beeshal 🌊

🌊 VP Growth @0xfluid | investing @daedalus_angels |
posting inconsequential observations

[beeshal 🌊 @beeshal]

composability won't do the work - it's kind of like expecting MM's to just market make on all the tokens because it's theoretically profitable

now, composability can make things cheaper, economically viable and and significantly reduce the impact on native yields.

this is why we build LAAS.
https://t.co/WGnJLRbnsY

[beeshal 🌊 @beeshal]

LAAS is going to be a game changer for all asset issuers.

Usually, we have to several calls explaining Fluid, its tech and how asset issuers can leverage it to build deep liquidity, grow and distribute.
Now just a simple message outlining liquidity depth and cost is enough.

Fully managed, end to end.
Excited for our first partners to roll out imminently.

[Mardeni @Mardeni01]

"The king is dead, long live the king"

@jup_lend × @0xfluid is on track to become the largest money market on @solana very soon🌊

[beeshal 🌊 @beeshal]

the biggest indicator of the insitutionalisation of our space is the lack of gmgm's in new groups

don't forget where you came from

[Fluid 🌊 @0xfluid]

Fluid Lite USD Vault.

An automated vault with a fixed rate and a minimum 6% APR.
The rate can go higher and has historically ranged from 8-9%.

Check it out → https://t.co/0PdtZZX9oe

[beeshal 🌊 @beeshal]

@nihilism_xo Such subsidies are the case in many many many places people don’t suspect

[beeshal 🌊 @beeshal]

Defi learn about incentives month continues.

I wonder if we’ll ever have a “hidden fees” month.

[Anthony Bowman @AnthonyBowman43]

@SebVentures @SteakhouseFi Can you explain how this works? Why does the vault earn 4% when it's 80% unallocated and the 20% that is is earning <1.5%? It's weird that is shows at 4% Net APY, but there's no mention of incentives.

[DMH 🦇🔊🌊 @DeFi_Made_Here]

Fluid has one of the lowest risks according to @yearnfi, while having the highest lending rates among lending markets

[DMH 🦇🔊🌊 @DeFi_Made_Here]

A lot of people reached out asking about paid integrations, how protocols can even compete, and what the growth perspectives are for Fluid in this case. Here are some thoughts: Paying for integrations and exclusivity is simply part of growth strategy and business development. That's completely normal. A lot of people just do not know about this and think that eg Morpho is getting all integrations by default. Morpho has a very strong backing and an excellent BD team, but they won't be able to pay for every integration forever. There is also the question of alignment between partners.

Eg the Coinbase deal reportedly cost ~7x less than the Robinhood deal, yet Coinbase accounts for more than 60% of Morpho's TVL and has been a major contributor to $morpho becoming the highest-valued lending protocol. This high valuation helped to finance the deal with Robinhood, which is a direct competitor to Coinbase. CB is well known for their negotiating skills, so it'll be interesting to see what happens when they revisit that relationship.

I also agree with what @euler_mab said about tokens. A new token can open many doors. Like Euler, we chose not to launch with a new token and instead continued with the token from the previous protocol from 2021. That decision came with limitations, but when one opportunity closes, others emerge.

That said, I think it is too early and naive to think that there is a clear winner among lending markets and I am very excited about @0xfluid future.

But how can Fluid or other lending markets navigate in this space, which has turned into enterprise sales controlled by suits? First of all, the world is pretty big. There are thousands of banks, funds, fintechs with trillions of dollars in AUM. The pie is large enough for multiple winners.

Second, Fluid has a fundamentally superior architecture, and I know that matters to sophisticated integration partners. Instead of integrating separate lending markets, DEXes, and other financial primitives, partners can integrate once and access everything through a single stack while working with one team.

On top of that, Fluid is the only protocol with equivalent deployments across EVM, Solana, and soon Sui - three different VM ecosystems. (And what if I told you there are more VMs to come?)

Powered by Fluid We have had great success with our first distribution partner - @jup_lend powered by Fluid. A $2B TVL protocol with plenty of growth ahead.

We'll be launching additional white-label deployments with traditional asset managers, exchanges, neobanks, and other partners in the near future.

