An exporter ships goods, issues an invoice, and waits 60 days for payment. No letter of credit. No bank guarantee.
This is open account trade, a widely used model in global commerce that leaves exporters exposed to payment risk.
A September WTO publication, citing IMF estimates, highlights just how much trade activity falls outside traditional bank-intermediated trade finance.
Letters of credit help mitigate this risk through bank-backed payment commitments, but their cost and complexity can limit accessibility.
Tokenization presents another approach.
On @XDCNetwork, tokenized trade receivables can provide lenders with verifiable records of underlying transactions, supporting greater transparency and potentially expanding access to working capital without requiring a traditional letter of credit.
The opportunity isnβt to replace existing trade finance instruments, but to build infrastructure that makes financing more accessible, efficient, and transparent across global trade.
Hire an agent with a scope, a budget and a record of the work. That's a job description and a pay stub.
Once agents get hired like contractors, they'll need to be paid like contractors: on schedule, inside the budget, with a record finance can sign off on.
That's a payroll problem, and @Zebec_HQ already solves it for 20+ enterprise accounts on Stellar, in USDC and EURC, in real time.
$ZBCN #ZEBEC#ZBCN π΄ββ οΈβ΅οΈ
Grand rising, pirates!
ZBCN WILL TOUCH THE SUN!!!π
Happy Thursday!!!
.00178π€πΈ
Another BEAUTIFULLLL day to buy the dip!!!!!!
Daily DCA if you can!
HODL long term!!!!
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NFA(of course)
Have a great day! β€οΈ
Flare is joining @LayerZero_Core as a DVN.
OFT Standard carries 85%+ of cross-chain USD volume for issuers like Tether, PayPal, Paxos and Ondo.
Once live, OFT issuers can add Flareβs DVN: a stake-weighted majority of 100 validators.
The system behind XRPFi, now beyond Flare.
Flare has always been about data.
@HugoPhilion with @thinkingcrypto at @RippleSwell on where that goes next: decentralized data, built into the network, for the wider crypto ecosystem π
Yesterday, Zebec and @circle brought together leaders in finance, technology and policy at the legendary Cavalry and Guards Club in London to discuss the future of stablecoins and tokenized deposits.
On the agenda: how businesses can put them to use, and how payments could work across public and private networks.
For Zebec, that starts with payroll: helping businesses pay their teams and move money around the world.