Sangmesh Biradar🇮🇳

#Runner #Banker #Nationalist Get goosebumps whenever I hear national anthem.

[Sangmesh Biradar🇮🇳 @bsangu]

TATA MUMBAI MARATHON
My dream of running a Full Marathon at #TMM2023 has come true on 15th Jan 2023. I thoroughly enjoyed my run without minding my pace and I clocked my personal best. That’s the magic of Mumbai. I have crossed the finish line in 4.24.40 and 1/5

[Sangmesh Biradar🇮🇳 @bsangu]

@joinditto

[Alok Kejriwal (Rodinhood) @rodinhood]

Help with Medical Insurance issues.

My wife and have some legacy Health Insurance Policies (20+ years) of @Bajaj_Finserv (max coverage that costs a couple of lacs in premium per year) that now have problems:

1. WHY?

What utility do these insurance policies have for us when almost all our expenses are OPD doctor consultation fees at private clinics? These don't require hospital admissions by Guru and God's grace.

I pay a lot in premiums but get nothing in return. (It's always an "afterthought after paying... "oh, we have some insurance policy... can we get some money back?)

This is the same logic I had deployed years ago for Life Insurance. I had a nice Term Policy, and when I had X liquidity, I stopped paying for that Term Product. It served no purpose. The agent freaked out. I didn't care. It was a 'utility' that had run its term!

Isn't that concept applicable here? Stop getting insured when it's not really life-changing in terms of cost?

2. Emotion vs Logic?

If not, what are the pros and cons of continuing these policies? It seems more of an irrational emotional decision vs a logical one? "Ohhh.. how can you cancel such an old policy"

3. Bad Agent

My main issue is bad management/servicing (current agent is Edme Insurance (Aditya Birla Company / No Twitter handle), who don't even know how to submit claims for OPD/Consultation refunds or give a damn). I assume these are not important or profitable for their business, and they have less-experienced staff serving me.

Can I change my agent and try? Will it make any difference? Or will it be the same?

4. Value adds

On pestering, WHY do HNIs actually continue these policies, the servicing guy in Edme Insurance Brokers told me, "Sir, for HNI's, we also sell Global Insurance for medical emergencies that need the person to travel to the US, etc".

That really interested me! Treatments abroad for ailments could cost crores, and getting a cover for them is a great idea. I requested suggestions, but haven't received any proposals.

Need help/suggestions for them!

This is a genuine post about how one makes rational decisions based on life milestones. They are/ will become your issues for sure! (In a good way!)

If you can help/suggest, please inbox or comment.
#Dhandhekibaat - baring it all.

[Sangmesh Biradar🇮🇳 @bsangu]

@veira_veira @help_delhivery not able to trace my order. @FastandUp_India

[Sangmesh Biradar🇮🇳 @bsangu]

@veira_veira @help_delhivery can you guys sort this out. Product ordered on 10th Sep and still not able to trace. @sekharansuraj @Dhimmarkp @FastandUp_India

[Sangmesh Biradar🇮🇳 @bsangu]

@veira_veira @FastandUp_India ordered few items on 10th Sep, there is no trace of delivery yet. Can you please check and revert.

[Sangmesh Biradar🇮🇳 @bsangu]

@ZeptoNow broad day light cheating by Zepto. Hiding handling charges in the invoice. And this is with Zepto super saver. God knows what all charges they levy on consumer to get listed on the exchange @MoCA_GoI @jagograhakjago @letsblinkit

[Sangmesh Biradar🇮🇳 @bsangu]

@ZeptoNow cheating in the name of handling charges which is not disclosed in the invoice, but hidden in the invoice. @MoCA_GoI @JaagoGrahak @aadit_palicha @letsblinkit

[Sangmesh Biradar🇮🇳 @bsangu]

@_Kalyan_K please intervene as none of the redressal system helping. Struggled to get the installation done and Now the product is also not Working properly. @flipkartsupport

[Sangmesh Biradar🇮🇳 @bsangu]

[email protected], [email protected], [email protected] sending a mail separately to above people at Flipkart for escalation. @MoCA_GoI @jagograhakjago please note. Jeeves is scam put in place to cheat people.

