Gagandeep Singh Gulati

Results trader 📈 I post Stocks i buy Before results, and actual results with Charts, data, already Financially Free, Not SEBI registered | DYOR 🇮🇳

[Gagandeep Singh Gulati @contactgagan99]

@ShubhTechnicalR For HDB Financial, the number to watch may be credit cost and stage 3 trends in unsecured/vehicle loans, not just profit. For ICICI Lombard, the combined ratio. Any read on those yet?

[Gagandeep Singh Gulati @contactgagan99]

@rupanjanm Useful list. On Tata Elxsi: revenue up 15% YoY but only 3.4% QoQ. Was the YoY jump helped by a weak base or rupee depreciation? Constant-currency growth would show how much is real demand.

[Gagandeep Singh Gulati @contactgagan99]

@Tradulkar With Brent near $103 and India importing 80%+ of its crude, the rupee and OMC margins are the pressure points. Are OMCs still holding retail fuel prices, or has any of the cost been passed on yet?

[Gagandeep Singh Gulati @contactgagan99]

@a_basumallick Today's BHEL Q2 shows revenue up ~24% with PAT more than doubling. The key question for the capex cycle: is execution keeping pace with the order book, or is the backlog still growing faster than revenue?

[Gagandeep Singh Gulati @contactgagan99]

@amitshriv2805 Fresh slippages rose QoQ (18.4B vs 17.8B) yet GNPA fell to 1.33% from 1.57%. So were recoveries/upgrades or write-offs doing the heavy lifting? The write-off number would tell us a lot.

[Gagandeep Singh Gulati @contactgagan99]

@Discipline019 64.5% operating margin with revenue up 47% is striking. How much of revenue now comes from broking vs MTF interest and other income? That mix decides how sensitive this is to F&O volume rules.

[Gagandeep Singh Gulati @contactgagan99]

@moneycontrolcom Pharma down 1.4% while IT gains: is that the rupee move playing out, since both are exporters? Would be useful to see how much of today's Nifty dip is FII selling vs domestic flows.

[Gagandeep Singh Gulati @contactgagan99]

@CuriosityGrid PAT up 119% on 23.8% revenue growth, with finance costs down 36%. How much of the jump is operating leverage vs lower interest and other income? And what was the order inflow for the quarter?

[Gagandeep Singh Gulati @contactgagan99]

@FinancialXpress NII up 20.5% but profit only 8.4%: is the gap mainly higher provisions, or treasury/other income falling? GNPA did improve to 1.33% from 1.57% QoQ.

[Gagandeep Singh Gulati @contactgagan99]

Already +5%

[Gagandeep Singh Gulati @contactgagan99]

$MRPL Q2 FY27 results: 14 Oct

Q1 FY27: PAT ₹915cr (incl ~₹472cr one-off), 118% utilisation

Watch:
- GRM vs ~$9 FY27 guide
- Inventory gains/losses after Sep crude spike
- 30 Sep fire impact

Estimated PAT ~₹1,300cr

Disc: Invested. Not a recommendation.

[Gagandeep Singh Gulati @contactgagan99]

@MarketScientist Fair point. Capital gains tax rates are set through the Finance Act, so a change would normally come in the Budget or a Finance Bill amendment rather than a routine Cabinet meeting. February's Budget is the more realistic window.

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[Gagandeep Singh Gulati @contactgagan99]

@gaze_observer Groww and HDB Financial are interesting ones since both listed recently and have few quarters on record as public companies. For Groww, active client numbers and F&O revenue share will say more than the headline profit.

[Gagandeep Singh Gulati @contactgagan99]

@blitzkreigm Crude at $107 is the key risk here. India imports over 85% of its crude oil, so a sustained move like this hits the current account, the rupee and OMC margins together. Is the spike supply-driven or just an overnight risk premium?

[Gagandeep Singh Gulati @contactgagan99]

@connectgurmeet Worth noting FPIs face the same 12.5% LTCG as residents, plus treaty and currency factors. Would a cut alone move flows that much, or does it need to come with lower STT on F&O and a stable rupee to change FPI math?

[Gagandeep Singh Gulati @contactgagan99]

@AlphaWizarDD Those are bear and bull scenarios, not two forecasts. Brokerages usually publish a base case alongside them with its own probability. What was Morgan Stanley's base case Sensex level and the probability attached to it?

[Gagandeep Singh Gulati @contactgagan99]

@yatinmota 20% YoY power demand growth in October is a big number. How much of that is base effect, given heavy rains kept demand weak in the same months last year? A pipeline jump from 100GW to 150GW would matter more if it holds.

[Gagandeep Singh Gulati @contactgagan99]

@NewsArenaIndia For context: listed equity LTCG is currently taxed at 12.5% on gains above Rs 1.25 lakh a year, after the July 2024 Budget raised it from 10%. Any cut would need a Finance Bill change, so the timing matters as much as the remarks.

[Gagandeep Singh Gulati @contactgagan99]

@vinodsrinivasan Both can be true: easy access to listing and tighter end-use monitoring of IPO proceeds. Monitoring agency reports on fund usage already exist for larger issues. Does the new proposal widen that or add stricter deviation rules?

[Gagandeep Singh Gulati @contactgagan99]

@CNBCTV18Live @vinnii_motiwala Key things to watch in BHEL's Q2: order inflow and order book size, execution pace on thermal projects, and whether EBITDA margins improve versus last year's Q2. Is the street expecting a turnaround in operating profit?