Christopher Larson, CFP® 🌎💰📈

Professional retirement planner, hobby engineer, sweetie pie in my free time.

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

Idk who in #fintwit needs to hear this, but people who are not in a position to give financial advice cannot be held legally accountible for giving bad financial advice.

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

@mungereye @CryptoMikli You might need this to understand the post

https://t.co/YSomxHA4pa

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

@InvestingAddict Why not 10,000?

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

New moon to the moon

[American AF 🇺🇸 @iAnonPatriot]

Does the moon affect stock markets..

This data is INSANE.

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

Social Security was not designed to benefit those who hit the earnings cap every year.

I feel like this should be apparent

[Leon @TrpstrLeonOG]

The maximum annual Social Security payroll tax contribution is currently $10,453.20.

If you paid that full amount every year from age 18 until retirement, your maximum Social Security benefit would be about $4,873 per month.

By contrast, if you had invested that same amount annually in a low-cost S&P 500 index fund instead, you could expect roughly $32,583 per month in retirement income.

Social Security is a scam.

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

She is too pure for this world

[Bilim Haber @bilimhaber_tr]

Dünyanın en pahalı ineklerinden biri, Brezilya’da yaklaşık 4,8 milyon dolara satıldı.

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

Unfortunately correct

[karbon 🐺🦊 @karbonbased]

You can pinpoint exactly where they invented avocado toast

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

@BTCMoonDog @BarbellFi One point is worth one cent. You get three points for every dollar spent. Thus, 3% cash back.

[Rep. Nancy Mace @RepNancyMace]

Boating is not a luxury in South Carolina. It’s a way of life.

Our state is home to more than 350,000 registered recreational boats and a marine industry supporting over 27,000 jobs and generating a $6.5 billion economic impact.

Our No Tax on Boat Loan Interest Act extends the above-the-line loan interest deduction for cars to boats, allowing American families to deduct up to $10,000 annually in boat loan interest on American-made boats.

More affordable boats mean more families recreating on the water, more marine manufacturing jobs in South Carolina, and more investment in an industry already generating billions in economic impact.

South Carolina STRONG.

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

@Lee_in_Iowa Sigh. Who is going to tell her about the relationship between interest rates and home prices?

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

Boomers spent almost their entire working lives in a multi-decade monetary easing cycle and still attribute all their success to grit

[Lee in Iowa @Lee_in_Iowa]

Boomer here. I bought my first house after ten years of saving like crazy. And the interest was 14.5%.

I don’t know where kids got the idea that they were due a house and new car at college graduation, but that’s NOT how it ever was.

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

@DudeWhoInvests https://t.co/khejWkWF3Z

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

Idk who in #fintwit needs to hear this, but people who are not in a position to give financial advice cannot be held legally accountible for giving bad financial advice.

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

If it takes this much to be able to eat a food without it killing you, it kind of seems like it’s not worth the effort

[Cooking with Chris @coookwithchris]

The "oysters are dirty sewage filters" argument is nonsense

About 95% of oysters you eat are farmed, which is a GOOD THING (not pulled from random ocean water).

All oyster production in the US runs under the National Shellfish Sanitation Program. Waters pass bacterial testing before any harvest is allowed. Fecal coliform is tested and the limit is extremely low and areas get shut down the second they exceed it.

They're tested for algae toxins too. Areas close before harvest even begins if levels get close to the safety limit.

Oysters don't "eat" sewage. They filter phytoplankton and organic particles and actually reject a lot of what they don't want before it's ingested.

Commercial farms are also away from sewage outfalls and industrial pollution on purpose. Contaminated oysters wouldn't pass testing and couldn't be sold.

Yes, there is some risk to people who are immunocompromised, but oysters are one of the most nutrient dense foods on the planet (and are delicious)

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

What are you going to do? Stop buying gas?

[Bill Mitchell @mitchellvii]

Only 2% of the oil used in U.S. domestic gas supplies comes through the Strait of Hormuz.

Are we being gouged at the pump?

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

@vers_laLune Which then indirectly makes medical care increasingly expensive

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

I bet Europeans would love to hear a great Americans insult — “Room temperature IQ.”

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

My prediction: inflation will be up big time.
Otherwise, it’s going to plummet.
And honestly? It’s completely possible that it only changes a little bit.

[Geiger Capital @Geiger_Capital]

CPI print in the morning.

Can’t sleep.

This inflation print will impact the financial futures of our great-grandchildren. Most important CPI print since last month’s CPI print.

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

Buddy needs a boat!

[The Money Buddy @The_Money_Buddy]

A buddy of mine makes $95k a year.

He has:

• $60k in student loans at 6%
• $25k saved
• No investments yet

He wants to buy a $450k house.

What would you recommend?

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

Congratulations - this is part of the bull thesis

[mert @mert]

genuinely impressed crypto mfers still have money left to lose

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

Time to predict the future:

The government is about to publicly act out a MAJOR psyop to garner support for the war with Iran.

We will also have 2020-levels of propaganda, and if you oppose the war, you will be outcast.

[Christopher Larson, CFP® 🌎💰📈 @chrfactory]

Retail is discovering money market

[SCHD Accumulator @SCHDaccumulator]

$SGOV is essentially a “risk free” ETF:

-Short term US treasury bonds
-The US has never defaulted on their debt
-Solid 3.5% yield

It doesn’t grow, but a lot of investors use it as a “cash position” in their portfolio.

I’m excited to start a position in this!