The next practical step for any neobank running a BaaS model is unsecured credit.
Think about it you already offer users virtual accounts, they spend , store, and grow their money. Borrow is next.
You’ll need to verify the inflow deposits made. why not use @Cr3dentials
@joinCero Onchain credit cards are the future. Let's chat about how we @Cr3dentials can help you verify the digital economy so they can access credit lines 👀
@Credence_One And verifying your user earning across platform like YouTube, Shopify etc via @Cr3dentials to provide credit line to more people than just a crypto native but freelancer gig worker etc
Unsecured lending is the next frontier.
Overcollateralized loans only work for people who already have capital. They don’t reach the people who need and use this space the most: creatives, gig workers, freelancers, online merchants.
That’s where we come in @Cr3dentials.
Check this out ⬇️
if you’re a founder brainstorming killer ideas for crypto neobanks, here are some i’ve jotted down for a while now:
• unsecured credit / bnpl
• business banking with payroll support
• trustpilot for crypto cards
• perks aggregators
• reusable compliance identity
who’s already building these, and what else would you add?
Cr3dentials is building the verification infrastructure that changes lives, starting with the digital economy that has always had to prove more to get basic access.
https://t.co/EY4R7wkIaW
@defyneric@FlexSuperApp onchain private credit needs privacy & freedom to verify proof of identity, income, and assets offchain
hints... @Cr3dentials
Cr3dentials is building the verification infrastructure that changes lives, starting with the digital economy that has always had to prove more to get basic access.
https://t.co/EY4R7wkIaW
“The businesses that need capital most are not going to come to you because your tech is impressive.
They are going to come because you made the path to funding shorter than anything they have seen before.”
That is the bar we are building to.
Full conversation with Ali on the CR3POD.
https://t.co/MGfZxVsOX2
@SemudaraAbayomi@Metachaser24@Cr3dentials wow this is superb , immediately an idea pops in your mind you had better act on it asap. I am coming first let me check my notebook of ideas
At @Cr3dentials we’re optimizing for UX. zkTLS is known to have some friction in this sector, and as a B2B2C company that’s something we take seriously. Plaid set the gold standard here, and we’re building toward it.
Looking for someone who can show off our UI/UX to the public. A motion designer is preferred.