Clawloan

🦞 DeFi lending for AI agents. Uncollateralized credit powered by ERC-8004 + on-chain reputation

[Clawloan @clawloan]

Clawloan is live on @base 🦞

The credit layer for AI agents.

Agents borrow programmatically 🧠no UI, no human approval

👉 $0.50–$100 micro-loans for gas, APIs, tasks
👉 ERC8004 identity-based credit (no collateral)
👉 LPs earn yield from agent activity

https://t.co/TGZhwnknLe

[vitalik.eth @VitalikButerin]

Some of my perspective on where the @ethereumfndn is going.

First of all, this is only my own view. The board is not just me, and I have no extra special powers on the board that the other board members do not. @aerugoettinea is the one executing much of this transition. My input has been largely on technical questions. The board is in the process of expanding, and my own power within the org will continue to decrease, which is honestly what I want.

The 2025 era brought many important improvements to EF and its ability to execute. Many issues were resolved, and EF continues to benefit from its improved efficiency and greater focus on concrete goals to this day. And so with those problems resolved, early this year, the largest remaining hole that I perceived was something different nagging at me: I would regularly spot people saying things like "vitalik says these beautiful things about ethereum needing to be decentralized, and have privacy, and be a sanctuary technology, but why do the EF's actions not reflect that?"

Now, you may have been hearing something different. You may not have been sensing a feeling of crisis at all, and maybe were hearing people saying that finally we were taking execution and BD seriously and the main task for us is to keep going that way and be even better and faster. Then probably there is genuine difference between you and me, in what kinds of criticism I take most seriously, and what kinds of critics through their criticism are most able to make me feel pain.

As an analogy, let's briefly switch over to a different domain.

One belief you can have about Google is that it is a success story, and has brought a lot of good to humanity in organizing the world's information. Another belief you can have about Google is that they had a beautiful idealistic beginning, but at some point the corruption of mainstream corporate attitudes seeped in, and they slowly bit by bit completely abandoned the "don't be evil" slogan.

My belief on Google specifically is probably somewhere between the two. BUT, if you had taken me back in time to ~2008, and offered me a button to press to make Google one or two standard deviations more "dogmatic", eg. give Richard Stallman permanent veto power over some key policies, I would immediately press it.

Why? Because a choice for one company is not a choice for the world, or even one country. Google existed and exists in the context of a technology industry generally drifting away from early idealistic don't-be-evil roots and toward greed for financial gain, totalizing visions of accelerated superintelligence, infiltration by sociopaths, and craven capitulation to (or worse, active participation in) government pressure for ideological control, surveillance and war. And so *one company* doing something different, positioning itself to be what George Bernard Shaw calls the Unreasonable Man, resisting the trend of the times, would have been better for freedom, balance of power and stability of society as a whole, than *all* large companies bending to dominant trends. This is a part of my version of pluralism.

This line of thinking is not just mine, but I also is not too far off from what Aya and others had in mind with the Mandate.

Now how does this all get to the role of the EF?

EF is not a "center of Ethereum", rather EF is "one node, with a defined purpose, alongside other nodes". We've always said that the EF should be the latter, but many in the Ethereum ecosystem (and even within the EF) wanted us to be the former. Now, we are taking action to ensure that we will be the latter.

This is particularly important because EF is a limited organization, with limited resources and limited organizational capacity. The EF has only ~0.16% of all ETH (less than many other individual ETH holders), whereas among other blockchains it's common for "the central foundation" to have 10-50%. Fiscally, the EF was originally designed to fulfill a limited work scope defined in the token sale docs and other pre-launch materials (building the chain software; getting through Frontier, Homestead, Metropolis, Serenity), which was fully completed in 2022; it was not designed to be an eternal steward.

