I can learn something from anyone; I can learn something from everyone. Portfolio manager, musician, music history and language nerd, home chef. God loves us.
@olsonplanner@MohammedAlo Tyler, you’re so right. What’s more, debt is a very personal thing. Some people are comfortable with it and some people hate it. You can make all the math arguments you want but if somebody just wants to reduce debt then that’s ok in most cases
@Maura_Gillespie Why would Fetterman want the approval of the playground bully, the one who mocked him so viciously a few years ago? Oh I get it: politics
@AdviserCounsel I’m getting whiplash from all of this. The one thing I agree with the CFP board is that we basically treat everything from a fiduciary standpoint which I think is healthy for all concerned.
@zachmelloh26@AdviserCounsel I think you misunderstood my comment. I didn’t mean that the CERTIFICATION exam was not proctored; I meant that the instruction and the modular tests were done in person. Obviously that has all moved online starting probably in the late ‘90s.
@AdviserCounsel 2/2 nowadays, under the premise that there aren’t going to be enough financial advisors, they’re handing out CFP‘s like Halloween candy. It feels like a money grab. I would like to know how the CFP org’s budget has changed over the past 15 years. Just a simple glance at the P&Ls
@AdviserCounsel 1/2 Older CFP here. Back in the day, we had live classroom instruction and had to do our modular exams in a room with a proctor. Then of course the two day comprehensive exam. It was rigorous and I felt proud when I passed. After that, the three years’ experience requirement
@EricBalchunas Eric, you’re not even half as precious as Morrissey. How can you understand what this man has gone through? Ask me, ask me, ask me, ask me if you’ve heard this one before
@AdviserCounsel@BullandBaird We went RIA several years ago and it was the best decision for us. It’s not just the money; it’s a sense of control over how to invest, whom we decide to take on as clients, and not having a corporate chain-of-command to answer to.