For the man who turned passion into poetry and fire into faith. ๐ฅ
Happy 3๏ธโฃ7๏ธโฃth Birthday to,
๐ The King,
๐ฅ The Run Machine,
๐ The Chase Master,
๐ฅถ The Clutch God,
๐ The G.O.A.T
๐ซถ Virat Prem Kohli ๐ฅฐ
The game is richer because of you. โค๏ธ
#HappyBirthdayViratKohli
After 20 years:
- Total Investment in SIP: โน14 lakhs
- Total Returns from SIP: โน79 lakhs
- Net Gain After Subtracting Investment and Interest: โน21.69 lakhs
This strategy effectively neutralizes the interest paid on the loan and creates additional wealth.
To counterbalance this interest, a simple strategy can be implemented. Start a Systematic Investment Plan (SIP) alongside your loan:
- SIP Amount: 0.15% of the loan amount (โน6,000/month)
- Investment Option: Index funds (average return ~14% annually)
In 2025, focus on:
1. Investing in SIPs regularly
2. Diversifying your money (stocks, mutual funds, gold)
3. Building an emergency fund first
Wealth grows with patience, not shortcuts!
I recently found myself stuck in a rut, feeling like my creativity was at a standstill
But then I remembered the power of taking a step back and diving into deep work sessions
The results were incredible
- new features
-bug fixes
-and a refreshed sense of passion for what I do