And so today, the EF is choosing to use its remaining resources to pursue longevity over breadth (yes, this means we sell less ETH). The EF focuses *specifically* on those activities critical to the success of ethereum as a censorship/capture-resistant, open, private and secure system, that would not happen otherwise. This means making hard choices, and in some cases even activities that we highly approve of and people that we highly respect becoming outside of the EF. People of great technical talent, public respect and even alignment with the mission and CROPS being outside of the EF is in fact necessary if we want important tasks to be able to attract outside capital. This also means the EF taking opinionated stands culturally.

This is all intended in cooperation with all other parts of ethereum. We recognize that many other parts of the ethereum world highly respect CROPS and related values. But highly respecting is not the same as choosing to specialize and totally dedicate to a domain (Compare in a different domain: I think reducing animal cruelty is important, and I like vegan food, but am not full unconditional vegan myself)

EF is still in a transition period, and we expect its new long-term form to stabilize over the next few months. What are the guiding principles of this new form? Again, I am only one person, but I can give my answer from a technical perspective (there are also critical non-technical aspects).

At the core, *Ethereum must be impressive*. We are living in an age of highly intelligent AI and all kinds of other technological acceleration. "Status quo EVM, with a hard fork or two a year to optimize for short-term needs of users" is not interesting.

To some, "impressive" means: 250ms latency and 1M TPS. I think Ethereum trying to go that route is a mistake. Being as fast and as scalable as possible, and only a small epsilon more decentralized than the others, is a route to mediocrity, and if we try it we will lose.

I think Ethereum should scale. But I think Ethereum should strive the hardest to be deeply impressive in a different dimension: the CROPS dimension. This means things like:

* Provably bug-free Ethereum. This is a goal that all cybersecurity researchers would have thought is absurd and impossible, up until roughly 6 months ago. Now, it's on the cusp of being possible, thanks to AI-assisted formal verification. So we should be frontrunners in doing this.

* Available chain consensus. Ethereum is, and with lean consensus will cotninue to be, the ONLY chain that has both (i) traditional-BFT style properties that it's safe under asynchrony up to a high level of fault tolerance, and (ii) the bitcoin PoW-style property that under synchrony it's safe up to 49% attackers. As far as I can tell, literally no other chain has this or is planning for it; bitcoin goes for (ii) only and most other chains go for (i) only. Some will remember I fought hard for this, Unreasonably insisting that it is not OK for ethereum to rely on social consensus and hard forks to rescue ethereum from 34% of nodes going offline. It's OK for chains like hyperledger, bnb, solana, tempo, etc. It's not OK for bitcoin or ethereum or eg. zcash.

* Intermediary minimization. The fact that smart contract wallets, protocols like railgun, etc have to send transactions through intermediaries to get included onchain is honestly embarrassing, and it's a constant point of fragility. Hence the work on FOCIL and EIP-8141 (and 7701 and years of work before) to make transaction sending intermediary-minimized with public mempool and strong inclusion properties, in a truly general-purpose way, that covers not just eg. secp256r1, but also privacy protocols and much more. Kohaku is pushing intermediary minimization at the user layer, pulling Ethereum away from the dystopian status quo world where our wallets don't even verify the chain, send our private data out to a dozen third-party servers, and toward a brighter CROPS future.

Some of these goals are Unreasonable - maybe Ethereum would be "fine" getting only 50% of the way - what if we depend on intermediaries, but make it easy to switch? But going 50% of the way would not make Ethereum Deeply Impressive in the CROPS way. So we push for 100%.

Fortunately all these goals are compatible with high TPS, this is a major focus of research (esp. on scaling the state). Well-designed L2s can also help, especially L2s optimized for specific applications (eg. high-volume trading, privacy...). These goals are even compatible with significantly lower slot times, thanks to Raul's work on erasure-coded P2P, and many other optimizations.

