@madmanweb Irrespective, whether they were insured from earlier or taking a cover now, premiums will be the same for both categories. Risk rated at 15 percent of sum insured or thereabouts
@madmanweb The question that needs an answer is as follows:
Can they get a cover in case they have severe pre existing morbidities ? If it’s a simple case of hypertension or diabetes, yes they can. But a case of cardiac ailments or any such severe past history, they will find it difficult
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@deepakabbot Indeed it is fixable
What’s needed is :
Smarter auto adjudication rules for approvals based on treatment and negotiated rates
Faster claw backs for wrong approvals s-hospitals don’t loose money
Integrations between hospitals HIS and insurers to review treatments in advance
@aravind What may happen is we bleed the dollars out of Pakistan basis an elongated and hence expensive war. While getting them back into FATF. On the other hand a deal with US with a back to back deal with China to save both their economic challenges may serve our interests better