Cross River Bank

Powering the future of financial services. We deliver innovative embedded payments, cards, lending and crypto solutions to millions of consumers and businesses.

[Cross River Bank @crossriverbank]

A major breakthrough for modern payments. 💥

Cross River is one of the first regulated US banks to settle stablecoin transactions onchain as part of @Visa’s stablecoin settlement pilot, using @Circle’s USDC over Solana.

This is a foundational shift in how money moves. Our unified infrastructure supports both stablecoins and fiat, creating interoperability between public blockchain networks and the core U.S. payment rails for near-instant, 7-day settlement.

🔗 https://t.co/hweRt8NWZ0

[Cross River Bank @crossriverbank]

Last night, we were honored to partner with Setpoint to host Capital Conversations as part of #NYTechWeek.

It was an incredible night bringing leaders across the asset-backed finance community together to create meaningful connections within the industry and exchange great ideas.

Thank you to everyone who joined us!

#IndustryLeaders #Networking

[Cross River Bank @crossriverbank]

The demand for faster, more transparent settlement has been increasing. Stablecoins are meeting that demand. Being among the first to support onchain card settlement on the @Mastercard network is a validation of what we've been building toward: digital asset rails and traditional payment infrastructure operating seamlessly, side by side. We're proud to be at the forefront of this evolution.

[Mastercard @Mastercard]

Today, Mastercard is announcing plans to expand settlement capabilities to include stablecoin, intraday, holiday, and weekend options, giving partners more choice in how and when transactions are settled. That means we’re:

✅ Enabling greater choice to settle in fiat or regulated stablecoins

✅ Improving liquidity management for time sensitive, cross border flows

We’re supporting settlement with @Circle’s USDC, @Paxos-issued stablecoins including USDG,USDP and @PayPal’s PYUSD, @Ripple’s RLUSD and @SoFi’s SoFiUSD across a range of supported blockchain networks including Arbitrum, @Coinbase’s Base, @CantonNetwork’s Canton, Ethereum, @0xPolygon, @Solana, @Tempo and XRPL. ARQ Finance, CBW Bank, @crossriverbank, @Lead_Bank and @Nuvei will be among the first to support.

[Cross River Bank @crossriverbank]

Social media is where commerce, banking, and community are converging. The platforms that integrate embedded finance into their user experience today will define how millions of people interact with money tomorrow.

Scroll to see how embedded finance can reshape social media ⬇️

[Cross River Bank @crossriverbank]

With most of fintech still using the same playbook, differentiation is now migrating from features to primitives and companies need to adjust their strategy accordingly. Once you own the primitive, the features build themselves on top of it.

By 2028, fintech and crypto will no longer be separate categories and the winners are already building as if that future is true. In his new Insights piece, our Head of Crypto, Luca Cosentino, is diving into why this change is happening now and how businesses can come out ahead in the next era.

Read here: https://t.co/tU706B9CA8

[Cross River Bank @crossriverbank]

Our May #MonthlyInsights newsletter is here – highlighting the trends and innovations shaping this month, including:

-> Why traditional cobrand models are losing leverage and the ways issuers can adapt to how consumers are spending and engaging.
-> The five stablecoin-linked card programs we’re seeing in the market and how to choose the right model.
-> The three implications that matter most for institutions building in digital assets today.
-> Reap's $600M sale to Payward, where our fintech-native investment bank, CRB Securities, served as financial advisor to Reap.
-> The decades of leadership experience across financial services Evan L. Russo brings to our Board as Lead Independent Director.

Discover what’s driving fintech forward: https://t.co/XOhsSXoudA

[Cross River Bank @crossriverbank]

Proud to announce that we've been recognized by @FinTech_Futures as the winner of the Top Innovation in Banking – Consumer Focus category at the Banking Tech Awards USA for our stablecoin payments infrastructure!

This award is a true reflection of our commitment to bringing finance onchain by unifying fiat and digital asset flows within a single compliant infrastructure, eliminating the fragmentation of modern money movement.

Thank you to FinTech Futures for this honor!

[Cross River Bank @crossriverbank]

Onchain finance is ready to scale. What's missing is the coordination layer between institutions. An open standard solves this.

We're proud to be a founding partner of Open Transaction Layer, an initiative building shared protocols for identity, messaging, and transaction coordination.

🔗 https://t.co/e5n8qx7zMD

[Cross River Bank @crossriverbank]

As part of NY Tech Week, our Chief AI Officer, Pravesh Rijal, is speaking at the AI for Finance Summit. He’ll discuss how alternative data, prediction markets, and AI are reshaping research and trading across capital markets.

If you’re attending, don’t miss this discussion!

[Cross River Bank @crossriverbank]

This Memorial Day, we honor the brave men and women who sacrificed their lives in service to our country. Today and always, we remember their courage and dedication. At Cross River, we are proud to stand with those who protect and defend our values.

[Cross River Bank @crossriverbank]

What better way to kick off a long weekend than with a cheese tasting? Our team came together to sample, savor, and connect over an incredible spread. 🧀

Great people, great flavors, and a great way to head into the holiday. Happy long weekend!

[Cross River Bank @crossriverbank]

Better financial tools should reach everyone.

We're proud to back Center for Accelerating Financial Equity (CAFE) and enable the expansion of its Fintech Accelerator in Delaware. Together, we're helping scale fintechs that serve LMI communities and strengthen financial futures.

[Cross River Bank @crossriverbank]

Industry commentary is putting more pressure on traditional banks to transform into fintech platforms, but the same market dynamics powering growth are also creating brutal natural selection. So how can banks succeed in the fintech space?

Our Head of Product, Andrew Lambert, is breaking down why most banks don’t need to become a fintech platform and how banks can still come out ahead: https://t.co/jaCtvagkxb

[Cross River Bank @crossriverbank]

We partnered with Yes, M.I.S.S. Inc. to conduct mock interviews with students at P-TECH High School, helping them build career confidence and sharpen their interview skills ahead of graduation.

These students are driven and ready for what's next. The future is in good hands!

[Cross River Bank @crossriverbank]

We are proud to announce that our Commercial Banking Group was named “CMBS Issuer of the Year” in Global Capital’s 2026 US Securitization Awards for their milestone $288 million CMBS transaction.

One of the first securitizations of seasoned commercial real estate assets completed by a technology-forward bank in the Tri-state Area, this award reflects our capital markets expertise.

#GlobalCapital #Securitization #CMBS

[Cross River Bank @crossriverbank]

Stablecoins are entering the mainstream, and the next challenge is less about access and more about utility at scale. Mainstream adoption means meeting users where they already are and allowing them to spend stablecoins with the cards they already have in their wallets.

Stablecoin-linked card programs are at the center of this conversation, and the entire architecture hinges on a single decision: when, or whether, stablecoins are converted to fiat.

So how do you choose the right model? Our VP of Crypto Product, Cecilia Rogers, is breaking down the five distinct stablecoin card models we see in the market today and what to consider when choosing a model: https://t.co/ZXlrN9HIuh