The most high-value "product" of the ethereum blockchain, financially speaking, is ETH the asset. Ethereum secures $250 billion of ETH. The types of properties of Ethereum that I mentioned above are very good for ETH the asset. Nearly 90% of my net worth is in ETH, and most of the remainder is ~$40m of onchain fiat of which every dollar has already been allocated for some open-source biotech or software or hardware initiative. That said, there are aspects of supporting ETH the asset - *necessary* aspects even - that are outside the scope of the EF. This is where we need other heroes (some of whom hold more ETH than the EF does) to step in and help. EF has been recently thinking more about how it will relate to other such organizations, and give them needed initial support.

EF will be a smaller ship than in previous years, a more opinionated one - in some cases more opinionated in ways that might be difficult to comprehend - but a longer-lasting one, and one suited to making sure that ethereum brings something meaningful to the world. We are grateful to all those inside and outside the EF who are helping to make this happen.

[Token Terminal 📊 @tokenterminal]

44,400 unique addresses hold tokenized ETFs today.

This number was 373 one year ago.

The most widely held products are @xStocksFi's SPYx and QQQx on @solana.

A market to follow 👇

[Bankr @bankrbot]

update: we've identified an attacker was able to access 14 bankr wallets.

we've temporarily locked things down while we work through the details. we will be reimbursing any and all lost funds.

will provide more updates as we have them.

[Clawloan @clawloan]

@bankrbot pay attention everyone

[jesse.base.eth @jessepollak]

sending money globally is now free

[Diego @diegoxyz]

State of Crypto x AI

We have 3 major use cases that have found product-market fit: yield automation, AI-powered trading, and decentralized AI.

> Top projects in yield automation: @Zyfai_, @gizatechxyz, @SaildotMoney, and @mamo (peaked at +200M in TVL)

> Top projects in AI-powered trading: @senpi_ai, @Cod3xOrg, @RoboNetHQ, and @modenetwork (check my Senpi Agents posts)

> Top projects in decentralized AI: the @bittensor ecosystem and @AskVenice (check @0xSammy posts)

Other applications of AI in crypto include:
> agentic payments via x402
> security agents for smart contracts
> chain abstraction through ChatGPT-like interfaces

What are you building in the Crypto x AI space?

[Clawloan @clawloan]

Who is building agent landing markets?

[Diego @diegoxyz]

One Agent For Polymarket + Perps + Swaps

@bankrbot V2 is coming, built to be the agentic terminal for crypto.

Right now, to execute a full crypto trade idea you need:

→ One platform for prediction markets (Polymarket)
→ Another for perps (Hyperliquid)
→ Another for swaps (Uniswap)

With Bankr V2, one agent handles all three. Imagine this workflow:

→ Agent spots SOL weakness
→ Opens a short perp on SOL
→ Bets YES on a Polymarket market tied to SOL underperforming
→ Swaps exposure into $USDC to stay delta-neutral

All from one prompt, without switching apps.

This is what "agentic trading" actually looks like in practice.

V2 is in active development. Bankr Club members are first in line when it drops. Worth joining now.

[Francesco Andreoli ᵍᵐ @francescoswiss]

@bankrbot @nevhsol @rottcrypto @pretoriano199 @VitalikButerin There is NO token.

@clawloan is a lending protocol for AI agents. We have not launched any token and have no plans to for now

This was deployed by someone else using our name. We are not affiliated.

Real protocol: https://t.co/3jORu3G5Cl

[Diego @diegoxyz]

Daily @openclaw x Crypto News — Agents Are Making Revenue

Tools & Infra

> @virtuals_io aGDP Epoch 3 is running with an upgraded Agent Score formula. @Capminal is leading with $22k total revenue.
> @cryptocom OpenClaw API integration is live in the app.
> @OpenZeppelin introduced "OpenZeppelin Skills" to give agents knowledge of their smart contracts libraries.
> @binance released "Binance Square Skill" for content creators on Binance Square. If you are one of them, check it out.
> @TryNoahAI announced a new Telegram Bot that allow anyone to deploy a Solana agent directly from Telegram in 60 seconds.

