Dan Joe

Navigating through life

[CDcare (Techstars ‘22) @CDcareNG]

Itel Power Tank, Power Go Pro or Power Go?

PAY SMALL SMALL with CDcare.

Compare 2-month, 4-month and 10-week plans, with standalone and solar options.

Shipping follows required payments, verification and availability.

Delivery fee applies.

Choose your planItel Power Tank, Power Go Pro or Power Go?

PAY SMALL SMALL with CDcare.

Compare 2-month, 4-month and 10-week plans, with standalone and solar options.

Shipping follows required payments, verification and availability.

Delivery fee applies.

Choose your planItel Power Tank, Power Go Pro or Power Go?

PAY SMALL SMALL with CDcare.

Compare 2-month, 4-month and 10-week plans, with standalone and solar options.

Shipping follows required payments, verification and availability.

Delivery fee applies.

Choose your planItel Power Tank, Power Go Pro or Power Go?

PAY SMALL SMALL with CDcare.

Compare 2-month, 4-month and 10-week plans, with standalone and solar options.

Shipping follows required payments, verification and availability.

Delivery fee applies.

Choose your planItel Power Tank, Power Go Pro or Power Go?

PAY SMALL SMALL with CDcare.

Compare 2-month, 4-month and 10-week plans, with standalone and solar options.

Shipping follows required payments, verification and availability.

Delivery fee applies.

Choose your planItel Power Tank, Power Go Pro or Power Go?

PAY SMALL SMALL with CDcare.

Compare 2-month, 4-month and 10-week plans, with standalone and solar options.

Shipping follows required payments, verification and availability.

Delivery fee applies.

Choose your plan.

[PENN GAELEFAITH @PGaelefaith]

What you need to know about clove water today.

[Toby @TomolaGroup]

This is how I would spread ₦150m

Emergency fund: ₦15m
Fixed income: ₦50m
NGX stocks: ₦35m
Dollar assets: ₦15m
Land and documentation: ₦25m
Car: ₦10m

Emergency fund first. ₦15m in a money market fund you can withdraw from in 24 to 48 hours. This is the money that stops you from selling your investments when life happens.

Fixed income ₦50m
• ₦20m in a second money market fund, so all your cash is not sitting with one fund manager
• ₦30m in FGN bonds and treasury bills, staggered across different maturities so something pays out every few months

NGX stocks ₦35m, bought in 3 tranches over 3 months
• Banks ₦12m: GTCO, Zenith, Stanbic IBTC
• Telecom ₦8m: MTNN, Airtel Africa
• Oil and gas ₦8m: Aradel, Seplat
• Cement ₦7m: Dangote Cement

Dollar assets ₦15m
• ₦9m in an S&P 500 ETF like VOO, which spreads your money across the 500 biggest US companies
• ₦3m in Nvidia
• ₦3m in Amazon

Your naira can lose value even while your naira returns look good, so part of the money should earn in dollars.

Land ₦25m, with at least ₦2m to ₦3m of it set aside for survey, title search and C of O. Cheap land with bad papers is the most expensive thing you can buy in Lagos.

Car ₦10m. Buy a car you can maintain without stress.

₦150m is not a lot of money if it doesn't pay you. The goal is income, protection from naira losses, and enough cash that you never have to panic sell.

https://t.co/ihDdqq7AbY

[Mazi Ndu @maziNdu4Real]

If you ever stumble into ₦200M, forget about high risk investments and protect that money like mad.

Preserving 50% of that money in an MMF will earn you 17,000,000 annually, while keeping your capital safe.

Investing 50% of ₦200M in a T-bill will earn you 16,250,000 (discount earned) with almost zero risk.

Locking that 50% in a Fixed deposit for 365 days will earn you 18,000,000.

You can use these earned interest to go into high risk investments, your main capital will be safe.

You have to know when to switch from capital growth to capital preservation.

[Sonia @BalogunSonia4]

B-Lord and VDM make all sort of noises on social media about their Solar Power stations. They are deceiving many Nigerians telling the people that it's the best because of their ignorance concerning Power station. I have been using Solar Power Station in my office going to two years. I can tell you for free, none of those things VDM & B-Lord shipped into Nigeria will ever compare to Itel.

You see this ITEL POWER TANK: 500W/1KWH, it's a monster. It will power your home without stressing you. From inverter freezer to your washing machine, and will keep your fan blowing from night to morning especially during this deadly heat period.

The day I bought my first power station was the day I retired my generator. Get one for your office, and even your home today.

I am not selling this device. I just believe that ITEL deserves their flowers. The device is ITEL POWER TANK. Get one for yourself today and thank me later.

[Dan Joe @danjoeworld]

@Nafeesa14044 @DONJAZZY 001 clout chasers

[Dan Joe @danjoeworld]

@AjayHadiya6 Stop masturbation and thank me later

[Dan Joe @danjoeworld]

@mrgnsports 222

[Dan Joe @danjoeworld]

@isntayo Gay supporting Gay

[Dan Joe @danjoeworld]

@234jonn Younger brother abi sister

[Dan Joe @danjoeworld]

@Noray457 Who be this transgender

[Dan Joe @danjoeworld]

@OlamideLammyjoy @Paul_Bush_man @yabaleftonline Your mama suppose abort you earlier before you became a disgrace to humanity, na fufu dey your brain

[Dan Joe @danjoeworld]

@NOTJUSTOK Davido is busy out there constituting nuisance with one serpent streamer

[Dan Joe @danjoeworld]

@PUGGS_ Marry a psycho? You self na psycho too

[Dan Joe @danjoeworld]

@instablog9ja Like father like son, snake must born it’s kind.

[Dan Joe @danjoeworld]

@APSTDRLUCKYENI I think your so called father has secretly done DNA and discovered that you are not his biological daughter and wants to punish you

[Dan Joe @danjoeworld]

@Imranmuhdz We are in deep trouble 😢

[Dan Joe @danjoeworld]

@yabaleftonline She’s making sense even though she doesn’t have sense

[Dan Joe @danjoeworld]

@moon_n_art @Ghost_Valhalla_ @Paul_Bush_man @yabaleftonline Homo you go cry

[Dan Joe @danjoeworld]

@JumahSuk @_Jaredad 001 of X beggars, you go kpai before the election and na hunger go kpai you