[Sangmesh Biradar🇮🇳 @bsangu]

[email protected], [email protected], [email protected] sending a mail separately to above people at Flipkart for escalation. @MoCA_GoI @jagograhakjago please note. Jeeves is scam put in place to cheat people.

[FlipkartSupport @flipkartsupport]

@bsangu We see that you haven't reached our specialists about your concern yet. You have our assurance that our team of experts will surely assist you with your concern and you can reach them here: https://t.co/eS8Z8WMRbc

[Sangmesh Biradar🇮🇳 @bsangu]

Your help centre is nothing but a ChatBot with standard answer. Why are you guys forcing people to buy accessories which are not necessary. Unnecessarily causing inconvenience. Audacity of Jeeves saying if you don’t buy the accessories from them then warranty can’t be covered.

[FlipkartSupport @flipkartsupport]

@bsangu We see that you haven't reached our specialists about your concern yet. You have our assurance that our team of experts will surely assist you with your concern and you can reach them here: https://t.co/eS8Z8WMRbc

[Sangmesh Biradar🇮🇳 @bsangu]

Thanks for your concern. I can deal with that separately but the way @Flipkart harassing people with Jeeves installation service is not acceptable. People does not have time sense. They kept us waiting for whole Friday and Saturday.

[FlipkartSupport @flipkartsupport]

@bsangu We're concerned as we see that you've shared order details, such as order ID on a social platform and the details can be misused. To ensure your privacy, please delete these details from the social platform. (2/2) https://t.co/8XaOc0Dxcw

[Sangmesh Biradar🇮🇳 @bsangu]

@Flipkart @flipkartsupport Facing issue with Order ID - OD334683213946819100. Installation by Jeeves is nothing but a scam. @jagograhakjago @MoCA_GoI

[Sangmesh Biradar🇮🇳 @bsangu]

@PrasathIas @bwssbchairman tried call centre 1916 which in not working and tried whatsapp number No Response. There is drinking water leakage in our are. Please make the system responsive.

[Deepak Prabhu @ragiiing_bull]

Pure nostalgia. 😍😍
These days will never come back in the lives of those who had seen it earlier.

[Sangmesh Biradar🇮🇳 @bsangu]

@OfficialBMRCL frequency reduced and Price increased. Which public economics/finance book are u referring. CC: @Tejasvi_Surya @MoHUA_India @mlkhattar @PMOIndia can’t keep local govt in loop since they are blind and deaf to public apathy.

[Sangmesh Biradar🇮🇳 @bsangu]

@Tejasvi_Surya You, @jjsrunning and @CoachPramod are true ambassador of #FitIndia movement. Inspiring many lives on the RUN 🏃. CONGRATULATIONS and KUDOS 🎉

[Sangmesh Biradar🇮🇳 @bsangu]

⁦@tdkarnataka⁩ ⁦@Cyberdost⁩ ⁦@CybercrimeCID⁩ Ibhabe received below WhatsApp message. Is this official number of RTO Bangalore.

[Sangmesh Biradar🇮🇳 @bsangu]

#Hampi #Ayodhya #Varanasi #Goa #mahabalipuram

[Bhavish Aggarwal @bhash]

Thinking of building a rental service for our S1 products in tourist cities. Any comments where all in India you would use? Any other suggestions?

Best comment gets an Ola S1X+ 🙂🛵!

[Sangmesh Biradar🇮🇳 @bsangu]

@Nithin0dha I extend my deepest condolences to you and your family. Your father’s legacy will live on through the love and wisdom he passed on to you. May you find strength in his memory.💐

[Sangmesh Biradar🇮🇳 @bsangu]

@veira_veira Watch out tomorrow 100 💯 💪

[Sangmesh Biradar🇮🇳 @bsangu]

@StableMoney_ hi facing issue with VKYC of @UtkarshSFB and Shivalik SFB. Trying for the last 4days. No agents available for VKYC. @saurabhjain1099