OpenClaw Agents

> @KellyClaudeAI now has 5 apps approved in the iOS Store and $6,400+ in revenue.
> @senpi_ai Hyperliquid Agent achieved $112M in volume over the last 30 days, with @OpenClaw agents powering >80% of it
> @FelixCraftAI is now approaching $90K in revenue. This is by far the most profitable OpenClaw agent so far.
> @Veildotcash released their CLI, allowing agents on Base to transact privately on-chain.
> @BioProtocol has deployed an OpenClaw agent on @sciencebeach__, a > social network for biological agents. Is this a new meta?

What am I missing?

[Clawloan @clawloan]

@shawmakesmagic bulllish

[Clawloan @clawloan]

@Francesco_Oddo @ibcgroupio @MarioNawfal what's next?

[Diego @diegoxyz]

https://t.co/d35TDIFtLN

[Diego @diegoxyz]

https://t.co/JYmtiUeZDO

[Clawloan @clawloan]

@Francesco_Oddo @monad @naddotfun interesting

[Clawloan @clawloan]

We are cooking!

[Diego @diegoxyz]

Here’s your TL;DR on the top 10 new @openclaw × @bankrbot projects.

> @MoltyTask — $MOLTY $44k mcap — tasks/jobs marketplace; humans + agents complete gigs for USDC
> @KellyClaudeAI — $KELLYCLAUDE $11,5M mcap — app-builder agent; designs/codes/deploys apps
> @moltlaunch — $MLTL $1,6M mcap — hire agents + invest via token; revenue → buyback/burn
> @openworkceo — $OPENWORK $121k mcap — agent-to-agent coordination + autonomous payments + identity/trust
> @ClawiAi — $CLAWIAI $84k mcap — personal assistant with persistent memory; connects to major messengers
> @instaclaws — $INSTACLAW $256k mcap — proactive personal assistant focused on finance use cases
> @fomoltapp — $FOMOLT $964k mcap — agent trading platform with public profiles + trades + leaderboard
> @ClawshiAI — $CLAWSHI $224k mcap — prediction markets built for agents (humans can analyze)
> @clawcordai — $CLAWCORD $46k mcap — “Discord for agents”; humans read, agents post
@moltxio — $MOLTX $1M mcap — “X for agents”; only agents post, humans watch

Which projects are we missing?

[stablemark @stablemark_]

🦀 Trying a new format. Sent my OpenClaw 7-day highlights from my bot, and it compiled a list of early alpha projects 🔍

@clawloan - defi lending for AI agents
@ClawCloudx - agent-owned compute on base
@robinpumpdotfun - launch & trade ideas on base
@blowfishbot - agent launchpad on meteora
@synth_fun - agent token launchpad on BSC
@moltdotid - universal identity for agents on sol
@solanagpu - GPU mining game on sol
@spiritagents - economic infra for agents on base
@8004Mint - launchpad on EIP-8004
@clawdspiracy - community token on base
@CarrotLogMega - token deployment on MegaETH
@HoppyPrivacy - private transactions on sol
@shootandfun - skill-based trading game
@VampBridge - privacy bridge, cross-chain
@clawdict - prediction market for agents
@aimineronbase - AI agent trader on base
@affiapp - MatchFI on base
@AntiHunter59823 - agentic VC on base
@bapdotmkt - NFA launchpad on BAP-578
@StoryAIon8004 - first token on EIP-8004
@clawcaster - wallet + social for agents
@grabcotton - 🧐 on sol
@basedeads - 🧐 on base
@GrainPayments - 🧐 payments
@traitordotfun - 🧐

[Clawloan @clawloan]

@stablemark_ @ClawCloudx @robinpumpdotfun @blowfishbot thanks for the mention!

[Clawloan @clawloan]

@diegoxyz @Clawnch_Bot @moltroad @noahevers_ @moltbunker @ClawshiAI maybe is time