عفة

💎 Takaful Advisor 🎓Psychology Graduate

[عفة @cstyciffah]

[Help RT] Financial Consultant Part time/Full time

✅Commissions last for 6years
✅Travel overseas every year for free
✅ Chance to win gadgets for free
✅ Unlimited income
✅ Flexible working hours
✅ Retirement savings

Apply today!
@MauKerjaMY @Oh_KerjaKosong
#kerjakosong

[SimTzeTzin 沈志勤 🇲🇾 @simtzetzin]

Medical insurance - Rakyat won 💪🏻

Today Bank Negara Malaysia announced interim measures for medical insurance premium hike:

1. Max 10% increase (2024-2026)👍

2. Moratorium for senior citizens for 1 year (minimum plan)👍

3. Reinstatement of lapse and surrendered policy due to 2024 hike👍

4. ITO will provide alternative plan for whoever wants to change plan 👍
(For details read full BNM statement)

These measures are absolutely good news for all the insureds and the Rakyat.

First, the credits must be given to the rakyat. The rakyat fought bravely through social media, keeping big pressure and by writing emails to PKR MPs. Finally the parliament and Government heard your voices.

For the first time in Malaysian history, the rakyat fought back big and powerful corporations. It is unprecedented. ❤️

Secondly, these changes and reforms can only happened under the leadership of PMX @anwaribrahim who has always have the heart of the poor and needy. PM’s humanity definitely changes the course at the top of the Government.

Thirdly, we want to thank @BNM_official for intervening and come up with these meaningful solutions. Special thanks to the Governor of BNM.

Lastly, We also would like to thank Insurance and Takaful Operators for the compromise. A sustainable MHIT industry will be best for your corporations. No customer no company.

However, I urge the rakyat to continue to be vigilant. The fight for a sustainable MHIT ecosystem is going to be long. Medical inflation is not going away.

Next, I will start paying attention to private hospital charges. Please email: https://t.co/[email protected] if you have complaints about private hospital charges.

Let’s continue the struggle together.

Sim Tze Tzin
MP Bayan Baru

[Mind and Glory 🎖 @mindandglory]

9 visuals to help you make sense of life.

1. A lifetime for overnight success.

[Ain Nurina @ZeAinNurina]

Dreams do come true! Alhamdulillah 🥺💗
#DisneyxLoucase

From one day: To day one:

[rigel @christinafied]

derek shepherd meredith grey

[izx @soyoulikeart]

Happy new year

[Princess Jiee ◡̈ @najihahshahrel]

If only we have adultzania...

[Orang Kampong @wanwanwan_wan__]

Ni contoh drainage system yg ade kt Kasukabe, Jepun sbb kaw ni selalu banjir.

Kedalaman 160 kaki (50m)
Panjang 4 batu (7km)

Bolehla propose teknologi ni kt pihak berwajib utk dibuat kt negeri kritikal

Stop build shopping malls, skyscrappers, houses!

#DaruratBanjir

[Isyraf Zulkifli 𝕏 @theiceraf]

Percayalah, doa yang kamu ulang hari hari akan terkabul tepat pada waktunya. Be patient, God's promise is sure.

[Dr Nimelesh @HausofHilton]

Berapa kali lah nak cakap Vaksin tu tidak boleh mencegah jangkitan covid 100% tetapi ia boleh mencegah jangkitan teruk covid yang menyebabkan komplikasi.

Berapa banyak dah nyawa yang sudah hilang sebab covid.

[Niesh 🕊️| Parfum Dinda Arya @anisaniesa]

I menangis bila dengar seorang ustaz ni cakap

“Antara tanda untuk kita lihat Allah memakbulkan doa kita ialah apabila Allah mengingatkan kita untuk memohon permintaan itu di hati dan mulut kita. Allah yang ingatkan. Bila Allah selalu ingatkan, maksudnya Allah nak bagi”

[Khairulaming @khairulaming]

dah macam2 tweet aku baca, but aku cuma nak ckp yang kita semua dah dewasa. pls jgn control life org lain. dgn siapa dia nk berkawan, siapa dia nak lepak, itu semua hak org tu. cukup la zaman sekolah rendah je ada problem mcm ni. pls respect life orang lain

[not pel @pelisahh]

tak suka that azf*rwhatever guy jugak but part "Too bad we can't have a say to our favourite influencer, dengan siapa diorang boleh lepak semua" tu macam huhhhhh??? why would anyone dictate who someone can and cannot be friends with 😭

[Paul Tan @paultantk]

given that ismail sabri said interstate travel would be opened for all states simultaneously, i suspect 90% malaysia isnt the only target we have to hit.

there are still 5 states under 80% and sabah is still under 70%

we might have to wait for them

[Life means ☽̶☾ 🫶 met 4/9 exo members ✨ @tuchicafan88]

Ali is the most unproblematic & best character of squid game. Fight me!
I want Justice for him!!

[Khairy Jamaluddin 🇲🇾🌺 @Khairykj]

Assalamualaikum.

[Ihsan Ihsani @ihsanlikestoeat]

Y'know we're fucked when you can't decide whether 23,564 new COVID-19 cases or Ismail Sabri being confirmed as Malaysia's 9th prime minister is the worse news of the day

[Diana Danielle @ImDianaDanielle]

Dine in for only the vaccinated? Jap, haritu I masuk kedai kan nobody checked to see if i had really completed my vaccination. With businesses getting more desperate, I don't think they'll check or turn down customers. Ready ke utk dine in? Good luck

[Aniradnan 🦙 @iraadnan_]

Siti sarah’s songs will hit differently now. An angel with one of a kind voice, a mother and a loving wife. Although she battled with this covid disease, she managed to leave a last gift to her husband, their newborn baby. Al fatihah Siti Sarah Raisuddin.

[عفة @cstyciffah]

@izzatinad @izahnajwa_ Jgn apply kat real life je la. Pewnard aque dok sebelah 🥴