Doug Price

WORK HARD: Software Architect. Air Force Academy Graduate. Gym Rat. PLAY HARD: Steeler Fan. EDM DJ. Dance. Beach. Vegas Baby! Patriot 🇺🇸

[Doug Price @DougPrice]

@soran0312_ 16

[Brad Garlinghouse @bgarlinghouse]

HUGE news! @Ripple just received conditional approval from the @USOCC to charter Ripple National Trust Bank. This is a massive step forward - first for $RLUSD, setting the highest standard for stablecoin compliance with both federal (OCC) & state (NYDFS) oversight.

To the banking lobbyists – your anti-competitive tactics are transparent. You’ve complained that crypto isn’t playing by the same rules, but here’s the crypto industry – directly under the OCC's supervision and standards – prioritizing compliance, trust and innovation to the benefit of consumers. What are you so afraid of?

[Doug Price @DougPrice]

@ThatoneXRPguy @VincentSco72192 Some company may come out with better tech BUT it will take them a decade+ to acquire all of the money transfer licenses and regulatory approvals around the world Ripple has. XRPL tech is continuously being improved and more than sufficient already. Vincent is right. USA Laws!🎚️

[Doug Price @DougPrice]

@thetimetraveler

[BRAVE NEW CRYPTO WORLD @bncryptoworld]

This will go down in history as the Great Shakeout of 2025, and I'd like to offer some perspective, some positivity and hope for people in the crypto market here.

Lots of people are clearly hurting now, we've been delivered multiple punches recently and lots of people are showing signs of losing faith, some partially and some altogether. Losing money is painful and it is without doubt an emotional game.

Do bare in mind that everything is only ever a paper win or loss until you have actually sold.

The greatest victims in this market are those who think they can outsmart or guess where the market is going by leveraging and longing or shorting the market.

Trading with leverage in the crypto market is financial suicide - just stop it, it is the fastest way for people to destroy their chances within what is the greatest wealth accumulation opportunity of all time.

I have always remembered Raoul Pal's ( @RaoulGMI ) position on it, leveraging has always been a key part of his @RealVision's "Don't Fuck This Up" thesis, and today those words couldn't be more abundantly clear.

Lots of people are crying about market manipulation, yet they are out there placing leverage, long or short positions. Is this not a bit like playing poker and letting everyone know what your cards are before they lay their hands?

All we are doing here is allowing the exchanges, the market makers, the institutions and the whales to enter the market with far greater financial power to counter positions and liquidate them, which is what is repeatedly happening. I've no idea how people do not recognise this.

For everyone who are shouting the market is over, or are sitting there fearing as much, just take a step back and look at the bigger picture.

We are on the verge of a solid rate cutting cycle. Trillions of dollars of debt across the world needs to be refinanced. QT is about to end which will be followed buy QE, massive liquidity is going to be flooding in. The entire global monetary system is in the process of being migrated on-chain. No bear market has ever been born out of fear, it comes from peak euphoria, which we clearly haven't even touched. We have key regulatory acts that are on the cusp of being announced. Financial institutions are buying crypto. Actual countries are buying cryptos. ETF's are being approved. We are in the glorious position of being able to take part in what is the greatest financial revolution of all time - let that sink in.

The reality is the crypto space has never, ever looked this bullish before and what we are seeing now will go down as the greatest shakeout. Don't become a victim of it.

I have always said that the key to maximising the gains in this market is to buy solid utility projects with real fundamentals that will attract real adoption. Buy with conviction, hold and do nothing. Shut out the noise, and simply do nothing. It is also the key to riding the multiple drawdowns that are characteristic within every bull cycle, and now is no different.

Crypto isn't for the faint-hearted, you have to program yourself differently when navigating this market.

Those who overestimate their own intelligence, who are constantly buying in and selling out, changing lanes, thinking they can predict the market, taking long and short positions and chasing dick-driven greed through insane leveraging will invariably become the fallen soldiers of the market, and will ruin their chances in the greatest wealth accumulation opportunity of all time. And those who buy, hold, shut out the noise, and do nothing, will most likely achieve the success they set out to achieve.

I can't emphasise this enough but for anyone who is looking to educate themselves and to gain an advantage in navigating the crypto space, and who want to develop an understanding of the things that truly drives asset prices, take a look at joining Real Vision @RealVision, it is by far the best thing I ever did.

The team are incredible and it has a fantastic community for you to connect with. The information and insights they part with is pound-for-pound the most valuable alpha and intelligence that you could possibly absorb. The intelligence and understanding you will gain will help you to sail through these shit storms with a far greater calmness, to take a step back from the chaos and shut out the noise.

As always, stay calm and don't fuck this up.

Holders will outperform traders.

