@w0rldw1dew3b@ShankMods I think a large part of it has come down to the fact of the size of modern games. I don't think many PC owners bought Blu-ray drives when they came out so using CDs to install an 80-100 gig game is not feasible. Most people don't even have cd drives nowadays.
@TheLaurenChen That's not quite correct. Most federal student loans had their interest rates cut to zero during the pandemic. It was only until last summer that interest started accruing again.
@Six_senseNeo@_GAi92 I don't think they dumped algae. I saw a clip from CNN where they tested the water and there was a high level of phosphates in it. There's a chance someone dumped fertilizer to cause the algae to regrow.
@k3r2igh24r49036@ErwinHugger Yeah it's an astronomical amount of hydrogen peroxide that they need to pour into that pool in order to cause any significant damage. I think it was like over 100,000 gallons.
@MoronMining When I was visiting CA a few years ago, I went into a public bathroom in a park and had to immediately leave. It was the nastiest thing I've ever seen.
@MW4Liberty You do realize that in no knock raids police don't announce themselves right? The goal of a no knock is to take the subjects by surprise and prevent them from reaching any potential weapons.
@BK_McCallum Yeah all stand your ground is is a lack of a requirement to retreat when faced with a deadly force threat. It still requires you to be facing a threat of death or serious bodily injury before using deadly force.
@LCLChicago1966@MatrixMysteries Yep it's called the truth in lending disclosure. It breaks down how much you're expected to pay over the life of the loan as well as generally gives a breakdown of the first 5 years of your payments.
@HarmanatorNYC@MatrixMysteries Regrettably, many loan programs require escrow with your bank. Many borrowers don't have the option to pay their taxes and insurance separately.
@Cody6949169096@MatrixMysteries What they want you to do is make your payments on time and in full as the borrower agreed to. And depending on how he rate environment goes, they might even want you to make extra payments to pay off your loan quicker so they can free up the capital to lend to someone else.
@Cody6949169096@MatrixMysteries No they don't. Not a single lender wants to repossess your home. They are not real estate companies and it costs them a massive amount of money to foreclose and try to resell the home. Most foreclosures result in the bank taking a significant loss.
@Chase126David@KurtSchlichter If you're smart it can work for you. I did an IDR for my loans. I paid the minimum do every month and then paid an extra hundred bucks onto my highest rate loan. This allowed me to pay down my 6% loans much quicker and now I only have two 3%
@DisavowedVet@KurtSchlichter The moment interest was turned on again, I started making my payments. I'd rather keep that money in my savings/investments then pain on a 0% loan.
@DisavowedVet@KurtSchlichter Not necessarily. It depends on whether her loans were subsidized or unsubsidized. Subsidized loans had their interest waived and set to zero during the forbearance. I didn't make a single payment on my loans because they weren't accruing any interest.
@markhlyon@PunterNavarre@KurtSchlichter Exactly, I'm not sure why she's complaining as she's about to get a massive windfall from the government. If it's going to be forgiven, she did the smart thing by only paying the minimum to qualify.