We don't have the luxury of paying for every integration, but we can win partners through better technology, white-glove support, and predictable economics instead of fee switches or curator fees that can be turned on at any time.

DEX v2 - it is a shame that we keep delaying it despite announcing it a year ago, but we have it ready and we will launch it sooner rather than later.

DEXes generate roughly 16x more fees per $1 of TVL than lending markets, so this will be a major focus for us this year.

There are plenty of other things I'd love to share, but every time I do, another market-wide armageddon seems to happen, forcing us to delay or reprioritize launches.

So this time, let's just wait for the launches themselves.

Stay Fluid 🌊

[beeshal 🌊 @beeshal]

“So I come from a tradfi background”

Every meeting in crypto in 2026

[letsgetonchain @letsgetonchain]

Is this the best risk adjusted return on BTC?

1y realized: >11%
30d trailing APY: 16%

How? DEX liquidity provision WBTC <-> cbBTC

Still some capacity left!

Let's have a look at how this works ⬇️

[Sui @SuiNetwork]

Dive a little deeper into why @0xfluid is choosing to build on Hashi:

$BTC stays on its native chain while formally-verified contracts on Sui let it work as collateral.

Fluid is joining an exciting ecosystem of contributors building institutional-grade credit markets on top.

[DMH 🦇🔊🌊 @DeFi_Made_Here]

It is not a secret that Fluid DEX is the most efficient venue for stablecoins. We accounted for more than 50% of all stablecoin DEX volume across DeFi.

At the same time, we have learned that many existing and emerging stablecoin issuers either don't know how to leverage our infrastructure or can't interact with DeFi directly.

That's why we launched DEX Liquidity-as-a-Service.

We provide liquidity for stablecoins, yield-bearing stablecoins, and select RWAs for a flat fee starting at 2% per year.

Our partners get:

• No inventory risk
• No counterparty risk
• No smart contract risk
• No LP risks
• No management of the positions

This is the most competitive offering on the market, available across both EVM and Solana.

[beeshal 🌊 @beeshal]

LAAS is the most powerful tool in your Defi toolkit as an asset issuer. It could literally save you millions.

Now live with @humafinance and @USDai_Official.

[Samyak Jain 🌊 @smykjain]

Fluid is becoming home for lending and DEX for RWAs.

We will be scaling sUSDai DEX liquidity to $100 M at the fraction of a cost. Allowing users to ape in and out of sUSDai in size and get the benefit out of the AI economy.

First @humafinance, now @USDai_Official. Many more to come in future!

🌊🌊🌊🌊🌊

[beeshal 🌊 @beeshal]

@kashdhanda didn't I see a snippet saying you support Brazil? 🤔

[Samyak Jain 🌊 @smykjain]

A whale moved the borrowings to Fluid on Ethereum to save himself from liquidation spiking the interest rates.

Lendings on @0xfluid looking good right now 👀🌊

https://t.co/QsqQu7sx7k

[Cointelegraph @Cointelegraph]

🚨 UPDATE: Sui's Bitcoin finance primitive Hashi is set to launch its global testnet this July, with Cumberland, Fluid, and SwissBorg joining its growing institutional coalition.

[letsgetonchain @letsgetonchain]

Whether at ethcc or at dappcon in Berlin this year, I was surprised how many people I talked to still have this mental model of Curve being the go to for stablecoins.

Nothing against Curve but the data paints a very different picture and has for a long time!

Uniswap is number one - 46%
Fluid is number two - 21%
Curve is number three - 16%

I do believe Fluid has the potential to dethrown Uniswap due to more capital efficient mechanics and some catalysts on the horizon.

- Dex V2 launch will make multihop swaps cheaper through its singleton design.

- "Liquidity as a service" will onboard more stablecoin issuers ➡️https://t.co/XWXZK5cIhY

[beeshal 🌊 @beeshal]

@kashdhanda @jup_lend @0xfluid

[beeshal 🌊 @beeshal]

Been working with Huma closely for a long time on @jup_lend, now on @0xfluid

Our first LAAS user too!

[Huma Finance @humafinance]

1/ PST is now live on @0xfluid

8% institutional yield backed by real world payments.

PST Looping and DEX Liquidity enabled through a single integration.