[Doug Price @DougPrice]

@ValerieAnne1970 I had LASIK 18 years ago and was the best decision I ever made. I had dry eye for about a year after but went away and never an issue since. My vision went from 20/70 to 20/10, better than perfect. No halos at night. No pain. And don’t need reading glasses yet. Guess I was lucky

[Eleanor Terrett @EleanorTerrett]

🚨JUST IN: A joint dismissal of appeals has been filed by the @SECGov and @Ripple, officially bringing their nearly five-year legal saga to a close.

[Doug Price @DougPrice]

@CryptoWizardd

[Doug Price @DougPrice]

@Volonaut Take my money

[Doug Price @DougPrice]

@dde_mo2442 XRP and XLM price showed significant growth in Q2. Probably a coincidence https://t.co/ZX0zshl1Hs

[Federal Reserve Financial Services @FRBservices]

This just in! New data for #FedNow Service transaction volume in Q2 shows significant growth. Learn more: https://t.co/myRGIkgHmI #instantpayments #payments #paymentsindustry #FederalReserve

[Doug Price @DougPrice]

@freddyriz @stoolpresidente The self-proclaimed leader of the XRP Army has an “XRP guy”? 😂 Great cover for not paying taxes on his XRP 🤷🏻‍♂️

[Doug Price @DougPrice]

@JohnDParody ClO2 gas works even faster. 5 activated drops in plastic cap (size of the spot). Cover the spot with cap so gas is kept on it, not the liquid. Hold there for 5 minutes, no longer. Within a week, spot will scab and fall off.

[BNY @BNYglobal]

ANNOUNCEMENT: BNY selected to serve as the primary reserve custodian of @Ripple’s enterprise-grade stablecoin, Ripple USD (#RLUSD).

#BNY and Ripple are jointly committed to paving the way for digital asset adoption at institutional scale and together are helping to bridge the gap between the traditional finance and cryptocurrency ecosystems.

Learn more here 👉 https://t.co/vFaxETcJBD

[Bitcoin Magazine @BitcoinMagazine]

JUST IN: 🇺🇸 Trump's Executive Director Bo Hines says the crypto industry will probably go to “$15-$20 trillion” after stablecoin legislation becomes law.

Bullish 🚀

[Eleanor Terrett @EleanorTerrett]

In addition to applying for an OCC trust charter, @Ripple has also applied for a Fed master account through the trust company it acquired last year — @StandardCustody — which I reported Monday (see below — although I admittedly missed the Ripple connection 😬).

Being granted a Fed master account is a much bigger deal than getting granted an OCC charter in terms of access. It was described to me by a banking lawyer this way: “In terms of tiers, a master account is Diamond, bank is Platinum, trust companies are Gold and money transmitter licenses are Silver.”

The Federal Reserve has historically resisted giving crypto companies direct access to the payment system, even though critics argue it could reduce risk. It’s currently defending that stance in a lawsuit (@custodiabank v. Federal Reserve) over depository institution access to master accounts, with a decision expected any day now.

[Brad Garlinghouse @bgarlinghouse]

True to our long-standing compliance roots, @Ripple is applying for a national bank charter from the OCC. If approved, we would have both state (via NYDFS) and federal oversight, a new (and unique!) benchmark for trust in the stablecoin market.

Earlier in the week via @StandardCustody, we also applied for a Fed Master account -- while Congress is working towards clear rules and regulations, and banks (in a far cry from the years of Operation Chokepoint 2.0) are leaning in, this access would allow us to hold $RLUSD reserves directly with the Fed and provide an additional layer of security to future proof trust in RLUSD.

Ripple always has and will continue to build trusted, battle-tested and secure infrastructure. In a $250B+ market, RLUSD stands out for putting regulation first, setting the standard that institutions expect.

[Doug Price @DougPrice]

@thetimetraveler @H4NDS0M3Z Bro it’s literally your name 😂

[Doug Price @DougPrice]

@XRPcryptowolf Her ruling today was the correct one under the law. And she did give a huge win to Ripple in her Summary Judgment ruling that XRP is not a security. That is the only thing that truly matters.

[Echo 𝕏 @echodatruth]

🚨 As a former mortgage banker, let me be VERY clear:

The FHFA just issued a directive for Fannie Mae & Freddie Mac to begin considering cryptocurrency as an asset in mortgage risk assessments, without converting to USD.

This is MASSIVE.

We’re talking about the 2 giants that hold over $7 TRILLION in housing loans now prepping to allow digital assets as reserves for single-family loans.

You will soon be able to use your crypto stack as part of your home loan qualifications.

No more "sell to qualify."
No more "crypto doesn’t count."
This opens the floodgates for TRUE adoption and marks the beginning of a tokenized housing market backed by the U.S. mortgage system.

This isn’t speculation.
This isn’t hopium.
This is POLICY.

And it’s effective immediately.
#KWYH #XRP #Crypto #HousingMarket #DeFi #BullishAF #SuperCycle

[Federal Reserve Financial Services @FRBservices]

Confirmed: Implementation of #ISO20022 message format on July 14 for the Fedwire® Funds Service: https://t.co/CJ3A7ya2d0 #payments #financialservices #banking