, reflects a journey built on precision, trust, and consistent results over the past two decades.
With over 22+ years of experience and 25,000+ satisfied clients, this achievement is not just mine — it belongs to every client who trusted my guidance and believed in my work.
✨ Astrology is not just prediction, it is about strategic life guidance, refined through experience and deep understanding.
✨It is not about fear, it is about clarity and empowerment.
This honour further strengthens my commitment to delivering precise guidance, practical remedies, and honest consultations for those seeking clarity in life, career, relationships, and business.
Thank you to everyone who has been part of this journey. Many more milestones lie ahead.
Regards
Astrologer Rohitash Bansal
#Astrology #Award2026 #Astrologer #Recognition #Gratitude #Success #IndianAstrologer #VedicAstrology #BusinessGrowth #LifeGuidance #LuxuryAstrology #EliteServices #AwardWinningAstrologer #HighValueClients #SuccessMindset #Leadership #BusinessAstrology
📷 The Strategic Edge Wealthy Individuals Use Before Important Decisions
In today’s fast- moving world, people pride themselves on logic, data, and quick execution. Yet, if you look closely, many successful individuals -> business owners, professionals, and high-net-worth decision-makers -> still rely on Vedic astrology before making major life decisions.
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A professional astrology consultation should always focus on solutions.
This includes:
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Astrology is a deep and complex science. Accurate interpretation comes only with years of practice and real-case analysis.
With 22+ years of experience and 25,000+ satisfied clients, the focus is always on delivering clarity, accuracy, and practical solutions- not vague predictions.
📷 Book a Consultation
If you are planning an important decision - whether in business, career, marriage, or investments - taking guidance at the right time can save you from costly mistakes.
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Regards
Astrologer Rohitash Bansal
#BestAstrologerInJaipur #VedicAstrology #AstrologyConsultation #BusinessAstrology #CareerGuidance #MarriagePrediction #VastuConsultant #PremiumAstrologer #AstrologyIndia #JyotishShastra