opinionated guy

just an everyday sports fan.

[opinionated guy @cuervofox]

@EdKrassen I wish, up over 5 now

[opinionated guy @cuervofox]

@realtrumpstein Unless your in politics, then it's okay. 💯🔥

[Washington Women’s Basketball @UW_WBB]

HUSKIES WIN!!!

[opinionated guy @cuervofox]

@GovBobFerguson Disturbing is the amount of tax you your getting from us. Fix your shit before asking us for more damn handouts .

[opinionated guy @cuervofox]

@RSherman_25 Woman 🤣🤣🤣🤣🤣💯

[opinionated guy @cuervofox]

@Reese10Angel Delusional posts 😂 cc the GOAT.

[WestCoastCFB @WestCoastCFB]

Rome Odunze goes for 128 yards and 2 TD’s

[opinionated guy @cuervofox]

@CaitlinClark22 Caitlin the goat!

[John @iam_johnw]

The fact that it was some ole miss frat guys on the other end of the shedeur sanders prank call is nasty work https://t.co/QB6vHbFeCI

[opinionated guy @cuervofox]

@Reese10Angel Brick barbie, come on now

[Mark Cuban @mcuban]

. @BillAckman @elonmusk @doge if you want more, on the healthcare side too, I got trillions worth.

The arbs in this industry are insane. For instance, here is an example of how insurance companies with Pharmacy Plans for traditional Medicare game their plans to push people to Medicare Advantage

In their traditional Medicare Pharmacy Drug Plans, they use co-insurance. Which means the patient pays a percentage, usually around 20% of the retail price that they effectively set themselves. So a $600 drug like Elliquis costs them $120 each month

They don't use co-insurance for their Medicare Advantage plans where they profit about $1747 per year per patient.

So one has $120 monthly costs. The other has maybe a $25 co-pay.

So they are pricing to push people to their most profitable plans and extract more money in Medicare PDP plans

The bad part, beyond the money out of pocket that should be far less, is that CMS approves all of these plans and did nothing to help reduce the out of pocket for those with PDPs. They are stuffing money onto the pockets of the plan owners

[Mark Cuban @mcuban]

Want to know one of the biggest problems in healthcare? Deductibles.

Deductibles are defined by the plans the insurance companies design. Then they are approved to be offered by the feds or employers. Then we the people decide what deductible we want when we choose our plans.

Often we choose higher deductibles because we are healthy or because we can only afford the lowest premium plan.

When we got get care and can't pay our deductible for whatever reason, you know who takes all the credit risk and losses?
Doctors, hospitals and caregivers

They have ZERO to do with designing, selling or choosing the plans.

But when you can't pay, they are the ones that become the bill collectors we hate. The ones that put millions into default and bankruptcy,
DESPITE HAVING NO SAY in the plans and deductibles we all choose.

That is one fucked up system that needs to be redesigned.

Next time I'll tell you how insurance companies decide not to pay what they contractually owe to the hospitals and use delay tactics like denials, they know they will approve , just to earn interest on premiums.

And the hospitals aren't innocent. But I'll let them off the hook for now because they have to take anyone that walks in the doors

@BillAckman
@elonmusk
@DOGE
@RobertKennedyJr
@DrOz

[opinionated guy @cuervofox]

@mcuban 😂😂 Rich people rules are different, you know that.

[opinionated guy @cuervofox]

@HillaryClinton Pay it back you thief, that should be jail time for you. It would be for us.

[opinionated guy @cuervofox]

@HawleyMO No prayers!

[opinionated guy @cuervofox]

@RepMTG Didn't you sleep with your trainer? Bible my azz 🤣 talking out the side of your neck like usual!

[opinionated guy @cuervofox]

@GovInslee

[opinionated guy @cuervofox]

@Reese10Angel Lost the rookie race so comes a fake injury lol. Classless at best. No skills, unjust media attention. Many others deserve the attention

[opinionated guy @cuervofox]

@Reese10Angel Lmao rebound her own missed shots, wnba clown. 🤣🤣

[opinionated guy @cuervofox]

@RepMTG You signed up for it, do your damn job