@wrowclif When I was student teaching, a substitute teacher in the building sold financial products and he really pushed me to put money into a ROTH IRA. At the time, 59.5 seemed so far away. Now, I really wish I had listened.
I convinced my youngest to start contributing at 15.
@wrowclif There's something I can't put my finger on about your post, Wayne, that really made me want to see the comments and see if there was any rage associated and I was a little disappointed so now I feel the need to keep scrolling.
@PatrickHeizer Compulsory education was put into place in America in the late 19th century at first in the larger cities. The reason cited in most sources is that the cities were full of impoverished immigrants and while they were working, their kids ran wild.
Wanted 'em off the streets.
@wrowclif In our world of affluence, bathrooms are a lot different than when men's and women's rooms became the norm.
It's different than it was when men all just peed in a long stainless steel trough.
@PunkyCovfefe I do know what you're referencing. My daughter works in a memory care nursing home -- the same one my mom spent her last days in.
A very common theme, though, is that people quit work and then go quickly downhill.
@wrowclif@scratchyjohnson I know people get all excited about insulation these days, but heat rises. If you can prevent air from moving through the walls, you've solved most of the issue. I bet windows would help more than insulation.
Doing nothing is probably the cheapest option, though.
@wrowclif@nealjclark1 I think I'd ignore the 1.75" thick parameter and figure out a way around that. Trim or whatever.
I've used hardwood flooring for window sills. I've even tiled some.
This is one of those times when you can just do what you want.
@wrowclif My wife made tacos today and I saw her draining the hamburger. Apparently she does this every time. For the last 20 years, though, she's just been dumping it over the dog food and I've been too unobservant to notice.
@wrowclif We don't drain ours, either. I also don't remember doing that growing up. When I first married my wife I do remember her draining the grease off it. I'm not sure why that changed.
@PennMaxxing When my wife was a SAHM, we were living on my teacher salary. I taught in one of the lowest paying schools in one of the lowest paying states. (1998 salary was $15,900)
It worked out okay.
@mmerumphius@MrsCMFrancis For me, the goal was to ALWAYS downplay the importance or the significance of the phone. It's not something anybody needs. It's important for parents to role model that, of course.
@mmerumphius@MrsCMFrancis With our oldest two, we never paid for the phones. The older kids then never really had phones because it wasn't worth it to them. Even today, my 25 year old just has a flip phone.
For my youngest, we only agreed to pay for her phone if she contributed the max to her ROTH IRA.
@wrowclif When my big kids were little and we'd take road trips and we saw a sign for a different state, we'd stop and take a picture; my oldest loved to collect grass from other states.
Today, I know people that cross the state line into Minnesota to get pot.Minnesota grass, if you will.