Bob van Winden

Building at @Stablecoin | Previously head of operations @stripe and operations @google. Investing and startups.
[email protected]

[Steve Hind @stevehind]

Personal agents like Instinct and @muse are blowing up. They are flooding companies websites and support channels. This is the B2A (business to agent) era.

Today we're launching Lorikeet B2A: a suite of tools to help businesses win the B2A era.

[Bob van Winden @bobvanwinden]

@jeff_weinstein when are you in madrid?

[Stripe @stripe]

Today, we’re launching the @link wallet for agents. It lets you securely empower agents to spend on your behalf. Your payment credentials are never exposed and you approve every purchase.

https://t.co/TcvEiVNth9

[Tempo @tempo]

Tempo Mainnet is live! Starting today, anyone can build on Tempo through our public RPC endpoints.

Alongside mainnet, we’re introducing the Machine Payments Protocol, an open standard for machine payments.

[Bob van Winden @bobvanwinden]

@wminshew Hey Will, I'm Bob and I lead ops at Bridge. I dm'd you on Slack. I'd love to make sure we address any of the issues you've been running into.

[Zach Abrams @zcabrams]

one program, one integration, 100 countries.

the @stablecoin card program is growing.

in partnership w Visa, we've gone from a handful of countries to 18 and we're targeting local issuance in 100 countries by year end.

this bridge + visa offering makes what used to take decades (literally), a straightforward multi-week integration. Global programs are now trivially easy for any team to stand up.

On the backend all transactions will be settled to visa via stablecoins.

We're excited about all of the new financial products that this program will catalyze esp. in markets that have been historically too small or too complicated to serve.

[Stripe @stripe]

https://t.co/xP8UE2U7Oe

[Bridge @Stablecoin]

Bridge has received OCC conditional approval to organize a federally chartered national trust bank. This will enable us to operate stablecoin products and services under direct federal oversight, including:
- Custody
- Orchestration
- Issuance
- Reserves management

Stablecoins are becoming core financial infrastructure. Institutions need regulatory clarity, operational resilience, and scalable systems to build with confidence. A national trust bank establishes that foundation.

[Falconer @falconer_ai]

Craft and beauty are finally coming to internal docs. Today we're previewing Falconer: the single source of truth for company knowledge.

We're still working through our waitlist, but are now excited to take on more demo requests.

Engineers spend way too much time answering repeated questions and searching for outdated information. We experienced these problems during hypergrowth at Uber and Stripe and thought, "What if we applied external docs treatment to our internal docs?"

That simple approach achieved pretty remarkable results for productivity. And now Falconer is building the AI-native version of those platforms for everyone.

With Falconer, your internal docs are:

- In one place
- Always up to date
- Easy to find
- Synced with your data

Coding agents allow us to generate more code faster than ever...but that code is poorly understood and out of step with the company's crown jewels: business context and tribal knowledge.

Falconer's mission is to connect teams and agents with a shared memory system—always available and always accurate. We're working on it, and will have much more to share soon.

[Patrick Collison @patrickc]

🆕: We're announcing Open Issuance to help stablecoins go mainstream.

• Customizable smart contracts.
• Issuance on any blockchain(s).
• Reserve management.
• Full control over mint and burn fees.
• Out-of-the-box interoperability with other Open Issuance stablecoins and compatibility across Stripe's platform.

Most importantly, we believe that the equilibrium market structure will (and should) involve much more yield sharing than is the case today. As such, Open Issuance helps anyone monetize stablecoins. There is a small platform fee (starting at 50 bps); all yield above that flows to the stablecoin creator.

We're launching Open Issuance with Phantom (CASH), Native Markets (USDH), Metamask (mUSD), and Dakota (DKUSD).

Contact the folks at Bridge to learn more.

[Bob van Winden @bobvanwinden]

MetaMask uses @Stablecoin to issue their stablecoin

[MetaMask 🦊 @MetaMask]

MetaMask USD ($mUSD) is now live. 🦊

The best way in and out of crypto is here.

[Patrick Collison @patrickc]

Introducing @Tempo.

At Stripe, we care about high-throughput, low-latency payments use cases. As the use of stablecoins (and crypto more broadly) grows across Stripe, Bridge, and Privy, we found that existing blockchains are not optimized for them.

For example, it's valuable for real-world financial applications that fees be denominated in a fiat currency that makes sense to the user, but existing blockchains denominate their fees in blockchain-specific tokens. Batch transfers are very useful in payments, but much less important in trading. Bitcoin does ~5 TPS; Ethereum does ~20 TPS, some (like Base and Solana) get to ~1k TPS, but Stripe peaks at >10k TPS. And so on.

As such, we decided to incubate Tempo, a new blockchain, in partnership with Paradigm. We think of Tempo as the payments-oriented L1, optimized for high-scale, real-world financial services applications.

Tempo is an independent company, with Stripe and Paradigm as the first investors. To ensure that Tempo serves a broad array of needs, we're excited to be working with Anthropic, Coupang, Deutsche Bank, DoorDash, Lead Bank, Mercury, Nubank, OpenAI, Revolut, Shopify, Standard Chartered, and Visa as initial design partners. We will start with an independent and diverse validator set, and plan to move towards permissionless validation. Tempo will have a built-in stablecoin AMM to enable platform neutrality with respect to different stablecoins, and Stripe itself will of course continue to work with many chains as first-class partners.

We hope that Tempo makes it easier for things like payment acceptance, global payouts, remittances, microtransactions, tokenized deposits, agentic payments, and more, to move onchain.

The Tempo team is 15 people today, led by the terrific @matthuang. If you're interested in building Tempo, get in touch! And if you're interested in partnering, reach out to [email protected].

[Zach Abrams @zcabrams]

Excited for @stablecoin to partner with @m0 to power mUSD — the native stablecoin for @MetaMask.

Why do native stablecoins make sense ...

[Patrick Collison @patrickc]

Welcome to X, @link!

[Kye @kyeburchard]

Fully agree with @patrickc and @mntruell here (32:40) — even the best LLMs end up writing flat, generic prose. We're building @falconer_ai to be the best AI writing tool. Here's a demo of Falconer capturing and writing in Patrick's voice in under a minute:

[Bridge @Stablecoin]

1/5
Bridge is introducing USDB—a programmable, secure stablecoin designed for developers.

It’s a new way to embed digital dollars into your app, with rewards built in.

[Bob van Winden @bobvanwinden]

about a year ago I met the Bridge @Stablecoin team for the first time and by the time I fully wrapped my head around the potential of the technology, it became clear to me that this is the winning strategy. with the launch of these new products built on Bridge, Stripe is now available in 101 _additional_ countries which reduces the barriers to build a global business for the billions of people living there.

[Stripe @stripe]

Introducing Stablecoin Financial Accounts. Hold a stablecoin balance. Send and receive funds with fiat and crypto rails. Accessible from 101 countries: https://t.co/yXtE9cdeaz.

[Bob van Winden @bobvanwinden]

@thegautam Congrats on the launch @thegautam !

[Bob van Winden @bobvanwinden]

Stripe users from more than 100 countries will be able to store, receive, and send funds via crypto and fiat rails from a dollar-denominated stablecoin balance, built on Bridge

[Jeff Weinstein @jeff_weinstein]

Here's what's new at @stripe: https://t.co/AJ4mfIGPc3

[Bob van Winden @bobvanwinden]

@bryan_johnson banger